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Computime Holdings (MAL:CPT) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
Computime Holdings Effective Interest Rate on Debt % Related Terms
Computime Holdings Effective Interest Rate on Debt % Historical Data
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The historical data trend for Computime Holdings's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Computime Holdings Effective Interest Rate on Debt % Chart
Computime Holdings Annual Data
Trend
Dec24
Dec25
Effective Interest Rate on Debt %
5.08
4.73
Computime Holdings Semi-Annual Data
Jun24
Dec24
Jun25
Dec25
Effective Interest Rate on Debt %
0.00
8.76
7.35
7.14
MAL:CPT vs UBER, SHOP, CRM: Effective Interest Rate on Debt % Comparison
For the Software - Application subindustry, Computime Holdings's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Computime Holdings Effective Interest Rate on Debt % vs Software Industry
For the Software industry and Technology sector, Computime Holdings's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where Computime Holdings's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 7.14% mean?
Computime Holdings (MAL:CPT) has a Effective Interest Rate on Debt % of 7.14% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Computime Holdings and its competitors.
Is Computime Holdings' Effective Interest Rate on Debt % too high?
Computime Holdings' current Effective Interest Rate on Debt % is 7.14%. Overall, Computime Holdings has a GF Score™ of 35/100, reflecting its overall financial health beyond just this single metric.
How does Computime Holdings' Effective Interest Rate on Debt % compare to UBER and SHOP?
Computime Holdings' Effective Interest Rate on Debt % of 7.14% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Computime Holdings and its competitors. Computime Holdings's current Effective Interest Rate on Debt % is 7.14%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Computime Holdings stock overvalued right now?
Computime Holdings (MAL:CPT) has a current Effective Interest Rate on Debt % of 7.14%. The current Effective Interest Rate on Debt % is 7.14%. Computime Holdings' overall GF Score™ is 35/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Computime Holdings (MAL:CPT), the current Effective Interest Rate on Debt % is 7.14% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Computime Holdings Plc is an investment and holding company. It invests and holds interests in companies and other ventures operating in the business-to-business ICT solutions industry. The Group operates three business divisions: Business Software Division, Fintech Division, and Systems Integration Division. Business Software Division, the Group implements ERP software, Enterprise Asset Management (EAM) software, financial management software, and custom-developed software. The Fintech Division is focused on offering regulatory ICT solutions as well as anti-money laundering (AML) transaction monitoring ICT solutions to businesses. Systems Integration Division is focused on the local ICT infrastructure and systems integration sector. Geographically, it derives majority revenue from Malta.
35GF Score
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