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Computime HoldingsMAL:CPT 32 Debt-to-Equity is 0.09 as of Dec. 2025, which is 13% above its 10-year median of 0.08. GuruFocus rates MAL:CPT with a GF Score™ of 32/100. Among 2,243 Software companies, Computime Holdings ranks better than 67.59% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Computime Holdings's Debt-to-Equity or its related term are showing as below:
MAL:CPT'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.08 Med: 0.08 Max: 0.09
Current: 0.09
During the past 2 years, the highest Debt-to-Equity Ratio of Computime Holdings was 0.09. The lowest was 0.08. And the median was 0.08.
MAL:CPT's Debt-to-Equity is ranked better than 67.59% of 2243
companies
in the Software industry
Industry Median: 0.2
vs MAL:CPT: 0.09
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Computime Holdings Debt-to-Equity Related Terms
Computime Holdings Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Computime Holdings's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Computime Holdings Debt-to-Equity Chart
Computime Holdings Annual Data
Trend
Dec24
Dec25
Debt-to-Equity
0.08
0.09
Computime Holdings Semi-Annual Data
Jun24
Dec24
Jun25
Dec25
Debt-to-Equity
N/A
0.08
0.06
0.09
MAL:CPT vs QH, SHOP, UBER: Debt-to-Equity Comparison
For the Software - Application subindustry, Computime Holdings's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Computime Holdings Debt-to-Equity vs Software Industry
For the Software industry and Technology sector, Computime Holdings's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Computime Holdings's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Computime Holdings (MAL:CPT) has a Debt-to-Equity of 0.09 as of Dec. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Computime Holdings and its competitors. This is 13% above median its historical median of 0.08. Over the past decade, Computime Holdings' Debt-to-Equity has ranged from 0.08 to 0.09. According to the industry distribution chart, Computime Holdings ranks #727 out of 2243 companies in the Software industry, placing it in the top 32.4%.
Is Computime Holdings' Debt-to-Equity too high?
Computime Holdings' current Debt-to-Equity of 0.09 is 13% above median its 10-year median of 0.08. Over the past 10 years, this metric has ranged from a low of 0.08 to a high of 0.09. The Software industry median Debt-to-Equity is 0.20. Computime Holdings' value of 0.09 is 55% below this industry median. Based on the distribution chart, Computime Holdings ranks #727 out of 2243 companies in the Software industry, which is above the industry midpoint. Overall, Computime Holdings has a GF Score™ of 32/100, reflecting its overall financial health beyond just this single metric.
How does Computime Holdings' Debt-to-Equity compare to QH and SHOP?
According to the Software industry distribution chart, Computime Holdings ranks #727 out of 2243 companies for Debt-to-Equity. This puts Computime Holdings in the upper half of its industry. The industry median Debt-to-Equity is 0.20. Computime Holdings' value of 0.09 is 55% below this benchmark. Historically, Computime Holdings' own Debt-to-Equity has ranged from 0.08 to 0.09 over the past decade. While the company's 10-year median is 0.08 vs. the industry median of 0.20, Computime Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Software company?
The median Debt-to-Equity among Software companies is 0.20, based on 2,243 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Computime Holdings's current Debt-to-Equity of 0.09 is 55% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Computime Holdings and its competitors. For the Software industry, the median Debt-to-Equity is 0.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Computime Holdings's current Debt-to-Equity is 0.09, which is 13% above median its own 10-year median of 0.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Computime Holdings stock overvalued right now?
Computime Holdings (MAL:CPT) has a current Debt-to-Equity of 0.09. The current Debt-to-Equity is 0.09, which is 13% above median its 10-year median of 0.08 and 55% below the Software industry median of 0.20. Computime Holdings' overall GF Score™ is 32/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Computime Holdings (MAL:CPT), the current Debt-to-Equity is 0.09 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Computime Holdings Plc is an investment and holding company. It invests and holds interests in companies and other ventures operating in the business-to-business ICT solutions industry. The Group operates three business divisions: Business Software Division, Fintech Division, and Systems Integration Division. Business Software Division, the Group implements ERP software, Enterprise Asset Management (EAM) software, financial management software, and custom-developed software. The Fintech Division is focused on offering regulatory ICT solutions as well as anti-money laundering (AML) transaction monitoring ICT solutions to businesses. Systems Integration Division is focused on the local ICT infrastructure and systems integration sector. Geographically, it derives majority revenue from Malta.
32GF Score
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