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Computime HoldingsMAL:CPT 35 Return-on-Tangible-Equity is 31.22% as of Dec. 2025, which is 52% below its 10-year median of 65.48. GuruFocus rates MAL:CPT with a GF Score™ of 35/100. Among 2,477 Software companies, Computime Holdings ranks better than 84.98% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Computime Holdings's annualized net income for the quarter that ended in Dec. 2025 was €1.49 Mil. Computime Holdings's average shareholder tangible equity for the quarter that ended in Dec. 2025 was €4.76 Mil. Therefore, Computime Holdings's annualized Return-on-Tangible-Equity for the quarter that ended in Dec. 2025 was 31.22%.
The historical rank and industry rank for Computime Holdings's Return-on-Tangible-Equity or its related term are showing as below:
MAL:CPT'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 61.54 Med: 65.48 Max: 65.77
Current: 61.54
During the past 2 years, Computime Holdings's highest Return-on-Tangible-Equity was 65.77%. The lowest was 61.54%. And the median was 65.48%.
MAL:CPT's Return-on-Tangible-Equity is ranked better than 84.98% of 2477
companies
in the Software industry
Industry Median: 8.83
vs MAL:CPT: 61.54
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Computime Holdings Return-on-Tangible-Equity Related Terms
Computime Holdings Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Computime Holdings's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MAL:CPT vs UBER, SHOP, CRM: Return-on-Tangible-Equity Comparison
For the Software - Application subindustry, Computime Holdings's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Computime Holdings Return-on-Tangible-Equity vs Software Industry
For the Software industry and Technology sector, Computime Holdings's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Computime Holdings's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Dec. 2025) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 31.22% mean?
Computime Holdings (MAL:CPT) has a Return-on-Tangible-Equity of 31.22% as of Dec. 2025. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Computime Holdings and its competitors. This is 52% below median its historical median of 65.48. Over the past decade, Computime Holdings' Return-on-Tangible-Equity has ranged from 61.54 to 65.77. According to the industry distribution chart, Computime Holdings ranks #372 out of 2477 companies in the Software industry, placing it in the top 15%.
Is Computime Holdings' Return-on-Tangible-Equity too high?
Computime Holdings' current Return-on-Tangible-Equity of 31.22% is 52% below median its 10-year median of 65.48. Over the past 10 years, this metric has ranged from a low of 61.54 to a high of 65.77. The Software industry median Return-on-Tangible-Equity is 8.83. Computime Holdings' value of 31.22% is 253.6% above this industry median. Based on the distribution chart, Computime Holdings ranks #372 out of 2477 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Computime Holdings has a GF Score™ of 35/100, reflecting its overall financial health beyond just this single metric.
How does Computime Holdings' Return-on-Tangible-Equity compare to UBER and SHOP?
According to the Software industry distribution chart, Computime Holdings ranks #372 out of 2477 companies for Return-on-Tangible-Equity. This places Computime Holdings in the top 15% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Equity is 8.83. Computime Holdings' value of 31.22% is 253.6% above this benchmark. Historically, Computime Holdings' own Return-on-Tangible-Equity has ranged from 61.54 to 65.77 over the past decade. While the company's 10-year median is 65.48 vs. the industry median of 8.83, Computime Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Software company?
The median Return-on-Tangible-Equity among Software companies is 8.83, based on 2,477 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Computime Holdings's current Return-on-Tangible-Equity of 31.22% is 253.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Computime Holdings and its competitors. For the Software industry, the median Return-on-Tangible-Equity is 8.83 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Computime Holdings's current Return-on-Tangible-Equity is 31.22%, which is 52% below median its own 10-year median of 65.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Computime Holdings stock overvalued right now?
Computime Holdings (MAL:CPT) has a current Return-on-Tangible-Equity of 31.22%. The current Return-on-Tangible-Equity is 31.22%, which is 52% below median its 10-year median of 65.48 and 253.6% above the Software industry median of 8.83. Computime Holdings' overall GF Score™ is 35/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Computime Holdings (MAL:CPT), the current Return-on-Tangible-Equity is 31.22% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Computime Holdings Plc is an investment and holding company. It invests and holds interests in companies and other ventures operating in the business-to-business ICT solutions industry. The Group operates three business divisions: Business Software Division, Fintech Division, and Systems Integration Division. Business Software Division, the Group implements ERP software, Enterprise Asset Management (EAM) software, financial management software, and custom-developed software. The Fintech Division is focused on offering regulatory ICT solutions as well as anti-money laundering (AML) transaction monitoring ICT solutions to businesses. Systems Integration Division is focused on the local ICT infrastructure and systems integration sector. Geographically, it derives majority revenue from Malta.
35GF Score
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