CCS (Century Communities) LT-Debt-to-Total-Asset: 0.30 (As of Mar. 2026)


CCS Century Communities Inc CCS
69 GF Score
Price $71.84
GF Value $72.06
Valuation Fairly Valued
! 11 Warning Signs
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What is Century Communities LT-Debt-to-Total-Asset?

Century Communities CCS +3.34% 69 LT-Debt-to-Total-Asset is 0.30 as of Mar. 2026. GuruFocus rates CCS with a GF Score™ of 69/100 and a GF Value™ of $72.06 (Fairly Valued). The stock has 11 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Century Communities's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.30.

Century Communities's long-term debt to total assets ratio increased from Mar. 2025 (0.29) to Mar. 2026 (0.30). It may suggest that Century Communities is progressively becoming more dependent on debt to grow their business.


Century Communities  (NYSE:CCS) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.


Century Communities LT-Debt-to-Total-Asset Related Terms


Century Communities LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Century Communities's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Century Communities LT-Debt-to-Total-Asset Chart

Century Communities Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.39 0.32 0.31 0.30 0.31

Century Communities Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.29 0.29 0.28 0.31 0.30
CCS
69GF Score
Century Communities Inc CCS
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Century Communities LT-Debt-to-Total-Asset Calculation

Century Communities's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )/Total Assets (A: Dec. 2025 )
=1391.645/4459.895
=0.31

Century Communities's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )=Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )/Total Assets (Q: Mar. 2026 )
=1335.048/4509.785
=0.30

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.30 mean?
Century Communities (CCS) has a LT-Debt-to-Total-Asset of 0.30 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Century Communities and its competitors.
Is Century Communities' LT-Debt-to-Total-Asset too high?
Century Communities' current LT-Debt-to-Total-Asset is 0.30. Overall, Century Communities has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Century Communities' LT-Debt-to-Total-Asset compare to FOR and FPH?
Century Communities' LT-Debt-to-Total-Asset of 0.30 can be compared against companies in the Real Estate industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Real Estate company?
A good LT-Debt-to-Total-Asset depends on the Real Estate industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Century Communities and its competitors. Century Communities's current LT-Debt-to-Total-Asset is 0.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Century Communities stock overvalued right now?
Based on GuruFocus' analysis, Century Communities (CCS) is currently considered Fairly Valued. The stock's GF Value™ is $72.06, compared to a current price of $71.84 — trading 0.3% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.30. Century Communities' overall GF Score™ is 69/100 with 11 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Century Communities (CCS), the current LT-Debt-to-Total-Asset is 0.30 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Century Communities (CCS) Overvalued in 2026?

Based on GuruFocus' analysis, Century Communities stock appears to be undervalued. The current stock price of $71.84 is trading 0.3% below its estimated GF Value™ of $72.06. GuruFocus considers Century Communities to be Fairly Valued.

Key valuation signals for CCS:

  • LT-Debt-to-Total-Asset: 0.30
  • GF Value™: $72.06 vs. price of $71.84 (0.3% below fair value)
  • GF Score™: 69/100 with 11 warning signs

No single metric tells the full story. See the CCS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Century Communities Business Description

Other Exchanges CCT:Germany
Address 8390 East Crescent Parkway, Suite 650, Greenwood Village, CO, USA, 80111
Century Communities Inc is engaged in the development, design, construction, marketing and sale of single-family attached and detached homes. The company builds and sells homes under its Century Communities and Century Complete brands. Its reportable segments for homebuilding operations are: i) West (California and Washington) ii) Mountain (Arizona, Colorado, Nevada and Utah), iii) Texas, iv) Southeast (Florida, Georgia, North Carolina, South Carolina and Tennessee), v) Century Complete (Alabama, Arizona, Florida, Georgia, Indiana, Kentucky, Michigan, North Carolina, and South Carolina). The company's other reportable segments include: Financial Services and Century Living. The company derives the majority of its revenue from the sale of new homes in the Mountain segment.
69GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$71.84
Price
$72.06
GF Value