CCS (Century Communities) Effective Interest Rate on Debt %: 0.00% (As of Mar. 2026)


CCS Century Communities Inc CCS
71 GF Score
Price $63.62
GF Value $71.90
Valuation Modestly Undervalued
! 7 Warning Signs
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What is Century Communities Effective Interest Rate on Debt %?

Century Communities CCS -2.75% 71 Effective Interest Rate on Debt % is 0.00% as of Mar. 2026. GuruFocus rates CCS with a GF Score™ of 71/100 and a GF Value™ of $71.90 (Modestly Undervalued). The stock has 7 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Century Communities's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $0 Mil. Century Communities's average total debt for the quarter that ended in Mar. 2026 was $1,491 Mil. Therefore, Century Communities's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 0.00%.


Century Communities  (NYSE:CCS) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Century Communities Effective Interest Rate on Debt % Related Terms


Century Communities Effective Interest Rate on Debt % Historical Data

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The historical data trend for Century Communities's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Century Communities Effective Interest Rate on Debt % Chart

Century Communities Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Century Communities Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

CCS vs FOR, FPH, SKYH: Effective Interest Rate on Debt % Comparison

For the Real Estate - Development subindustry, Century Communities's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Century Communities Effective Interest Rate on Debt % vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Century Communities's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Century Communities's Effective Interest Rate on Debt % falls into.


CCS
71GF Score
Century Communities Inc CCS
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Century Communities Effective Interest Rate on Debt % Calculation

Century Communities's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  0/( (1476.213+1443.145)/ 2 )
=-1  *  0/1459.679
=0.00 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1340.713 + 135.5
=1476.213

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1391.645 + 51.5
=1443.145

Century Communities's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  0/( (1443.145+1538.748)/ 2 )
=-1  *  0/1490.9465
=0.00 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1391.645 + 51.5
=1443.145

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1335.048 + 203.7
=1538.748

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.00% mean?
Century Communities (CCS) has a Effective Interest Rate on Debt % of 0.00% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Century Communities and its competitors.
Is Century Communities' Effective Interest Rate on Debt % too high?
Century Communities' current Effective Interest Rate on Debt % is 0.00%. Overall, Century Communities has a GF Score™ of 71/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Century Communities' Effective Interest Rate on Debt % compare to FOR and FPH?
Century Communities' Effective Interest Rate on Debt % of 0.00% can be compared against companies in the Real Estate industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Real Estate company?
A good Effective Interest Rate on Debt % depends on the Real Estate industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Century Communities and its competitors. Century Communities's current Effective Interest Rate on Debt % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Century Communities stock overvalued right now?
Based on GuruFocus' analysis, Century Communities (CCS) is currently considered Modestly Undervalued. The stock's GF Value™ is $71.90, compared to a current price of $63.62 — trading 11.5% below its estimated fair value. The current Effective Interest Rate on Debt % is 0.00%. Century Communities' overall GF Score™ is 71/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Century Communities (CCS), the current Effective Interest Rate on Debt % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Century Communities (CCS) Overvalued in 2026?

Based on GuruFocus' analysis, Century Communities stock appears to be undervalued. The current stock price of $63.62 is trading 11.5% below its estimated GF Value™ of $71.90. GuruFocus considers Century Communities to be Modestly Undervalued.

Key valuation signals for CCS:

  • Effective Interest Rate on Debt %: 0.00%
  • GF Value™: $71.90 vs. price of $63.62 (11.5% below fair value)
  • GF Score™: 71/100 with 7 warning signs

No single metric tells the full story. See the CCS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Century Communities Business Description

Other Exchanges CCT:Germany
Address 8390 East Crescent Parkway, Suite 650, Greenwood Village, CO, USA, 80111
Century Communities Inc is engaged in the development, design, construction, marketing and sale of single-family attached and detached homes. The company builds and sells homes under its Century Communities and Century Complete brands. Its reportable segments for homebuilding operations are: i) West (California and Washington) ii) Mountain (Arizona, Colorado, Nevada and Utah), iii) Texas, iv) Southeast (Florida, Georgia, North Carolina, South Carolina and Tennessee), v) Century Complete (Alabama, Arizona, Florida, Georgia, Indiana, Kentucky, Michigan, North Carolina, and South Carolina). The company's other reportable segments include: Financial Services and Century Living. The company derives the majority of its revenue from the sale of new homes in the Mountain segment.
71GF Score

Get the complete analysis for CCS

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$63.62
Price
$71.90
GF Value