QuilterCHIX:QLTL -0.75%60 Cash Ratio is 115.29 as of Dec. 2025, which is 29% above its 10-year median of 89.12. GuruFocus rates CHIX:QLTL with a GF Score™ of 60/100 and a GF Value™ of £1.39 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 683 Asset Management companies, Quilter ranks better than 95.75% on this metric.
Quilter has a Cash Ratio of 115.29. It generally indicates that the company is able to cover all short-term debt and still have cash remaining.
The historical rank and industry rank for Quilter's Cash Ratio or its related term are showing as below:
CHIX:QLTl'
s Cash Ratio Range Over the Past 10 Years
Min: 2.22 Med: 89.12 Max: 119.74
Current: 115.29
During the past 11 years, Quilter's highest Cash Ratio was 119.74. The lowest was 2.22. And the median was 89.12.
CHIX:QLTl's Cash Ratio is ranked better than 95.75% of 683
companies
in the Asset Management industry
Industry Median: 1.62
vs CHIX:QLTl: 115.29
Quilter (CHIX:QLTl) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
Quilter Cash Ratio Related Terms
Quilter Cash Ratio Historical Data
* Premium members only.
The historical data trend for Quilter's Cash Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Asset Management subindustry, Quilter's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Quilter Cash Ratio vs Asset Management Industry
For the Asset Management industry and Financial Services sector, Quilter's Cash Ratio distribution charts can be found below:
* The bar in red indicates where Quilter's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Quilter (CHIX:QLTL) has a Cash Ratio of 115.29 as of Dec. 2025. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Quilter and its competitors. This is 29% above median its historical median of 89.12. Over the past decade, Quilter's Cash Ratio has ranged from 2.22 to 119.74. According to the industry distribution chart, Quilter ranks #29 out of 683 companies in the Asset Management industry, placing it in the top 4.2%.
Is Quilter's Cash Ratio too high?
Quilter's current Cash Ratio of 115.29 is 29% above median its 10-year median of 89.12. Over the past 10 years, this metric has ranged from a low of 2.22 to a high of 119.74. The Asset Management industry median Cash Ratio is 1.62. Quilter's value of 115.29 is 7016.7% above this industry median. Based on the distribution chart, Quilter ranks #29 out of 683 companies in the Asset Management industry, which is in the top quartile — a strong position relative to peers. Overall, Quilter has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Quilter's Cash Ratio compare to BLK and BX?
According to the Asset Management industry distribution chart, Quilter ranks #29 out of 683 companies for Cash Ratio. This places Quilter in the top 4% of its industry — outperforming the majority of peers. The industry median Cash Ratio is 1.62. Quilter's value of 115.29 is 7016.7% above this benchmark. Historically, Quilter's own Cash Ratio has ranged from 2.22 to 119.74 over the past decade. While the company's 10-year median is 89.12 vs. the industry median of 1.62, Quilter has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for an Asset Management company?
The median Cash Ratio among Asset Management companies is 1.62, based on 683 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Quilter's current Cash Ratio of 115.29 is 7016.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Quilter and its competitors. For the Asset Management industry, the median Cash Ratio is 1.62 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Quilter's current Cash Ratio is 115.29, which is 29% above median its own 10-year median of 89.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Quilter stock overvalued right now?
Based on GuruFocus' analysis, Quilter (CHIX:QLTL) is currently considered Significantly Overvalued. The stock's GF Value™ is £1.39, compared to a current price of £1.99 — trading 43.2% above its estimated fair value. The current Cash Ratio is 115.29, which is 29% above median its 10-year median of 89.12 and 7016.7% above the Asset Management industry median of 1.62. Quilter's overall GF Score™ is 60/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For Quilter (CHIX:QLTL), the current Cash Ratio is 115.29 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Quilter (CHIX:QLTL) Overvalued in 2026?
Based on GuruFocus' analysis, Quilter stock appears to be overvalued.
The current stock price of £1.99 is trading 43.2% above its estimated GF Value™ of £1.39.
GuruFocus considers Quilter to be Significantly Overvalued.
Key valuation signals for CHIX:QLTL:
Cash Ratio: 115.29 (29% above median its 10-year median of 89.12)
GF Value™: £1.39 vs. price of £1.99 (43.2% above fair value)
Industry Position: 7016.7% above the Asset Management median (#29 of 683)
No single metric tells the full story. See the CHIX:QLTL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Quilter PLC is a United Kingdom-based Asset Management Company engaged in the wealth management business, providing financial advice, investment solutions, and wealth management to customers in the UK and selected international markets. The group operating segments are High Net Worth, Affluent, and Head Office. The High Net Worth segment comprises Quilter Cheviot and Quilter Cheviot Financial Planning. The Affluent segment comprises Quilter Investment Platform, Quilter Investors, and Quilter Financial Planning. The company derives the majority of its revenue from the Affluent segment.
60GF Score
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