Computime Holdings (MAL:CPT) Financial Strength: 7 (As of Jun. 2026) — 22% Below Median

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MAL:CPT Computime Holdings Plc MAL:CPT
31 GF Score
Price €0.50
! 1 Warning Sign
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What is Computime Holdings Financial Strength?

Computime Holdings MAL:CPT 31 Financial Strength is 7 as of Jun. 2026, which is 22% below its 10-year median of 9.00. GuruFocus rates MAL:CPT with a GF Score™ of 31/100. The stock has 1 warning sign investors should review.

Computime Holdings has the Financial Strength Rank of 7.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.

A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Computime Holdings's Interest Coverage for the quarter that ended in Jun. 2026 was 167.07. Computime Holdings's debt to revenue ratio for the quarter that ended in Jun. 2026 was 0.15. As of today, Computime Holdings's Altman Z-Score is 0.00.


Computime Holdings  (MAL:CPT) Financial Strength Explanation

The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Computime Holdings has the Financial Strength Rank of 7.


Computime Holdings Financial Strength Related Terms


MAL:CPT vs CRM, SHOP, UBER: Financial Strength Comparison

For the Software - Application subindustry, Computime Holdings's Financial Strength, along with its competitors' market caps and Financial Strength data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Computime Holdings Financial Strength vs Software Industry

For the Software industry and Technology sector, Computime Holdings's Financial Strength distribution charts can be found below:

* The bar in red indicates where Computime Holdings's Financial Strength falls into.


MAL:CPT
31GF Score
Computime Holdings Plc MAL:CPT
Financial Strength is just one metric. See GF Score™, valuation, warning signs, and more.
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Computime Holdings Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

Computime Holdings's Interest Expense for the months ended in Jun. 2026 was €-0.01 Mil. Its Operating Income for the months ended in Jun. 2026 was €2.34 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was €0.83 Mil.

Computime Holdings's Interest Coverage for the quarter that ended in Jun. 2026 is

Interest Coverage=-1*Operating Income (Q: Jun. 2026 )/Interest Expense (Q: Jun. 2026 )
=-1*2.339/-0.014
=167.07

The higher the ratio, the stronger the company's financial strength is.

2. Debt to revenue ratio. The lower, the better.

Computime Holdings's Debt to Revenue Ratio for the quarter that ended in Jun. 2026 is

Debt to Revenue Ratio=Total Debt (Q: Jun. 2026 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(2.859 + 0.831) / 25.398
=0.15

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

Computime Holdings has a Z-score of 0.00, indicating it is in Distress Zones. This implies bankrupcy possibility in the next two years.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Financial Strength →
What does a Financial Strength of 7 mean?
Computime Holdings (MAL:CPT) has a Financial Strength of 7 as of Jun. 2026. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Computime Holdings and its competitors. This is 22% below median its historical median of 9.00. Over the past decade, Computime Holdings' Financial Strength has ranged from 1.00 to 9.00.
Is Computime Holdings' Financial Strength too high?
Computime Holdings' current Financial Strength of 7 is 22% below median its 10-year median of 9.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 9.00. Overall, Computime Holdings has a GF Score™ of 31/100, reflecting its overall financial health beyond just this single metric.
How does Computime Holdings' Financial Strength compare to CRM and SHOP?
Computime Holdings' Financial Strength of 7 can be compared against companies in the Software industry. Historically, Computime Holdings' own Financial Strength has ranged from 1.00 to 9.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for a Software company?
A good Financial Strength depends on the Software industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Computime Holdings and its competitors. Computime Holdings's current Financial Strength is 7, which is 22% below median its own 10-year median of 9.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Computime Holdings stock overvalued right now?
Computime Holdings (MAL:CPT) has a current Financial Strength of 7. The current Financial Strength is 7, which is 22% below median its 10-year median of 9.00. Computime Holdings' overall GF Score™ is 31/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For Computime Holdings (MAL:CPT), the current Financial Strength is 7 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Computime Holdings Business Description

Address Psaila Street, 170, Pater House, Birkirkara, MLT, BKR 9077
Computime Holdings Plc is an investment and holding company. It invests and holds interests in companies and other ventures operating in the business-to-business ICT solutions industry. The Group operates three business divisions: Business Software Division, Fintech Division, and Systems Integration Division. Business Software Division, the Group implements ERP software, Enterprise Asset Management (EAM) software, financial management software, and custom-developed software. The Fintech Division is focused on offering regulatory ICT solutions as well as anti-money laundering (AML) transaction monitoring ICT solutions to businesses. Systems Integration Division is focused on the local ICT infrastructure and systems integration sector. Geographically, it derives majority revenue from Malta.
31GF Score

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Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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