CCS (Century Communities) Cash Ratio: 0.14 (As of Jun. 2026) — 59% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CCS Century Communities Inc CCS
70 GF Score
Price $69.38
GF Value $71.52
Valuation Fairly Valued
! 11 Warning Signs
View Full Analysis

What is Century Communities Cash Ratio?

Century Communities CCS +0.16% 70 Cash Ratio is 0.14 as of Jun. 2026, which is 59% below its 10-year median of 0.34. GuruFocus rates CCS with a GF Score™ of 70/100 and a GF Value™ of $71.52 (Fairly Valued). The stock has 11 warning signs investors should review. Among 1,734 Real Estate companies, Century Communities ranks worse than 70.99% on this metric.

The Cash Ratio measures a company’s ability to meet its short-term obligations with cash and near-cash resources. It is calculated as a company's Cash, Cash Equivalents, Marketable Securities divides by its Total Current Liabilities. Century Communities's Cash Ratio for the quarter that ended in Jun. 2026 was 0.14.

Century Communities has a Cash Ratio of 0.14. It indicates that there are more current liabilities than Cash, Cash Equivalents, Marketable Securities, and the company does not have sufficient cash on hand to pay off its short-term debt.

The historical rank and industry rank for Century Communities's Cash Ratio or its related term are showing as below:

CCS' s Cash Ratio Range Over the Past 10 Years
Min: 0.04   Med: 0.34   Max: 4.49
Current: 0.14

During the past 13 years, Century Communities's highest Cash Ratio was 4.49. The lowest was 0.04. And the median was 0.34.

CCS's Cash Ratio is ranked worse than
70.99% of 1734 companies
in the Real Estate industry
Industry Median: 0.33 vs CCS: 0.14

Century Communities  (NYSE:CCS) Cash Ratio Explanation

The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.

The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.

In general, the higher the cash ratio, the better the company's liquidity position.


Century Communities Cash Ratio Related Terms


Century Communities Cash Ratio Historical Data

* Premium members only.

The historical data trend for Century Communities's Cash Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Century Communities Cash Ratio Chart

Century Communities Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cash Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.39 1.07 0.69 0.35 0.32

Century Communities Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cash Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.16 0.19 0.32 0.15 0.14

CCS vs FOR, FPH, SKYH: Cash Ratio Comparison

For the Real Estate - Development subindustry, Century Communities's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Century Communities Cash Ratio vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Century Communities's Cash Ratio distribution charts can be found below:

* The bar in red indicates where Century Communities's Cash Ratio falls into.


CCS
70GF Score
Century Communities Inc CCS
Cash Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Century Communities Cash Ratio Calculation

The Cash Ratio measures a company's ability to meet its short-term obligations with its cash and near-cash resources.

Century Communities's Cash Ratio for the fiscal year that ended in Dec. 2025 is calculated as:

Cash Ratio (A: Dec. 2025 )=Cash, Cash Equivalents, Marketable Securities/Total Current Liabilities
=109.443/342.295
=0.32

Century Communities's Cash Ratio for the quarter that ended in Jun. 2026 is calculated as:

Cash Ratio (Q: Jun. 2026 )=Cash, Cash Equivalents, Marketable Securities/Total Current Liabilities
=92.334/643.449
=0.14

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Cash Ratio →
What does a Cash Ratio of 0.14 mean?
Century Communities (CCS) has a Cash Ratio of 0.14 as of Jun. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Century Communities and its competitors. This is 59% below median its historical median of 0.34. Over the past decade, Century Communities' Cash Ratio has ranged from 0.04 to 4.49. According to the industry distribution chart, Century Communities ranks #1231 out of 1734 companies in the Real Estate industry, placing it in the top 71%.
Is Century Communities' Cash Ratio too high?
Century Communities' current Cash Ratio of 0.14 is 59% below median its 10-year median of 0.34. Over the past 10 years, this metric has ranged from a low of 0.04 to a high of 4.49. The Real Estate industry median Cash Ratio is 0.33. Century Communities' value of 0.14 is 57.6% below this industry median. Based on the distribution chart, Century Communities ranks #1231 out of 1734 companies in the Real Estate industry, which is below the industry midpoint. Overall, Century Communities has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Century Communities' Cash Ratio compare to FOR and FPH?
According to the Real Estate industry distribution chart, Century Communities ranks #1231 out of 1734 companies for Cash Ratio. This places Century Communities in the lower half of its industry. The industry median Cash Ratio is 0.33. Century Communities' value of 0.14 is 57.6% below this benchmark. Historically, Century Communities' own Cash Ratio has ranged from 0.04 to 4.49 over the past decade. While the company's 10-year median is 0.34 vs. the industry median of 0.33, Century Communities has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Real Estate company?
The median Cash Ratio among Real Estate companies is 0.33, based on 1,734 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Century Communities's current Cash Ratio of 0.14 is 57.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Century Communities and its competitors. For the Real Estate industry, the median Cash Ratio is 0.33 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Century Communities's current Cash Ratio is 0.14, which is 59% below median its own 10-year median of 0.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Century Communities stock overvalued right now?
Based on GuruFocus' analysis, Century Communities (CCS) is currently considered Fairly Valued. The stock's GF Value™ is $71.52, compared to a current price of $69.38 — trading 3% below its estimated fair value. The current Cash Ratio is 0.14, which is 59% below median its 10-year median of 0.34 and 57.6% below the Real Estate industry median of 0.33. Century Communities' overall GF Score™ is 70/100 with 11 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For Century Communities (CCS), the current Cash Ratio is 0.14 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Century Communities (CCS) Overvalued in 2026?

Based on GuruFocus' analysis, Century Communities stock appears to be undervalued. The current stock price of $69.38 is trading 3% below its estimated GF Value™ of $71.52. GuruFocus considers Century Communities to be Fairly Valued.

Key valuation signals for CCS:

  • Cash Ratio: 0.14 (59% below median its 10-year median of 0.34)
  • GF Value™: $71.52 vs. price of $69.38 (3% below fair value)
  • GF Score™: 70/100 with 11 warning signs
  • Industry Position: 57.6% below the Real Estate median (#1231 of 1734)

No single metric tells the full story. See the CCS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Century Communities Business Description

Other Exchanges CCT:Germany
Address 8390 East Crescent Parkway, Suite 650, Greenwood Village, CO, USA, 80111
Century Communities Inc is engaged in the development, design, construction, marketing and sale of single-family attached and detached homes. The company builds and sells homes under its Century Communities and Century Complete brands. Its reportable segments for homebuilding operations are: i) West (California and Washington) ii) Mountain (Arizona, Colorado, Nevada and Utah), iii) Texas, iv) Southeast (Florida, Georgia, North Carolina, South Carolina and Tennessee), v) Century Complete (Alabama, Arizona, Florida, Georgia, Indiana, Kentucky, Michigan, North Carolina, and South Carolina). The company's other reportable segments include: Financial Services and Century Living. The company derives the majority of its revenue from the sale of new homes in the Mountain segment.
70GF Score

Get the complete analysis for CCS

Cash Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$69.38
Price
$71.52
GF Value