SaveLend Group AB (FRA:70D) LT-Debt-to-Total-Asset: 0.05 (As of Dec. 2025)

What is SaveLend Group AB LT-Debt-to-Total-Asset?

SaveLend Group AB FRA:70D +5.88% 58 LT-Debt-to-Total-Asset is 0.05 as of Dec. 2025. GuruFocus rates FRA:70D with a GF Score™ of 58/100 and a GF Value™ of €0.14. The stock has 4 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. SaveLend Group AB's long-term debt to total assests ratio for the quarter that ended in Dec. 2025 was 0.05.

SaveLend Group AB's long-term debt to total assets ratio increased from Jun. 2024 (0.05) to Dec. 2025 (0.05). It may suggest that SaveLend Group AB is progressively becoming more dependent on debt to grow their business.

SaveLend Group AB (FRA:70D) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

SaveLend Group AB LT-Debt-to-Total-Asset Related Terms

SaveLend Group AB LT-Debt-to-Total-Asset Historical Data

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The historical data trend for SaveLend Group AB's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SaveLend Group AB LT-Debt-to-Total-Asset Chart

SaveLend Group AB Annual Data

Trend

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

LT-Debt-to-Total-Asset

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0.10

0.04

0.03

0.05

SaveLend Group AB Quarterly Data
	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Jun25	Dec25
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.05	0.04	0.03	0.03	0.05

58GF Score

SaveLend Group AB FRA:70D

LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.

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SaveLend Group AB LT-Debt-to-Total-Asset Calculation

SaveLend Group AB's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	1.866	/	36.04
	=	0.05

SaveLend Group AB's Long-Term Debt to Total Asset Ratio for the quarter that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (Q: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (Q: Dec. 2025 )	/	Total Assets (Q: Dec. 2025 )
	=	1.866	/	36.04
	=	0.05

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.05 mean?

SaveLend Group AB (FRA:70D) has a LT-Debt-to-Total-Asset of 0.05 as of Dec. 2025. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on SaveLend Group AB and its competitors.

Is SaveLend Group AB's LT-Debt-to-Total-Asset too high?

SaveLend Group AB's current LT-Debt-to-Total-Asset is 0.05. Overall, SaveLend Group AB has a GF Score™ of 58/100, reflecting its overall financial health beyond just this single metric.

How does SaveLend Group AB's LT-Debt-to-Total-Asset compare to V and MA?

SaveLend Group AB's LT-Debt-to-Total-Asset of 0.05 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Credit Services company?

A good LT-Debt-to-Total-Asset depends on the Credit Services industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on SaveLend Group AB and its competitors. SaveLend Group AB's current LT-Debt-to-Total-Asset is 0.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is SaveLend Group AB stock overvalued right now?

SaveLend Group AB (FRA:70D) has a current LT-Debt-to-Total-Asset of 0.05. The stock's GF Value™ is €0.14, compared to a current price of €0.14 — trading 2.9% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.05. SaveLend Group AB's overall GF Score™ is 58/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For SaveLend Group AB (FRA:70D), the current LT-Debt-to-Total-Asset is 0.05 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SaveLend Group AB (FRA:70D) Overvalued in 2026?

Based on GuruFocus' analysis, SaveLend Group AB stock appears to be overvalued. The current stock price of €0.14 is trading 2.9% above its estimated GF Value™ of €0.14.

Key valuation signals for FRA:70D:

LT-Debt-to-Total-Asset: 0.05
GF Value™: €0.14 vs. price of €0.14 (2.9% above fair value)
GF Score™: 58/100 with 4 warning signs

No single metric tells the full story. See the FRA:70D stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

SaveLend Group AB Business Description

Industry Financial Services Credit Services

Comparable Companies NGM:FRNT B V MA AXP COF BOM:500034 PYPL AFRM SYF NSE:SHRIRAMFIN SOFI NSE:CHOLAFIN NSE:TATACAP BOM:532810 ALLY BOM:533398 BOM:543257 TSE:8593 BOM:532955 FCFS

Other Exchanges YIELD:Sweden

Address Kammakargatan 7, Stockholm, SWE, 111 40

Website https://www.savelendgroup.se

SaveLend Group AB is fintech company engaged in the peer-to-peer lending segment. The group has two operating segments. The Savings Platform encompasses all activities related to savers and intermediated loans. The Invoice Platform is the operating segment that includes all invoice service activities.

58GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.14

Price

€0.14

GF Value

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