SaveLend Group AB (FRA:70D) Enterprise Value: €13.16 Mil (As of Jul. 07, 2026) ***


FRA:70D SaveLend Group AB FRA:70D
58 GF Score
Price €0.15
GF Value €0.14
! 4 Warning Signs
View Full Analysis

What is SaveLend Group AB Enterprise Value?

SaveLend Group AB FRA:70D +0.69% 58 Enterprise Value is €13.16 Mil as of Jul. 07, 2026. GuruFocus rates FRA:70D with a GF Score™ of 58/100 and a GF Value™ of €0.14. The stock has 4 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, SaveLend Group AB's Enterprise Value is €13.16 Mil. SaveLend Group AB's EBIT for the trailing twelve months (TTM) ended in Dec. 2025 was €-0.22 Mil. Therefore, SaveLend Group AB's EV-to-EBIT ratio for today is -60.11.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. As of today, SaveLend Group AB's Enterprise Value is €13.16 Mil. SaveLend Group AB's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 was €0.26 Mil. Therefore, SaveLend Group AB's EV-to-EBITDA ratio for today is 50.05.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, SaveLend Group AB's Enterprise Value is €13.16 Mil. SaveLend Group AB's Revenue for the trailing twelve months (TTM) ended in Dec. 2025 was €2.72 Mil. Therefore, SaveLend Group AB's EV-to-Revenue ratio for today is 4.85.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, SaveLend Group AB's Enterprise Value is €13.16 Mil. SaveLend Group AB's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was €0.14 Mil. Therefore, SaveLend Group AB's EV-to-OCF ratio for today is 93.36.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, SaveLend Group AB's Enterprise Value is €13.16 Mil. SaveLend Group AB's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was €0.01 Mil. Therefore, SaveLend Group AB's EV-to-FCF ratio for today is 1,645.50.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


SaveLend Group AB  (FRA:70D) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-EBIT is calculated as Enterprise Value divided by its EBIT.

SaveLend Group AB's EV-to-EBIT for today is

EV-to-EBIT=Enterprise Value (Today)/EBIT (TTM)
=13.164/-0.219
=-60.11

SaveLend Group AB's current Enterprise Value is €13.16 Mil.
SaveLend Group AB's EBIT for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was €-0.22 Mil.

2. EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA.

SaveLend Group AB's EV-to-EBITDA for today is:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA(TTM)
=13.164/0.263
=50.05

SaveLend Group AB's current Enterprise Value is €13.16 Mil.
SaveLend Group AB's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was €0.26 Mil.

3. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

SaveLend Group AB's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=13.164/2.716
=4.85

SaveLend Group AB's current Enterprise Value is €13.16 Mil.
SaveLend Group AB's Revenue for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was €2.72 Mil.

4. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

SaveLend Group AB's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=13.164/0.141
=93.36

SaveLend Group AB's current Enterprise Value is €13.16 Mil.
SaveLend Group AB's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was €0.14 Mil.

5. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

SaveLend Group AB's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=13.164/0.008
=1,645.50

SaveLend Group AB's current Enterprise Value is €13.16 Mil.
SaveLend Group AB's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was €0.01 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


SaveLend Group AB Enterprise Value Related Terms


SaveLend Group AB Enterprise Value Historical Data

* Premium members only.

The historical data trend for SaveLend Group AB's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SaveLend Group AB Enterprise Value Chart

SaveLend Group AB Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value
Get a 7-Day Free Trial 39.96 39.09 28.90 10.88 12.72

SaveLend Group AB Quarterly Data
Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Jun25 Dec25
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.42 12.60 10.88 10.51 12.72

FRA:70D vs V, MA, AXP: Enterprise Value Comparison

For the Credit Services subindustry, SaveLend Group AB's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SaveLend Group AB Enterprise Value vs Credit Services Industry

For the Credit Services industry and Financial Services sector, SaveLend Group AB's Enterprise Value distribution charts can be found below:

* The bar in red indicates where SaveLend Group AB's Enterprise Value falls into.


FRA:70D
58GF Score
SaveLend Group AB FRA:70D
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

SaveLend Group AB Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

SaveLend Group AB's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as

SaveLend Group AB's Enterprise Value for the quarter that ended in Dec. 2025 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of €13.16 Mil mean?
SaveLend Group AB (FRA:70D) has a Enterprise Value of €13.16 Mil as of Jul. 07, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on SaveLend Group AB and its competitors.
Is SaveLend Group AB's Enterprise Value too high?
SaveLend Group AB's current Enterprise Value is €13.16 Mil. Overall, SaveLend Group AB has a GF Score™ of 58/100, reflecting its overall financial health beyond just this single metric.
How does SaveLend Group AB's Enterprise Value compare to V and MA?
SaveLend Group AB's Enterprise Value of €13.16 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Credit Services company?
A good Enterprise Value depends on the Credit Services industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on SaveLend Group AB and its competitors. SaveLend Group AB's current Enterprise Value is €13.16 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SaveLend Group AB stock overvalued right now?
SaveLend Group AB (FRA:70D) has a current Enterprise Value of €13.16 Mil. The stock's GF Value™ is €0.14, compared to a current price of €0.15 — trading 3.6% above its estimated fair value. The current Enterprise Value is €13.16 Mil. SaveLend Group AB's overall GF Score™ is 58/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For SaveLend Group AB (FRA:70D), the current Enterprise Value is €13.16 Mil as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SaveLend Group AB (FRA:70D) Overvalued in 2026?

Based on GuruFocus' analysis, SaveLend Group AB stock appears to be overvalued. The current stock price of €0.15 is trading 3.6% above its estimated GF Value™ of €0.14.

Key valuation signals for FRA:70D:

  • Enterprise Value: €13.16 Mil
  • GF Value™: €0.14 vs. price of €0.15 (3.6% above fair value)
  • GF Score™: 58/100 with 4 warning signs

No single metric tells the full story. See the FRA:70D stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SaveLend Group AB Business Description

Other Exchanges YIELD:Sweden
Address Kammakargatan 7, Stockholm, SWE, 111 40
SaveLend Group AB is fintech company engaged in the peer-to-peer lending segment. The group has two operating segments. The Savings Platform encompasses all activities related to savers and intermediated loans. The Invoice Platform is the operating segment that includes all invoice service activities.
58GF Score

Get the complete analysis for FRA:70D

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.15
Price
€0.14
GF Value