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Century CommunitiesCCS +0.16%70 Debt-to-Equity is 0.66 as of Jun. 2026, which is 14% below its 10-year median of 0.77. GuruFocus rates CCS with a GF Score™ of 70/100 and a GF Value™ of $71.52 (Fairly Valued). The stock has 11 warning signs investors should review. Among 1,543 Real Estate companies, Century Communities ranks better than 53.14% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Century Communities's Debt-to-Equity or its related term are showing as below:
CCS'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.53 Med: 0.77 Max: 1.51
Current: 0.66
During the past 13 years, the highest Debt-to-Equity Ratio of Century Communities was 1.51. The lowest was 0.53. And the median was 0.77.
CCS's Debt-to-Equity is ranked better than 53.14% of 1543
companies
in the Real Estate industry
Industry Median: 0.73
vs CCS: 0.66
Century Communities (NYSE:CCS) Debt-to-Equity Explanation
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Century Communities Debt-to-Equity Related Terms
Century Communities Debt-to-Equity Historical Data
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The historical data trend for Century Communities's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Real Estate - Development subindustry, Century Communities's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Century Communities Debt-to-Equity vs Real Estate Industry
For the Real Estate industry and Real Estate sector, Century Communities's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Century Communities's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Century Communities (CCS) has a Debt-to-Equity of 0.66 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Century Communities and its competitors. This is 14% below median its historical median of 0.77. Over the past decade, Century Communities' Debt-to-Equity has ranged from 0.53 to 1.51. According to the industry distribution chart, Century Communities ranks #723 out of 1543 companies in the Real Estate industry, placing it in the top 46.9%.
Is Century Communities' Debt-to-Equity too high?
Century Communities' current Debt-to-Equity of 0.66 is 14% below median its 10-year median of 0.77. Over the past 10 years, this metric has ranged from a low of 0.53 to a high of 1.51. The Real Estate industry median Debt-to-Equity is 0.73. Century Communities' value of 0.66 is 9.6% below this industry median. Based on the distribution chart, Century Communities ranks #723 out of 1543 companies in the Real Estate industry, which is above the industry midpoint. Overall, Century Communities has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Century Communities' Debt-to-Equity compare to FOR and FPH?
According to the Real Estate industry distribution chart, Century Communities ranks #723 out of 1543 companies for Debt-to-Equity. This puts Century Communities in the upper half of its industry. The industry median Debt-to-Equity is 0.73. Century Communities' value of 0.66 is 9.6% below this benchmark. Historically, Century Communities' own Debt-to-Equity has ranged from 0.53 to 1.51 over the past decade. While the company's 10-year median is 0.77 vs. the industry median of 0.73, Century Communities has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Real Estate company?
The median Debt-to-Equity among Real Estate companies is 0.73, based on 1,543 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Century Communities's current Debt-to-Equity of 0.66 is 9.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Century Communities and its competitors. For the Real Estate industry, the median Debt-to-Equity is 0.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Century Communities's current Debt-to-Equity is 0.66, which is 14% below median its own 10-year median of 0.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Century Communities stock overvalued right now?
Based on GuruFocus' analysis, Century Communities (CCS) is currently considered Fairly Valued. The stock's GF Value™ is $71.52, compared to a current price of $69.38 — trading 3% below its estimated fair value. The current Debt-to-Equity is 0.66, which is 14% below median its 10-year median of 0.77 and 9.6% below the Real Estate industry median of 0.73. Century Communities' overall GF Score™ is 70/100 with 11 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Century Communities (CCS), the current Debt-to-Equity is 0.66 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Century Communities (CCS) Overvalued in 2026?
Based on GuruFocus' analysis, Century Communities stock appears to be undervalued.
The current stock price of $69.38 is trading 3% below its estimated GF Value™ of $71.52.
GuruFocus considers Century Communities to be Fairly Valued.
Key valuation signals for CCS:
Debt-to-Equity: 0.66 (14% below median its 10-year median of 0.77)
GF Value™: $71.52 vs. price of $69.38 (3% below fair value)
Industry Position: 9.6% below the Real Estate median (#723 of 1543)
No single metric tells the full story. See the CCS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Century Communities Inc is engaged in the development, design, construction, marketing and sale of single-family attached and detached homes. The company builds and sells homes under its Century Communities and Century Complete brands. Its reportable segments for homebuilding operations are: i) West (California and Washington) ii) Mountain (Arizona, Colorado, Nevada and Utah), iii) Texas, iv) Southeast (Florida, Georgia, North Carolina, South Carolina and Tennessee), v) Century Complete (Alabama, Arizona, Florida, Georgia, Indiana, Kentucky, Michigan, North Carolina, and South Carolina). The company's other reportable segments include: Financial Services and Century Living. The company derives the majority of its revenue from the sale of new homes in the Mountain segment.
70GF Score
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