Quilter (CHIX:QLTL) Retained Earnings: £907 Mil (As of Dec. 2025)


CHIX:QLTL Quilter PLC CHIX:QLTL
64 GF Score
Price £2.03
GF Value £1.44
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Quilter Retained Earnings?

Quilter CHIX:QLTL +2.53% 64 Retained Earnings is £907 Mil as of Dec. 2025. GuruFocus rates CHIX:QLTL with a GF Score™ of 64/100 and a GF Value™ of £1.44 (Significantly Overvalued). The stock has 3 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Quilter's retained earnings for the quarter that ended in Dec. 2025 was £907 Mil.

Quilter's quarterly retained earnings declined from Dec. 2024 (£863 Mil) to Jun. 2025 (£857 Mil) but then increased from Jun. 2025 (£857 Mil) to Dec. 2025 (£907 Mil).

Quilter's annual retained earnings declined from Dec. 2023 (£958 Mil) to Dec. 2024 (£863 Mil) but then increased from Dec. 2024 (£863 Mil) to Dec. 2025 (£907 Mil).


Quilter  (CHIX:QLTl) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Quilter Retained Earnings Historical Data

* Premium members only.

The historical data trend for Quilter's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Quilter Retained Earnings Chart

Quilter Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,482.00 989.00 958.00 863.00 907.00

Quilter Semi-Annual Data
Dec15 Dec16 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 958.00 931.00 863.00 857.00 907.00
CHIX:QLTL
64GF Score
Quilter PLC CHIX:QLTL
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Quilter Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of £907 Mil mean?
Quilter (CHIX:QLTL) has a Retained Earnings of £907 Mil as of Dec. 2025. Retained earnings is the amount of net income not issued to shareholders. View historical data on Quilter and its competitors.
Is Quilter's Retained Earnings too high?
Quilter's current Retained Earnings is £907 Mil. Overall, Quilter has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Quilter's Retained Earnings compare to BLK and BX?
Quilter's Retained Earnings of £907 Mil can be compared against companies in the Asset Management industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for an Asset Management company?
A good Retained Earnings depends on the Asset Management industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Quilter and its competitors. Quilter's current Retained Earnings is £907 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Quilter stock overvalued right now?
Based on GuruFocus' analysis, Quilter (CHIX:QLTL) is currently considered Significantly Overvalued. The stock's GF Value™ is £1.44, compared to a current price of £2.03 — trading 40.6% above its estimated fair value. The current Retained Earnings is £907 Mil. Quilter's overall GF Score™ is 64/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Quilter (CHIX:QLTL), the current Retained Earnings is £907 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Quilter (CHIX:QLTL) Overvalued in 2026?

Based on GuruFocus' analysis, Quilter stock appears to be overvalued. The current stock price of £2.03 is trading 40.6% above its estimated GF Value™ of £1.44. GuruFocus considers Quilter to be Significantly Overvalued.

Key valuation signals for CHIX:QLTL:

  • Retained Earnings: £907 Mil
  • GF Value™: £1.44 vs. price of £2.03 (40.6% above fair value)
  • GF Score™: 64/100 with 3 warning signs

No single metric tells the full story. See the CHIX:QLTL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Quilter Business Description

Address 85 Queen Victoria Street, Senator House, London, GBR, EC4V 4AB
Quilter PLC is a United Kingdom-based Asset Management Company engaged in the wealth management business, providing financial advice, investment solutions, and wealth management to customers in the UK and selected international markets. The group operating segments are High Net Worth, Affluent, and Head Office. The High Net Worth segment comprises Quilter Cheviot and Quilter Cheviot Financial Planning. The Affluent segment comprises Quilter Investment Platform, Quilter Investors, and Quilter Financial Planning. The company derives the majority of its revenue from the Affluent segment.
64GF Score

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Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£2.03
Price
£1.44
GF Value