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The Lovesac CoLOVE -2.36%83 Cash Ratio is 0.44 as of Apr. 2026, which is 30% below its 10-year median of 0.63. GuruFocus rates LOVE with a GF Score™ of 83/100 and a GF Value™ of $24.09 (Significantly Undervalued). The stock has 5 warning signs investors should review. Among 429 Furnishings, Fixtures & Appliances companies, The Lovesac Co ranks worse than 51.98% on this metric.
The Lovesac Co has a Cash Ratio of 0.44. It indicates that there are more current liabilities than Cash, Cash Equivalents, Marketable Securities, and the company does not have sufficient cash on hand to pay off its short-term debt.
The historical rank and industry rank for The Lovesac Co's Cash Ratio or its related term are showing as below:
LOVE'
s Cash Ratio Range Over the Past 10 Years
Min: 0.03 Med: 0.63 Max: 2.24
Current: 0.44
During the past 11 years, The Lovesac Co's highest Cash Ratio was 2.24. The lowest was 0.03. And the median was 0.63.
LOVE's Cash Ratio is ranked worse than 51.98% of 429
companies
in the Furnishings, Fixtures & Appliances industry
Industry Median: 0.49
vs LOVE: 0.44
The Lovesac Co (NAS:LOVE) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
The Lovesac Co Cash Ratio Related Terms
The Lovesac Co Cash Ratio Historical Data
* Premium members only.
The historical data trend for The Lovesac Co's Cash Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Furnishings, Fixtures & Appliances subindustry, The Lovesac Co's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The Lovesac Co Cash Ratio vs Furnishings, Fixtures & Appliances Industry
For the Furnishings, Fixtures & Appliances industry and Consumer Cyclical sector, The Lovesac Co's Cash Ratio distribution charts can be found below:
* The bar in red indicates where The Lovesac Co's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The Lovesac Co (LOVE) has a Cash Ratio of 0.44 as of Apr. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on The Lovesac Co and its competitors. This is 30% below median its historical median of 0.63. Over the past decade, The Lovesac Co's Cash Ratio has ranged from 0.03 to 2.24. According to the industry distribution chart, The Lovesac Co ranks #223 out of 429 companies in the Furnishings, Fixtures & Appliances industry, placing it in the top 52%.
Is The Lovesac Co's Cash Ratio too high?
The Lovesac Co's current Cash Ratio of 0.44 is 30% below median its 10-year median of 0.63. Over the past 10 years, this metric has ranged from a low of 0.03 to a high of 2.24. The Furnishings, Fixtures & Appliances industry median Cash Ratio is 0.49. The Lovesac Co's value of 0.44 is 10.2% below this industry median. Based on the distribution chart, The Lovesac Co ranks #223 out of 429 companies in the Furnishings, Fixtures & Appliances industry, which is below the industry midpoint. Overall, The Lovesac Co has a GF Score™ of 83/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does The Lovesac Co's Cash Ratio compare to LCUT and HBB?
According to the Furnishings, Fixtures & Appliances industry distribution chart, The Lovesac Co ranks #223 out of 429 companies for Cash Ratio. This places The Lovesac Co in the lower half of its industry. The industry median Cash Ratio is 0.49. The Lovesac Co's value of 0.44 is 10.2% below this benchmark. Historically, The Lovesac Co's own Cash Ratio has ranged from 0.03 to 2.24 over the past decade. While the company's 10-year median is 0.63 vs. the industry median of 0.49, The Lovesac Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Furnishings, Fixtures & Appliances company?
The median Cash Ratio among Furnishings, Fixtures & Appliances companies is 0.49, based on 429 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Lovesac Co's current Cash Ratio of 0.44 is 10.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on The Lovesac Co and its competitors. For the Furnishings, Fixtures & Appliances industry, the median Cash Ratio is 0.49 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Lovesac Co's current Cash Ratio is 0.44, which is 30% below median its own 10-year median of 0.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Lovesac Co stock overvalued right now?
Based on GuruFocus' analysis, The Lovesac Co (LOVE) is currently considered Significantly Undervalued. The stock's GF Value™ is $24.09, compared to a current price of $16.56 — trading 31.3% below its estimated fair value. The current Cash Ratio is 0.44, which is 30% below median its 10-year median of 0.63 and 10.2% below the Furnishings, Fixtures & Appliances industry median of 0.49. The Lovesac Co's overall GF Score™ is 83/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For The Lovesac Co (LOVE), the current Cash Ratio is 0.44 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The Lovesac Co (LOVE) Overvalued in 2026?
Based on GuruFocus' analysis, The Lovesac Co stock appears to be undervalued.
The current stock price of $16.56 is trading 31.3% below its estimated GF Value™ of $24.09.
GuruFocus considers The Lovesac Co to be Significantly Undervalued.
Key valuation signals for LOVE:
Cash Ratio: 0.44 (30% below median its 10-year median of 0.63)
GF Value™: $24.09 vs. price of $16.56 (31.3% below fair value)
Industry Position: 10.2% below the Furnishings, Fixtures & Appliances median (#223 of 429)
No single metric tells the full story. See the LOVE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
The Lovesac Co designs, manufactures and sells alternative furniture which is comprised of modular couches called sactionals and premium foam beanbag chairs called sacs. It also offers other accessories such as sactional-specific drink holders, Footsac blankets, decorative pillows, fitted seat tables, and ottomans. Its products are sold across the United States through its website or company-owned retail stores which are used in homes and offices. The majority of the firm's revenue is derived from the sale of Sactionals.
83GF Score
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