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Computime HoldingsMAL:CPT 31 Debt-to-EBITDA is 0.52 as of Dec. 2025, which is 86% above its 10-year median of 0.28. GuruFocus rates MAL:CPT with a GF Score™ of 31/100. Among 1,722 Software companies, Computime Holdings ranks better than 72.07% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Computime Holdings's Debt-to-EBITDA or its related term are showing as below:
MAL:CPT'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.26 Med: 0.28 Max: 0.33
Current: 0.33
During the past 2 years, the highest Debt-to-EBITDA Ratio of Computime Holdings was 0.33. The lowest was 0.26. And the median was 0.28.
MAL:CPT's Debt-to-EBITDA is ranked better than 72.07% of 1722
companies
in the Software industry
Industry Median: 1.08
vs MAL:CPT: 0.33
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Computime Holdings Debt-to-EBITDA Related Terms
Computime Holdings Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Computime Holdings's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Computime Holdings Debt-to-EBITDA Chart
Computime Holdings Annual Data
Trend
Dec24
Dec25
Debt-to-EBITDA
0.26
0.30
Computime Holdings Semi-Annual Data
Jun24
Dec24
Jun25
Dec25
Debt-to-EBITDA
0.00
0.43
0.15
0.52
MAL:CPT vs QH, SHOP, UBER: Debt-to-EBITDA Comparison
For the Software - Application subindustry, Computime Holdings's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Computime Holdings Debt-to-EBITDA vs Software Industry
For the Software industry and Technology sector, Computime Holdings's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Computime Holdings's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.
Computime Holdings (MAL:CPT) has a Debt-to-EBITDA of 0.52 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Computime Holdings. This is 86% above median its historical median of 0.28. Over the past decade, Computime Holdings' Debt-to-EBITDA has ranged from 0.26 to 0.33. According to the industry distribution chart, Computime Holdings ranks #481 out of 1722 companies in the Software industry, placing it in the top 27.9%.
Is Computime Holdings' Debt-to-EBITDA too high?
Computime Holdings' current Debt-to-EBITDA of 0.52 is 86% above median its 10-year median of 0.28. Over the past 10 years, this metric has ranged from a low of 0.26 to a high of 0.33. The Software industry median Debt-to-EBITDA is 1.08. Computime Holdings' value of 0.52 is 51.9% below this industry median. Based on the distribution chart, Computime Holdings ranks #481 out of 1722 companies in the Software industry, which is above the industry midpoint. Overall, Computime Holdings has a GF Score™ of 31/100, reflecting its overall financial health beyond just this single metric.
How does Computime Holdings' Debt-to-EBITDA compare to QH and SHOP?
According to the Software industry distribution chart, Computime Holdings ranks #481 out of 1722 companies for Debt-to-EBITDA. This puts Computime Holdings in the upper half of its industry. The industry median Debt-to-EBITDA is 1.08. Computime Holdings' value of 0.52 is 51.9% below this benchmark. Historically, Computime Holdings' own Debt-to-EBITDA has ranged from 0.26 to 0.33 over the past decade. While the company's 10-year median is 0.28 vs. the industry median of 1.08, Computime Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Software company?
The median Debt-to-EBITDA among Software companies is 1.08, based on 1,722 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Computime Holdings's current Debt-to-EBITDA of 0.52 is 51.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Computime Holdings. For the Software industry, the median Debt-to-EBITDA is 1.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Computime Holdings's current Debt-to-EBITDA is 0.52, which is 86% above median its own 10-year median of 0.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Computime Holdings stock overvalued right now?
Computime Holdings (MAL:CPT) has a current Debt-to-EBITDA of 0.52. The current Debt-to-EBITDA is 0.52, which is 86% above median its 10-year median of 0.28 and 51.9% below the Software industry median of 1.08. Computime Holdings' overall GF Score™ is 31/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Computime Holdings (MAL:CPT), the current Debt-to-EBITDA is 0.52 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Computime Holdings Plc is an investment and holding company. It invests and holds interests in companies and other ventures operating in the business-to-business ICT solutions industry. The Group operates three business divisions: Business Software Division, Fintech Division, and Systems Integration Division. Business Software Division, the Group implements ERP software, Enterprise Asset Management (EAM) software, financial management software, and custom-developed software. The Fintech Division is focused on offering regulatory ICT solutions as well as anti-money laundering (AML) transaction monitoring ICT solutions to businesses. Systems Integration Division is focused on the local ICT infrastructure and systems integration sector. Geographically, it derives majority revenue from Malta.
31GF Score
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