QuilterCHIX:QLTL -0.75%60 Debt-to-Equity is 0.19 as of Dec. 2025, which is 6% above its 10-year median of 0.18. GuruFocus rates CHIX:QLTL with a GF Score™ of 60/100 and a GF Value™ of £1.38 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 963 Asset Management companies, Quilter ranks better than 53.58% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Quilter's Debt-to-Equity or its related term are showing as below:
CHIX:QLTl'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.1 Med: 0.18 Max: 0.85
Current: 0.19
During the past 11 years, the highest Debt-to-Equity Ratio of Quilter was 0.85. The lowest was 0.10. And the median was 0.18.
CHIX:QLTl's Debt-to-Equity is ranked better than 53.58% of 963
companies
in the Asset Management industry
Industry Median: 0.21
vs CHIX:QLTl: 0.19
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Quilter Debt-to-Equity Related Terms
Quilter Debt-to-Equity Historical Data
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The historical data trend for Quilter's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CHIX:QLTL vs BLK, BX, KKR: Debt-to-Equity Comparison
For the Asset Management subindustry, Quilter's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Quilter Debt-to-Equity vs Asset Management Industry
For the Asset Management industry and Financial Services sector, Quilter's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Quilter's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Quilter (CHIX:QLTL) has a Debt-to-Equity of 0.19 as of Dec. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Quilter and its competitors. This is near median its historical median of 0.18. Over the past decade, Quilter's Debt-to-Equity has ranged from 0.10 to 0.85. According to the industry distribution chart, Quilter ranks #447 out of 963 companies in the Asset Management industry, placing it in the top 46.4%.
Is Quilter's Debt-to-Equity too high?
Quilter's current Debt-to-Equity of 0.19 is near median its 10-year median of 0.18. Over the past 10 years, this metric has ranged from a low of 0.10 to a high of 0.85. The Asset Management industry median Debt-to-Equity is 0.21. Quilter's value of 0.19 is 9.5% below this industry median. Based on the distribution chart, Quilter ranks #447 out of 963 companies in the Asset Management industry, which is above the industry midpoint. Overall, Quilter has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Quilter's Debt-to-Equity compare to BLK and BX?
According to the Asset Management industry distribution chart, Quilter ranks #447 out of 963 companies for Debt-to-Equity. This puts Quilter in the upper half of its industry. The industry median Debt-to-Equity is 0.21. Quilter's value of 0.19 is 9.5% below this benchmark. Historically, Quilter's own Debt-to-Equity has ranged from 0.10 to 0.85 over the past decade. While the company's 10-year median is 0.18 vs. the industry median of 0.21, Quilter has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for an Asset Management company?
The median Debt-to-Equity among Asset Management companies is 0.21, based on 963 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Quilter's current Debt-to-Equity of 0.19 is 9.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Quilter and its competitors. For the Asset Management industry, the median Debt-to-Equity is 0.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Quilter's current Debt-to-Equity is 0.19, which is near median its own 10-year median of 0.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Quilter stock overvalued right now?
Based on GuruFocus' analysis, Quilter (CHIX:QLTL) is currently considered Significantly Overvalued. The stock's GF Value™ is £1.38, compared to a current price of £1.99 — trading 44.3% above its estimated fair value. The current Debt-to-Equity is 0.19, which is near median its 10-year median of 0.18 and 9.5% below the Asset Management industry median of 0.21. Quilter's overall GF Score™ is 60/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Quilter (CHIX:QLTL), the current Debt-to-Equity is 0.19 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Quilter (CHIX:QLTL) Overvalued in 2026?
Based on GuruFocus' analysis, Quilter stock appears to be overvalued.
The current stock price of £1.99 is trading 44.3% above its estimated GF Value™ of £1.38.
GuruFocus considers Quilter to be Significantly Overvalued.
Key valuation signals for CHIX:QLTL:
Debt-to-Equity: 0.19 (near median its 10-year median of 0.18)
GF Value™: £1.38 vs. price of £1.99 (44.3% above fair value)
Industry Position: 9.5% below the Asset Management median (#447 of 963)
No single metric tells the full story. See the CHIX:QLTL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Quilter PLC is a United Kingdom-based Asset Management Company engaged in the wealth management business, providing financial advice, investment solutions, and wealth management to customers in the UK and selected international markets. The group operating segments are High Net Worth, Affluent, and Head Office. The High Net Worth segment comprises Quilter Cheviot and Quilter Cheviot Financial Planning. The Affluent segment comprises Quilter Investment Platform, Quilter Investors, and Quilter Financial Planning. The company derives the majority of its revenue from the Affluent segment.
60GF Score
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