LOVE (The Lovesac Co) Debt-to-Equity: 0.93 (As of Apr. 2026) — Near Median

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LOVE The Lovesac Co LOVE
79 GF Score
Price $15.92
GF Value $23.86
Valuation Significantly Undervalued
! 4 Warning Signs
View Full Analysis

What is The Lovesac Co Debt-to-Equity?

The Lovesac Co LOVE -1.30% 79 Debt-to-Equity is 0.93 as of Apr. 2026, which is 6% above its 10-year median of 0.88. GuruFocus rates LOVE with a GF Score™ of 79/100 and a GF Value™ of $23.86 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 379 Furnishings, Fixtures & Appliances companies, The Lovesac Co ranks worse than 82.32% on this metric.

The Lovesac Co's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Apr. 2026 was $24.3 Mil. The Lovesac Co's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Apr. 2026 was $166.6 Mil. The Lovesac Co's Total Stockholders Equity for the quarter that ended in Apr. 2026 was $205.5 Mil. The Lovesac Co's debt to equity for the quarter that ended in Apr. 2026 was 0.93.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for The Lovesac Co's Debt-to-Equity or its related term are showing as below:

LOVE' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.08   Med: 0.88   Max: 1.01
Current: 0.93

During the past 11 years, the highest Debt-to-Equity Ratio of The Lovesac Co was 1.01. The lowest was 0.08. And the median was 0.88.

LOVE's Debt-to-Equity is ranked worse than
82.32% of 379 companies
in the Furnishings, Fixtures & Appliances industry
Industry Median: 0.31 vs LOVE: 0.93

The Lovesac Co  (NAS:LOVE) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


The Lovesac Co Debt-to-Equity Related Terms


The Lovesac Co Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for The Lovesac Co's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Lovesac Co Debt-to-Equity Chart

The Lovesac Co Annual Data
Trend Jan17 Jan18 Jan19 Jan20 Jan21 Jan22 Jan23 Jan24 Jan25 Jan26
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.69 0.76 0.81 0.85 0.88

The Lovesac Co Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.95 0.98 1.01 0.88 0.93

LOVE vs LCUT, HBB, COOK: Debt-to-Equity Comparison

For the Furnishings, Fixtures & Appliances subindustry, The Lovesac Co's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The Lovesac Co Debt-to-Equity vs Furnishings, Fixtures & Appliances Industry

For the Furnishings, Fixtures & Appliances industry and Consumer Cyclical sector, The Lovesac Co's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where The Lovesac Co's Debt-to-Equity falls into.


LOVE
79GF Score
The Lovesac Co LOVE
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

The Lovesac Co Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

The Lovesac Co's Debt to Equity Ratio for the fiscal year that ended in Jan. 2026 is calculated as

The Lovesac Co's Debt to Equity Ratio for the quarter that ended in Apr. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 0.93 mean?
The Lovesac Co (LOVE) has a Debt-to-Equity of 0.93 as of Apr. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on The Lovesac Co and its competitors. This is near median its historical median of 0.88. Over the past decade, The Lovesac Co's Debt-to-Equity has ranged from 0.08 to 1.01. According to the industry distribution chart, The Lovesac Co ranks #312 out of 379 companies in the Furnishings, Fixtures & Appliances industry, placing it in the top 82.3%.
Is The Lovesac Co's Debt-to-Equity too high?
The Lovesac Co's current Debt-to-Equity of 0.93 is near median its 10-year median of 0.88. Over the past 10 years, this metric has ranged from a low of 0.08 to a high of 1.01. The Furnishings, Fixtures & Appliances industry median Debt-to-Equity is 0.31. The Lovesac Co's value of 0.93 is 200% above this industry median. Based on the distribution chart, The Lovesac Co ranks #312 out of 379 companies in the Furnishings, Fixtures & Appliances industry, which is in the bottom quartile relative to peers. Overall, The Lovesac Co has a GF Score™ of 79/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does The Lovesac Co's Debt-to-Equity compare to LCUT and HBB?
According to the Furnishings, Fixtures & Appliances industry distribution chart, The Lovesac Co ranks #312 out of 379 companies for Debt-to-Equity. This places The Lovesac Co in the lower half of its industry. The industry median Debt-to-Equity is 0.31. The Lovesac Co's value of 0.93 is 200% above this benchmark. Historically, The Lovesac Co's own Debt-to-Equity has ranged from 0.08 to 1.01 over the past decade. While the company's 10-year median is 0.88 vs. the industry median of 0.31, The Lovesac Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Furnishings, Fixtures & Appliances company?
The median Debt-to-Equity among Furnishings, Fixtures & Appliances companies is 0.31, based on 379 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Lovesac Co's current Debt-to-Equity of 0.93 is 200% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on The Lovesac Co and its competitors. For the Furnishings, Fixtures & Appliances industry, the median Debt-to-Equity is 0.31 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Lovesac Co's current Debt-to-Equity is 0.93, which is near median its own 10-year median of 0.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Lovesac Co stock overvalued right now?
Based on GuruFocus' analysis, The Lovesac Co (LOVE) is currently considered Significantly Undervalued. The stock's GF Value™ is $23.86, compared to a current price of $15.92 — trading 33.3% below its estimated fair value. The current Debt-to-Equity is 0.93, which is near median its 10-year median of 0.88 and 200% above the Furnishings, Fixtures & Appliances industry median of 0.31. The Lovesac Co's overall GF Score™ is 79/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For The Lovesac Co (LOVE), the current Debt-to-Equity is 0.93 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Lovesac Co (LOVE) Overvalued in 2026?

Based on GuruFocus' analysis, The Lovesac Co stock appears to be undervalued. The current stock price of $15.92 is trading 33.3% below its estimated GF Value™ of $23.86. GuruFocus considers The Lovesac Co to be Significantly Undervalued.

Key valuation signals for LOVE:

  • Debt-to-Equity: 0.93 (near median its 10-year median of 0.88)
  • GF Value™: $23.86 vs. price of $15.92 (33.3% below fair value)
  • GF Score™: 79/100 with 4 warning signs
  • Industry Position: 200% above the Furnishings, Fixtures & Appliances median (#312 of 379)

No single metric tells the full story. See the LOVE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The Lovesac Co Business Description

Address 421 Atlantic Street, Stamford, CT, USA, 06901
The Lovesac Co designs, manufactures and sells alternative furniture which is comprised of modular couches called sactionals and premium foam beanbag chairs called sacs. It also offers other accessories such as sactional-specific drink holders, Footsac blankets, decorative pillows, fitted seat tables, and ottomans. Its products are sold across the United States through its website or company-owned retail stores which are used in homes and offices. The majority of the firm's revenue is derived from the sale of Sactionals.
79GF Score

Get the complete analysis for LOVE

Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$15.92
Price
$23.86
GF Value