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SaveLend Group ABFRA:70D -7.69%60 EV-to-EBITDA is 47.17 as of Aug. 18, 2026, which is 172% above its 10-year median of 17.35. GuruFocus rates FRA:70D with a GF Score™ of 60/100 and a GF Value™ of €0.15. The stock has 4 warning signs investors should review. Among 330 Credit Services companies, SaveLend Group AB ranks worse than 78.48% on this metric.
EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, SaveLend Group AB's enterprise value is €12.41 Mil.
SaveLend Group AB's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 was €0.26 Mil. Therefore, SaveLend Group AB's EV-to-EBITDA for today is 47.17.
The historical rank and industry rank for SaveLend Group AB's EV-to-EBITDA or its related term are showing as below:
FRA:70D'
s EV-to-EBITDA Range Over the Past 10 Years
Min: -1043.65 Med: 17.35 Max: 150.2
Current: 47.76
During the past 7 years, the highest EV-to-EBITDA of SaveLend Group AB was 150.20. The lowest was -1043.65. And the median was 17.35.
FRA:70D's EV-to-EBITDA is ranked worse than 78.48% of 330
companies
in the Credit Services industry
Industry Median: 21.225
vs FRA:70D: 47.76
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.
SaveLend Group AB (FRA:70D) EV-to-EBITDA Explanation
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
SaveLend Group AB's PE Ratio (TTM) for today is calculated as:
SaveLend Group AB's share price for today is €0.138.
SaveLend Group AB's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was €-0.001.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).
The historical data trend for SaveLend Group AB's EV-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, SaveLend Group AB's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SaveLend Group AB EV-to-EBITDA vs Credit Services Industry
For the Credit Services industry and Financial Services sector, SaveLend Group AB's EV-to-EBITDA distribution charts can be found below:
* The bar in red indicates where SaveLend Group AB's EV-to-EBITDA falls into.
SaveLend Group AB's current Enterprise Value is €12.41 Mil.
SaveLend Group AB's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was €0.26 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SaveLend Group AB (FRA:70D) has a EV-to-EBITDA of 47.17 as of Aug. 18, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on SaveLend Group AB. This is 172% above median its historical median of 17.35. According to the industry distribution chart, SaveLend Group AB ranks #259 out of 330 companies in the Credit Services industry, placing it in the top 78.5%.
Is SaveLend Group AB's EV-to-EBITDA too high?
SaveLend Group AB's current EV-to-EBITDA of 47.17 is 172% above median its 10-year median of 17.35. The Credit Services industry median EV-to-EBITDA is 21.23. SaveLend Group AB's value of 47.17 is 122.2% above this industry median. Based on the distribution chart, SaveLend Group AB ranks #259 out of 330 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, SaveLend Group AB has a GF Score™ of 60/100, reflecting its overall financial health beyond just this single metric.
How does SaveLend Group AB's EV-to-EBITDA compare to V and MA?
According to the Credit Services industry distribution chart, SaveLend Group AB ranks #259 out of 330 companies for EV-to-EBITDA. This places SaveLend Group AB in the lower half of its industry. The industry median EV-to-EBITDA is 21.23. SaveLend Group AB's value of 47.17 is 122.2% above this benchmark. While the company's 10-year median is 17.35 vs. the industry median of 21.23, SaveLend Group AB has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for a Credit Services company?
The median EV-to-EBITDA among Credit Services companies is 21.23, based on 330 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SaveLend Group AB's current EV-to-EBITDA of 47.17 is 122.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on SaveLend Group AB. For the Credit Services industry, the median EV-to-EBITDA is 21.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SaveLend Group AB's current EV-to-EBITDA is 47.17, which is 172% above median its own 10-year median of 17.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SaveLend Group AB stock overvalued right now?
SaveLend Group AB (FRA:70D) has a current EV-to-EBITDA of 47.17. The stock's GF Value™ is €0.15, compared to a current price of €0.14 — trading 8% below its estimated fair value. The current EV-to-EBITDA is 47.17, which is 172% above median its 10-year median of 17.35 and 122.2% above the Credit Services industry median of 21.23. SaveLend Group AB's overall GF Score™ is 60/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For SaveLend Group AB (FRA:70D), the current EV-to-EBITDA is 47.17 as of Aug. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SaveLend Group AB (FRA:70D) Overvalued in 2026?
Based on GuruFocus' analysis, SaveLend Group AB stock appears to be undervalued.
The current stock price of €0.14 is trading 8% below its estimated GF Value™ of €0.15.
Key valuation signals for FRA:70D:
EV-to-EBITDA: 47.17 (172% above median its 10-year median of 17.35)
GF Value™: €0.15 vs. price of €0.14 (8% below fair value)
Industry Position: 122.2% above the Credit Services median (#259 of 330)
No single metric tells the full story. See the FRA:70D stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SaveLend Group AB is fintech company engaged in the peer-to-peer lending segment. The group has two operating segments. The Savings Platform encompasses all activities related to savers and intermediated loans. The Invoice Platform is the operating segment that includes all invoice service activities.
60GF Score
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EV-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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