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Century Communities has the Financial Strength Rank of 4.
GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:
1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.
A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.
GuruFocus does not calculate Century Communities's interest coverage with the available data.
Century Communities's debt to revenue ratio for the quarter that ended in Jun. 2026 was 0.46.
As of today, Century Communities's Altman Z-Score is 3.13.
Century Communities (NYSE:CCS) Financial Strength Explanation
The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.
Century Communities has the Financial Strength Rank of 4.
Century Communities Financial Strength Related Terms
CCS vs FOR, FPH, SKYH: Financial Strength Comparison
For the Real Estate - Development subindustry, Century Communities's Financial Strength, along with its competitors' market caps and Financial Strength data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Century Communities Financial Strength vs Real Estate Industry
For the Real Estate industry and Real Estate sector, Century Communities's Financial Strength distribution charts can be found below:
* The bar in red indicates where Century Communities's Financial Strength falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
The zones of discrimination were as such:
When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.
Century Communities has a Z-score of 3.13, indicating it is in Safe Zones. This implies the Z-Score is strong.
Good Sign:
Altman Z-score of 3.13 is strong.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Century Communities (CCS) has a Financial Strength of 4 as of Jun. 2026. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Century Communities and its competitors. This is 20% below median its historical median of 5.00. Over the past decade, Century Communities' Financial Strength has ranged from 3.00 to 7.00.
Is Century Communities' Financial Strength too high?
Century Communities' current Financial Strength of 4 is 20% below median its 10-year median of 5.00. Over the past 10 years, this metric has ranged from a low of 3.00 to a high of 7.00. Overall, Century Communities has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Century Communities' Financial Strength compare to FOR and FPH?
Century Communities' Financial Strength of 4 can be compared against companies in the Real Estate industry. Historically, Century Communities' own Financial Strength has ranged from 3.00 to 7.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for a Real Estate company?
A good Financial Strength depends on the Real Estate industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Century Communities and its competitors. Century Communities's current Financial Strength is 4, which is 20% below median its own 10-year median of 5.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Century Communities stock overvalued right now?
Based on GuruFocus' analysis, Century Communities (CCS) is currently considered Fairly Valued. The stock's GF Value™ is $70.30, compared to a current price of $69.41 — trading 1.3% below its estimated fair value. The current Financial Strength is 4, which is 20% below median its 10-year median of 5.00. Century Communities' overall GF Score™ is 70/100 with 11 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For Century Communities (CCS), the current Financial Strength is 4 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Century Communities (CCS) Overvalued in 2026?
Based on GuruFocus' analysis, Century Communities stock appears to be undervalued.
The current stock price of $69.41 is trading 1.3% below its estimated GF Value™ of $70.30.
GuruFocus considers Century Communities to be Fairly Valued.
Key valuation signals for CCS:
Financial Strength: 4 (20% below median its 10-year median of 5.00)
GF Value™: $70.30 vs. price of $69.41 (1.3% below fair value)
No single metric tells the full story. See the CCS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Century Communities Inc is engaged in the development, design, construction, marketing and sale of single-family attached and detached homes. The company builds and sells homes under its Century Communities and Century Complete brands. Its reportable segments for homebuilding operations are: i) West (California and Washington) ii) Mountain (Arizona, Colorado, Nevada and Utah), iii) Texas, iv) Southeast (Florida, Georgia, North Carolina, South Carolina and Tennessee), v) Century Complete (Alabama, Arizona, Florida, Georgia, Indiana, Kentucky, Michigan, North Carolina, and South Carolina). The company's other reportable segments include: Financial Services and Century Living. The company derives the majority of its revenue from the sale of new homes in the Mountain segment.
70GF Score
Get the complete analysis for CCS
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