Quilter (CHIX:QLTL) 3-Year RORE % : -75.34% (As of Dec. 2025)


CHIX:QLTL Quilter PLC CHIX:QLTL
63 GF Score
Price £1.93
GF Value £1.48
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Quilter 3-Year RORE %?

Quilter CHIX:QLTL +1.31% 63 3-Year RORE % is -75.34 as of Dec. 2025. GuruFocus rates CHIX:QLTL with a GF Score™ of 63/100 and a GF Value™ of £1.48 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 1,533 Asset Management companies, Quilter ranks worse than 85.39% on this metric.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. Quilter's 3-Year RORE % for the quarter that ended in Dec. 2025 was -75.34%.

The industry rank for Quilter's 3-Year RORE % or its related term are showing as below:

CHIX:QLTl's 3-Year RORE % is ranked worse than
85.39% of 1533 companies
in the Asset Management industry
Industry Median: 12.31 vs CHIX:QLTl: -75.34

Quilter  (CHIX:QLTl) 3-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


Quilter 3-Year RORE % Related Terms


Quilter 3-Year RORE % Historical Data

* Premium members only.

The historical data trend for Quilter's 3-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Quilter 3-Year RORE % Chart

Quilter Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
3-Year RORE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 19.75 56.76 -84.44 417.14 -75.34

Quilter Semi-Annual Data
Dec15 Dec16 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
3-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -84.44 -187.91 417.14 11.71 -75.34

CHIX:QLTL vs BLK, BX, KKR: 3-Year RORE % Comparison

For the Asset Management subindustry, Quilter's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Quilter 3-Year RORE % vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Quilter's 3-Year RORE % distribution charts can be found below:

* The bar in red indicates where Quilter's 3-Year RORE % falls into.


CHIX:QLTL
63GF Score
Quilter PLC CHIX:QLTL
3-Year RORE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Quilter 3-Year RORE % Calculation

Quilter's 3-Year RORE % for the quarter that ended in Dec. 2025 is calculated as:

3-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 3-year -Cumulative Dividends per Share for 3-year )
=( 0.086-0.031 )/( 0.091-0.164 )
=0.055/-0.073
=-75.34 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Dec. 2025 and 3-year before.

Frequently Asked Questions Learn more about 3-Year RORE % →
What does a 3-Year RORE % of -75.34 mean?
Quilter (CHIX:QLTL) has a 3-Year RORE % of -75.34 as of Dec. 2025. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Quilter and its competitors. According to the industry distribution chart, Quilter ranks #1309 out of 1533 companies in the Asset Management industry, placing it in the top 85.4%.
Is Quilter's 3-Year RORE % too high?
Quilter's current 3-Year RORE % is -75.34. Based on the distribution chart, Quilter ranks #1309 out of 1533 companies in the Asset Management industry, which is in the bottom quartile relative to peers. Overall, Quilter has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Quilter's 3-Year RORE % compare to BLK and BX?
According to the Asset Management industry distribution chart, Quilter ranks #1309 out of 1533 companies for 3-Year RORE %. This places Quilter in the lower half of its industry. The industry median 3-Year RORE % is 12.31. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for an Asset Management company?
The median 3-Year RORE % among Asset Management companies is 12.31, based on 1,533 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Quilter and its competitors. For the Asset Management industry, the median 3-Year RORE % is 12.31 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Quilter's current 3-Year RORE % is -75.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Quilter stock overvalued right now?
Based on GuruFocus' analysis, Quilter (CHIX:QLTL) is currently considered Modestly Overvalued. The stock's GF Value™ is £1.48, compared to a current price of £1.93 — trading 30.3% above its estimated fair value. The current 3-Year RORE % is -75.34. Quilter's overall GF Score™ is 63/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Quilter (CHIX:QLTL), the current 3-Year RORE % is -75.34 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Quilter (CHIX:QLTL) Overvalued in 2026?

Based on GuruFocus' analysis, Quilter stock appears to be overvalued. The current stock price of £1.93 is trading 30.3% above its estimated GF Value™ of £1.48. GuruFocus considers Quilter to be Modestly Overvalued.

Key valuation signals for CHIX:QLTL:

  • 3-Year RORE %: -75.34
  • GF Value™: £1.48 vs. price of £1.93 (30.3% above fair value)
  • GF Score™: 63/100 with 3 warning signs

No single metric tells the full story. See the CHIX:QLTL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Quilter Business Description

Address 85 Queen Victoria Street, Senator House, London, GBR, EC4V 4AB
Quilter PLC is a United Kingdom-based Asset Management Company engaged in the wealth management business, providing financial advice, investment solutions, and wealth management to customers in the UK and selected international markets. The group operating segments are High Net Worth, Affluent, and Head Office. The High Net Worth segment comprises Quilter Cheviot and Quilter Cheviot Financial Planning. The Affluent segment comprises Quilter Investment Platform, Quilter Investors, and Quilter Financial Planning. The company derives the majority of its revenue from the Affluent segment.
63GF Score

Get the complete analysis for CHIX:QLTL

3-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£1.93
Price
£1.48
GF Value