LOVE (The Lovesac Co) Debt-to-EBITDA : -3.62 (As of Apr. 2026)

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LOVE The Lovesac Co LOVE
80 GF Score
Price $16.37
GF Value $23.86
Valuation Significantly Undervalued
! 5 Warning Signs
View Full Analysis

What is The Lovesac Co Debt-to-EBITDA?

The Lovesac Co LOVE -3.02% 80 Debt-to-EBITDA is -3.62 as of Apr. 2026. GuruFocus rates LOVE with a GF Score™ of 80/100 and a GF Value™ of $23.86 (Significantly Undervalued). The stock has 5 warning signs investors should review. Among 333 Furnishings, Fixtures & Appliances companies, The Lovesac Co ranks worse than 89.79% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

The Lovesac Co's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Apr. 2026 was $24.3 Mil. The Lovesac Co's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Apr. 2026 was $166.6 Mil. The Lovesac Co's annualized EBITDA for the quarter that ended in Apr. 2026 was $-52.8 Mil. The Lovesac Co's annualized Debt-to-EBITDA for the quarter that ended in Apr. 2026 was -3.62.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for The Lovesac Co's Debt-to-EBITDA or its related term are showing as below:

LOVE' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -0.81   Med: 3.07   Max: 10.2
Current: 10.2

During the past 11 years, the highest Debt-to-EBITDA Ratio of The Lovesac Co was 10.20. The lowest was -0.81. And the median was 3.07.

LOVE's Debt-to-EBITDA is ranked worse than
89.79% of 333 companies
in the Furnishings, Fixtures & Appliances industry
Industry Median: 1.91 vs LOVE: 10.20

The Lovesac Co  (NAS:LOVE) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


The Lovesac Co Debt-to-EBITDA Related Terms


The Lovesac Co Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for The Lovesac Co's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Lovesac Co Debt-to-EBITDA Chart

The Lovesac Co Annual Data
Trend Jan17 Jan18 Jan19 Jan20 Jan21 Jan22 Jan23 Jan24 Jan25 Jan26
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.24 3.07 4.11 6.45 9.36

The Lovesac Co Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -4.22 -9.70 -4.06 0.99 -3.62

LOVE vs COOK, HBB, FLXS: Debt-to-EBITDA Comparison

For the Furnishings, Fixtures & Appliances subindustry, The Lovesac Co's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The Lovesac Co Debt-to-EBITDA vs Furnishings, Fixtures & Appliances Industry

For the Furnishings, Fixtures & Appliances industry and Consumer Cyclical sector, The Lovesac Co's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where The Lovesac Co's Debt-to-EBITDA falls into.


LOVE
80GF Score
The Lovesac Co LOVE
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

The Lovesac Co Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

The Lovesac Co's Debt-to-EBITDA for the fiscal year that ended in Jan. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(24.111 + 168.4) / 20.569
=9.36

The Lovesac Co's annualized Debt-to-EBITDA for the quarter that ended in Apr. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(24.271 + 166.602) / -52.772
=-3.62

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Apr. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of -3.62 mean?
The Lovesac Co (LOVE) has a Debt-to-EBITDA of -3.62 as of Apr. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on The Lovesac Co. According to the industry distribution chart, The Lovesac Co ranks #299 out of 333 companies in the Furnishings, Fixtures & Appliances industry, placing it in the top 89.8%.
Is The Lovesac Co's Debt-to-EBITDA too high?
The Lovesac Co's current Debt-to-EBITDA is -3.62. Based on the distribution chart, The Lovesac Co ranks #299 out of 333 companies in the Furnishings, Fixtures & Appliances industry, which is in the bottom quartile relative to peers. Overall, The Lovesac Co has a GF Score™ of 80/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does The Lovesac Co's Debt-to-EBITDA compare to COOK and HBB?
According to the Furnishings, Fixtures & Appliances industry distribution chart, The Lovesac Co ranks #299 out of 333 companies for Debt-to-EBITDA. This places The Lovesac Co in the lower half of its industry. The industry median Debt-to-EBITDA is 1.91. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Furnishings, Fixtures & Appliances company?
The median Debt-to-EBITDA among Furnishings, Fixtures & Appliances companies is 1.91, based on 333 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on The Lovesac Co. For the Furnishings, Fixtures & Appliances industry, the median Debt-to-EBITDA is 1.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Lovesac Co's current Debt-to-EBITDA is -3.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Lovesac Co stock overvalued right now?
Based on GuruFocus' analysis, The Lovesac Co (LOVE) is currently considered Significantly Undervalued. The stock's GF Value™ is $23.86, compared to a current price of $16.37 — trading 31.4% below its estimated fair value. The current Debt-to-EBITDA is -3.62. The Lovesac Co's overall GF Score™ is 80/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For The Lovesac Co (LOVE), the current Debt-to-EBITDA is -3.62 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Lovesac Co (LOVE) Overvalued in 2026?

Based on GuruFocus' analysis, The Lovesac Co stock appears to be undervalued. The current stock price of $16.37 is trading 31.4% below its estimated GF Value™ of $23.86. GuruFocus considers The Lovesac Co to be Significantly Undervalued.

Key valuation signals for LOVE:

  • Debt-to-EBITDA: -3.62
  • GF Value™: $23.86 vs. price of $16.37 (31.4% below fair value)
  • GF Score™: 80/100 with 5 warning signs

No single metric tells the full story. See the LOVE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The Lovesac Co Business Description

Address 421 Atlantic Street, Stamford, CT, USA, 06901
The Lovesac Co designs, manufactures and sells alternative furniture which is comprised of modular couches called sactionals and premium foam beanbag chairs called sacs. It also offers other accessories such as sactional-specific drink holders, Footsac blankets, decorative pillows, fitted seat tables, and ottomans. Its products are sold across the United States through its website or company-owned retail stores which are used in homes and offices. The majority of the firm's revenue is derived from the sale of Sactionals.
80GF Score

Get the complete analysis for LOVE

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$16.37
Price
$23.86
GF Value