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SaveLend Group ABFRA:70D -0.37%64 Cash Ratio is 0.14 as of Jun. 2026, which is 27% above its 10-year median of 0.11. GuruFocus rates FRA:70D with a GF Score™ of 64/100 and a GF Value™ of €0.13. The stock has 4 warning signs investors should review. Among 392 Credit Services companies, SaveLend Group AB ranks worse than 77.81% on this metric.
SaveLend Group AB has a Cash Ratio of 0.14. It indicates that there are more current liabilities than Cash, Cash Equivalents, Marketable Securities, and the company does not have sufficient cash on hand to pay off its short-term debt.
The historical rank and industry rank for SaveLend Group AB's Cash Ratio or its related term are showing as below:
FRA:70D'
s Cash Ratio Range Over the Past 10 Years
Min: 0.03 Med: 0.11 Max: 0.41
Current: 0.14
During the past 7 years, SaveLend Group AB's highest Cash Ratio was 0.41. The lowest was 0.03. And the median was 0.11.
FRA:70D's Cash Ratio is ranked worse than 77.81% of 392
companies
in the Credit Services industry
Industry Median: 0.54
vs FRA:70D: 0.14
SaveLend Group AB (FRA:70D) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
SaveLend Group AB Cash Ratio Related Terms
SaveLend Group AB Cash Ratio Historical Data
* Premium members only.
The historical data trend for SaveLend Group AB's Cash Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, SaveLend Group AB's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SaveLend Group AB Cash Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, SaveLend Group AB's Cash Ratio distribution charts can be found below:
* The bar in red indicates where SaveLend Group AB's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SaveLend Group AB (FRA:70D) has a Cash Ratio of 0.14 as of Jun. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on SaveLend Group AB and its competitors. This is 27% above median its historical median of 0.11. Over the past decade, SaveLend Group AB's Cash Ratio has ranged from 0.03 to 0.41. According to the industry distribution chart, SaveLend Group AB ranks #305 out of 392 companies in the Credit Services industry, placing it in the top 77.8%.
Is SaveLend Group AB's Cash Ratio too high?
SaveLend Group AB's current Cash Ratio of 0.14 is 27% above median its 10-year median of 0.11. Over the past 10 years, this metric has ranged from a low of 0.03 to a high of 0.41. The Credit Services industry median Cash Ratio is 0.54. SaveLend Group AB's value of 0.14 is 74.1% below this industry median. Based on the distribution chart, SaveLend Group AB ranks #305 out of 392 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, SaveLend Group AB has a GF Score™ of 64/100, reflecting its overall financial health beyond just this single metric.
How does SaveLend Group AB's Cash Ratio compare to V and MA?
According to the Credit Services industry distribution chart, SaveLend Group AB ranks #305 out of 392 companies for Cash Ratio. This places SaveLend Group AB in the lower half of its industry. The industry median Cash Ratio is 0.54. SaveLend Group AB's value of 0.14 is 74.1% below this benchmark. Historically, SaveLend Group AB's own Cash Ratio has ranged from 0.03 to 0.41 over the past decade. While the company's 10-year median is 0.11 vs. the industry median of 0.54, SaveLend Group AB has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Credit Services company?
The median Cash Ratio among Credit Services companies is 0.54, based on 392 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SaveLend Group AB's current Cash Ratio of 0.14 is 74.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on SaveLend Group AB and its competitors. For the Credit Services industry, the median Cash Ratio is 0.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SaveLend Group AB's current Cash Ratio is 0.14, which is 27% above median its own 10-year median of 0.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SaveLend Group AB stock overvalued right now?
SaveLend Group AB (FRA:70D) has a current Cash Ratio of 0.14. The stock's GF Value™ is €0.13, compared to a current price of €0.13 — trading 2.7% above its estimated fair value. The current Cash Ratio is 0.14, which is 27% above median its 10-year median of 0.11 and 74.1% below the Credit Services industry median of 0.54. SaveLend Group AB's overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For SaveLend Group AB (FRA:70D), the current Cash Ratio is 0.14 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SaveLend Group AB (FRA:70D) Overvalued in 2026?
Based on GuruFocus' analysis, SaveLend Group AB stock appears to be overvalued.
The current stock price of €0.13 is trading 2.7% above its estimated GF Value™ of €0.13.
Key valuation signals for FRA:70D:
Cash Ratio: 0.14 (27% above median its 10-year median of 0.11)
GF Value™: €0.13 vs. price of €0.13 (2.7% above fair value)
Industry Position: 74.1% below the Credit Services median (#305 of 392)
No single metric tells the full story. See the FRA:70D stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SaveLend Group AB is fintech company engaged in the peer-to-peer lending segment. The group has two operating segments. The Savings Platform encompasses all activities related to savers and intermediated loans. The Invoice Platform is the operating segment that includes all invoice service activities.
64GF Score
Get the complete analysis for FRA:70D
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