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Computime HoldingsMAL:CPT 32 Cash Ratio is 0.73 as of Dec. 2025, which is 9% above its 10-year median of 0.67. GuruFocus rates MAL:CPT with a GF Score™ of 32/100. Among 2,818 Software companies, Computime Holdings ranks worse than 51.17% on this metric.
Computime Holdings has a Cash Ratio of 0.73. It indicates that there are more current liabilities than Cash, Cash Equivalents, Marketable Securities, and the company does not have sufficient cash on hand to pay off its short-term debt.
The historical rank and industry rank for Computime Holdings's Cash Ratio or its related term are showing as below:
MAL:CPT'
s Cash Ratio Range Over the Past 10 Years
Min: 0.6 Med: 0.67 Max: 0.73
Current: 0.73
During the past 2 years, Computime Holdings's highest Cash Ratio was 0.73. The lowest was 0.60. And the median was 0.67.
MAL:CPT's Cash Ratio is ranked worse than 51.17% of 2818
companies
in the Software industry
Industry Median: 0.77
vs MAL:CPT: 0.73
Computime Holdings (MAL:CPT) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
Computime Holdings Cash Ratio Related Terms
Computime Holdings Cash Ratio Historical Data
* Premium members only.
The historical data trend for Computime Holdings's Cash Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Computime Holdings Cash Ratio Chart
Computime Holdings Annual Data
Trend
Dec24
Dec25
Cash Ratio
0.60
0.73
Computime Holdings Semi-Annual Data
Jun24
Dec24
Jun25
Dec25
Cash Ratio
0.00
0.60
0.67
0.73
MAL:CPT vs QH, SHOP, UBER: Cash Ratio Comparison
For the Software - Application subindustry, Computime Holdings's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Computime Holdings Cash Ratio vs Software Industry
For the Software industry and Technology sector, Computime Holdings's Cash Ratio distribution charts can be found below:
* The bar in red indicates where Computime Holdings's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Computime Holdings (MAL:CPT) has a Cash Ratio of 0.73 as of Dec. 2025. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Computime Holdings and its competitors. This is near median its historical median of 0.67. Over the past decade, Computime Holdings' Cash Ratio has ranged from 0.60 to 0.73. According to the industry distribution chart, Computime Holdings ranks #1442 out of 2818 companies in the Software industry, placing it in the top 51.2%.
Is Computime Holdings' Cash Ratio too high?
Computime Holdings' current Cash Ratio of 0.73 is near median its 10-year median of 0.67. Over the past 10 years, this metric has ranged from a low of 0.60 to a high of 0.73. The Software industry median Cash Ratio is 0.77. Computime Holdings' value of 0.73 is 5.2% below this industry median. Based on the distribution chart, Computime Holdings ranks #1442 out of 2818 companies in the Software industry, which is below the industry midpoint. Overall, Computime Holdings has a GF Score™ of 32/100, reflecting its overall financial health beyond just this single metric.
How does Computime Holdings' Cash Ratio compare to QH and SHOP?
According to the Software industry distribution chart, Computime Holdings ranks #1442 out of 2818 companies for Cash Ratio. This places Computime Holdings in the lower half of its industry. The industry median Cash Ratio is 0.77. Computime Holdings' value of 0.73 is 5.2% below this benchmark. Historically, Computime Holdings' own Cash Ratio has ranged from 0.60 to 0.73 over the past decade. While the company's 10-year median is 0.67 vs. the industry median of 0.77, Computime Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Software company?
The median Cash Ratio among Software companies is 0.77, based on 2,818 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Computime Holdings's current Cash Ratio of 0.73 is 5.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Computime Holdings and its competitors. For the Software industry, the median Cash Ratio is 0.77 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Computime Holdings's current Cash Ratio is 0.73, which is near median its own 10-year median of 0.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Computime Holdings stock overvalued right now?
Computime Holdings (MAL:CPT) has a current Cash Ratio of 0.73. The current Cash Ratio is 0.73, which is near median its 10-year median of 0.67 and 5.2% below the Software industry median of 0.77. Computime Holdings' overall GF Score™ is 32/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For Computime Holdings (MAL:CPT), the current Cash Ratio is 0.73 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Computime Holdings Plc is an investment and holding company. It invests and holds interests in companies and other ventures operating in the business-to-business ICT solutions industry. The Group operates three business divisions: Business Software Division, Fintech Division, and Systems Integration Division. Business Software Division, the Group implements ERP software, Enterprise Asset Management (EAM) software, financial management software, and custom-developed software. The Fintech Division is focused on offering regulatory ICT solutions as well as anti-money laundering (AML) transaction monitoring ICT solutions to businesses. Systems Integration Division is focused on the local ICT infrastructure and systems integration sector. Geographically, it derives majority revenue from Malta.
32GF Score
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