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QuilterCHIX:QLTL -0.45%45 Cash-to-Debt is 321.48 as of Jun. 2026, which is 402% above its 10-year median of 64.03. GuruFocus rates CHIX:QLTL with a GF Score™ of 45/100 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 1,435 Asset Management companies, Quilter ranks better than 62.44% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Quilter's cash to debt ratio for the quarter that ended in Jun. 2026 was 321.48.
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, Quiltercould pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for Quilter's Cash-to-Debt or its related term are showing as below:
CHIX:QLTl'
s Cash-to-Debt Range Over the Past 10 Years
Min: 5.46 Med: 64.03 Max: 321.48
Current: 321.48
During the past 11 years, Quilter's highest Cash to Debt Ratio was 321.48. The lowest was 5.46. And the median was 64.03.
CHIX:QLTl's Cash-to-Debt is ranked better than 62.44% of 1435
companies
in the Asset Management industry
Industry Median: 5.15
vs CHIX:QLTl: 321.48
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Quilter Cash-to-Debt Related Terms
Quilter Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Quilter's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
CHIX:QLTL vs BLK, BX, KKR: Cash-to-Debt Comparison
For the Asset Management subindustry, Quilter's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Quilter Cash-to-Debt vs Asset Management Industry
For the Asset Management industry and Financial Services sector, Quilter's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Quilter's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Quilter (CHIX:QLTL) has a Cash-to-Debt of 321.48 as of Jun. 2026. This is 402% above median its historical median of 64.03. Over the past decade, Quilter's Cash-to-Debt has ranged from 5.46 to 321.48. According to the industry distribution chart, Quilter ranks #539 out of 1435 companies in the Asset Management industry, placing it in the top 37.6%.
Is Quilter's Cash-to-Debt too high?
Quilter's current Cash-to-Debt of 321.48 is 402% above median its 10-year median of 64.03. Over the past 10 years, this metric has ranged from a low of 5.46 to a high of 321.48. The Asset Management industry median Cash-to-Debt is 5.15. Quilter's value of 321.48 is 6142.3% above this industry median. Based on the distribution chart, Quilter ranks #539 out of 1435 companies in the Asset Management industry, which is above the industry midpoint. Overall, Quilter has a GF Score™ of 45/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Quilter's Cash-to-Debt compare to BLK and BX?
According to the Asset Management industry distribution chart, Quilter ranks #539 out of 1435 companies for Cash-to-Debt. This puts Quilter in the upper half of its industry. The industry median Cash-to-Debt is 5.15. Quilter's value of 321.48 is 6142.3% above this benchmark. Historically, Quilter's own Cash-to-Debt has ranged from 5.46 to 321.48 over the past decade. While the company's 10-year median is 64.03 vs. the industry median of 5.15, Quilter has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for an Asset Management company?
The median Cash-to-Debt among Asset Management companies is 5.15, based on 1,435 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Quilter's current Cash-to-Debt of 321.48 is 6142.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Asset Management industry, the median Cash-to-Debt is 5.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Quilter's current Cash-to-Debt is 321.48, which is 402% above median its own 10-year median of 64.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Quilter stock overvalued right now?
Based on GuruFocus' analysis, Quilter (CHIX:QLTL) is currently considered Significantly Overvalued. The current Cash-to-Debt is 321.48, which is 402% above median its 10-year median of 64.03 and 6142.3% above the Asset Management industry median of 5.15. Quilter's overall GF Score™ is 45/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Quilter (CHIX:QLTL), the current Cash-to-Debt is 321.48 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Quilter PLC is a United Kingdom-based Asset Management Company engaged in the wealth management business, providing financial advice, investment solutions, and wealth management to customers in the UK and selected international markets. The group operating segments are High Net Worth, Affluent, and Head Office. The High Net Worth segment comprises Quilter Cheviot and Quilter Cheviot Financial Planning. The Affluent segment comprises Quilter Investment Platform, Quilter Investors, and Quilter Financial Planning. The company derives the majority of its revenue from the Affluent segment.
45GF Score
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