Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Century CommunitiesCCS -4.01%71 Debt-to-EBITDA is 10.04 as of Mar. 2026, which is 102% above its 10-year median of 4.97. GuruFocus rates CCS with a GF Score™ of 71/100 and a GF Value™ of $71.77 (Fairly Valued). The stock has 7 warning signs investors should review. Among 1,275 Real Estate companies, Century Communities ranks worse than 60.08% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Century Communities's Debt-to-EBITDA or its related term are showing as below:
CCS'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 1.7 Med: 4.97 Max: 9.6
Current: 7.34
During the past 13 years, the highest Debt-to-EBITDA Ratio of Century Communities was 9.60. The lowest was 1.70. And the median was 4.97.
CCS's Debt-to-EBITDA is ranked worse than 60.08% of 1275
companies
in the Real Estate industry
Industry Median: 5.62
vs CCS: 7.34
Century Communities (NYSE:CCS) Debt-to-EBITDA Explanation
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Century Communities Debt-to-EBITDA Related Terms
Century Communities Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Century Communities's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Real Estate - Development subindustry, Century Communities's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Century Communities Debt-to-EBITDA vs Real Estate Industry
For the Real Estate industry and Real Estate sector, Century Communities's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Century Communities's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
Century Communities (CCS) has a Debt-to-EBITDA of 10.04 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Century Communities. This is 102% above median its historical median of 4.97. Over the past decade, Century Communities' Debt-to-EBITDA has ranged from 1.70 to 9.60. According to the industry distribution chart, Century Communities ranks #766 out of 1275 companies in the Real Estate industry, placing it in the top 60.1%.
Is Century Communities' Debt-to-EBITDA too high?
Century Communities' current Debt-to-EBITDA of 10.04 is 102% above median its 10-year median of 4.97. Over the past 10 years, this metric has ranged from a low of 1.70 to a high of 9.60. The Real Estate industry median Debt-to-EBITDA is 5.62. Century Communities' value of 10.04 is 78.6% above this industry median. Based on the distribution chart, Century Communities ranks #766 out of 1275 companies in the Real Estate industry, which is below the industry midpoint. Overall, Century Communities has a GF Score™ of 71/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Century Communities' Debt-to-EBITDA compare to FOR and FPH?
According to the Real Estate industry distribution chart, Century Communities ranks #766 out of 1275 companies for Debt-to-EBITDA. This places Century Communities in the lower half of its industry. The industry median Debt-to-EBITDA is 5.62. Century Communities' value of 10.04 is 78.6% above this benchmark. Historically, Century Communities' own Debt-to-EBITDA has ranged from 1.70 to 9.60 over the past decade. While the company's 10-year median is 4.97 vs. the industry median of 5.62, Century Communities has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Real Estate company?
The median Debt-to-EBITDA among Real Estate companies is 5.62, based on 1,275 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Century Communities's current Debt-to-EBITDA of 10.04 is 78.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Century Communities. For the Real Estate industry, the median Debt-to-EBITDA is 5.62 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Century Communities's current Debt-to-EBITDA is 10.04, which is 102% above median its own 10-year median of 4.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Century Communities stock overvalued right now?
Based on GuruFocus' analysis, Century Communities (CCS) is currently considered Fairly Valued. The stock's GF Value™ is $71.77, compared to a current price of $65.53 — trading 8.7% below its estimated fair value. The current Debt-to-EBITDA is 10.04, which is 102% above median its 10-year median of 4.97 and 78.6% above the Real Estate industry median of 5.62. Century Communities' overall GF Score™ is 71/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Century Communities (CCS), the current Debt-to-EBITDA is 10.04 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Century Communities (CCS) Overvalued in 2026?
Based on GuruFocus' analysis, Century Communities stock appears to be undervalued.
The current stock price of $65.53 is trading 8.7% below its estimated GF Value™ of $71.77.
GuruFocus considers Century Communities to be Fairly Valued.
Key valuation signals for CCS:
Debt-to-EBITDA: 10.04 (102% above median its 10-year median of 4.97)
GF Value™: $71.77 vs. price of $65.53 (8.7% below fair value)
Industry Position: 78.6% above the Real Estate median (#766 of 1275)
No single metric tells the full story. See the CCS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Century Communities Inc is engaged in the development, design, construction, marketing and sale of single-family attached and detached homes. The company builds and sells homes under its Century Communities and Century Complete brands. Its reportable segments for homebuilding operations are: i) West (California and Washington) ii) Mountain (Arizona, Colorado, Nevada and Utah), iii) Texas, iv) Southeast (Florida, Georgia, North Carolina, South Carolina and Tennessee), v) Century Complete (Alabama, Arizona, Florida, Georgia, Indiana, Kentucky, Michigan, North Carolina, and South Carolina). The company's other reportable segments include: Financial Services and Century Living. The company derives the majority of its revenue from the sale of new homes in the Mountain segment.
71GF Score
Get the complete analysis for CCS
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
CCS has been successfully added to your 
