Quilter (CHIX:QLTL) Interest Expense: £-21 Mil (TTM As of Dec. 2025)


CHIX:QLTL Quilter PLC CHIX:QLTL
63 GF Score
Price £1.93
GF Value £1.48
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Quilter Interest Expense?

Quilter CHIX:QLTL +1.31% 63 Interest Expense is £-21 Mil as of Dec. 2025. GuruFocus rates CHIX:QLTL with a GF Score™ of 63/100 and a GF Value™ of £1.48 (Modestly Overvalued). The stock has 3 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Quilter's interest expense for the six months ended in Dec. 2025 was £ -11 Mil. Its interest expense for the trailing twelve months (TTM) ended in Dec. 2025 was £-21 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Quilter's Operating Income for the six months ended in Dec. 2025 was £ 222 Mil. Quilter's Interest Expense for the six months ended in Dec. 2025 was £ -11 Mil. Quilter's Interest Coverage for the quarter that ended in Dec. 2025 was 20.18. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Quilter  (CHIX:QLTl) Interest Expense Explanation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense. The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Quilter's Interest Expense for the six months ended in Dec. 2025 was £-11 Mil. Its Operating Income for the six months ended in Dec. 2025 was £222 Mil. And its Long-Term Debt & Capital Lease Obligation for the six months ended in Dec. 2025 was £265 Mil.

Quilter's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*222/-11
=20.18

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's financial strength is.

Quilter Interest Expense Historical Data

* Premium members only.

The historical data trend for Quilter's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Quilter Interest Expense Chart

Quilter Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -13.00 -13.00 -22.00 -21.00 -21.00

Quilter Semi-Annual Data
Dec15 Dec16 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -11.00 -10.00 -11.00 -10.00 -11.00
CHIX:QLTL
63GF Score
Quilter PLC CHIX:QLTL
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Quilter Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was £-21 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of £-21 Mil mean?
Quilter (CHIX:QLTL) has a Interest Expense of £-21 Mil as of Dec. 2025. Interest Expense is the amount a company pays on its long-term debt. View historical data on Quilter and its competitors.
Is Quilter's Interest Expense too high?
Quilter's current Interest Expense is £-21 Mil. Overall, Quilter has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Quilter's Interest Expense compare to BLK and BX?
Quilter's Interest Expense of £-21 Mil can be compared against companies in the Asset Management industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for an Asset Management company?
A good Interest Expense depends on the Asset Management industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Quilter and its competitors. Quilter's current Interest Expense is £-21 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Quilter stock overvalued right now?
Based on GuruFocus' analysis, Quilter (CHIX:QLTL) is currently considered Modestly Overvalued. The stock's GF Value™ is £1.48, compared to a current price of £1.93 — trading 30.3% above its estimated fair value. The current Interest Expense is £-21 Mil. Quilter's overall GF Score™ is 63/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Quilter (CHIX:QLTL), the current Interest Expense is £-21 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Quilter (CHIX:QLTL) Overvalued in 2026?

Based on GuruFocus' analysis, Quilter stock appears to be overvalued. The current stock price of £1.93 is trading 30.3% above its estimated GF Value™ of £1.48. GuruFocus considers Quilter to be Modestly Overvalued.

Key valuation signals for CHIX:QLTL:

  • Interest Expense: £-21 Mil
  • GF Value™: £1.48 vs. price of £1.93 (30.3% above fair value)
  • GF Score™: 63/100 with 3 warning signs

No single metric tells the full story. See the CHIX:QLTL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Quilter Business Description

Address 85 Queen Victoria Street, Senator House, London, GBR, EC4V 4AB
Quilter PLC is a United Kingdom-based Asset Management Company engaged in the wealth management business, providing financial advice, investment solutions, and wealth management to customers in the UK and selected international markets. The group operating segments are High Net Worth, Affluent, and Head Office. The High Net Worth segment comprises Quilter Cheviot and Quilter Cheviot Financial Planning. The Affluent segment comprises Quilter Investment Platform, Quilter Investors, and Quilter Financial Planning. The company derives the majority of its revenue from the Affluent segment.
63GF Score

Get the complete analysis for CHIX:QLTL

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£1.93
Price
£1.48
GF Value