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Our BondOBAI -4.86%6 Cash Ratio is 0.63 as of Jun. 2026, which is 215% above its 10-year median of 0.20. GuruFocus rates OBAI with a GF Score™ of 6/100. The stock has 4 warning signs investors should review. Among 2,814 Software companies, Our Bond ranks worse than 54.37% on this metric.
Our Bond has a Cash Ratio of 0.63. It indicates that there are more current liabilities than Cash, Cash Equivalents, Marketable Securities, and the company does not have sufficient cash on hand to pay off its short-term debt.
The historical rank and industry rank for Our Bond's Cash Ratio or its related term are showing as below:
OBAI'
s Cash Ratio Range Over the Past 10 Years
Min: 0.07 Med: 0.2 Max: 0.63
Current: 0.63
During the past 3 years, Our Bond's highest Cash Ratio was 0.63. The lowest was 0.07. And the median was 0.20.
OBAI's Cash Ratio is ranked worse than 54.37% of 2814
companies
in the Software industry
Industry Median: 0.75
vs OBAI: 0.63
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
Our Bond Cash Ratio Related Terms
Our Bond Cash Ratio Historical Data
* Premium members only.
The historical data trend for Our Bond's Cash Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Infrastructure subindustry, Our Bond's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Our Bond Cash Ratio vs Software Industry
For the Software industry and Technology sector, Our Bond's Cash Ratio distribution charts can be found below:
* The bar in red indicates where Our Bond's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Our Bond (OBAI) has a Cash Ratio of 0.63 as of Jun. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Our Bond and its competitors. This is 215% above median its historical median of 0.20. Over the past decade, Our Bond's Cash Ratio has ranged from 0.07 to 0.63. According to the industry distribution chart, Our Bond ranks #1530 out of 2814 companies in the Software industry, placing it in the top 54.4%.
Is Our Bond's Cash Ratio too high?
Our Bond's current Cash Ratio of 0.63 is 215% above median its 10-year median of 0.20. Over the past 10 years, this metric has ranged from a low of 0.07 to a high of 0.63. The Software industry median Cash Ratio is 0.75. Our Bond's value of 0.63 is 16% below this industry median. Based on the distribution chart, Our Bond ranks #1530 out of 2814 companies in the Software industry, which is below the industry midpoint. Overall, Our Bond has a GF Score™ of 6/100, reflecting its overall financial health beyond just this single metric.
How does Our Bond's Cash Ratio compare to CISO and BLIN?
According to the Software industry distribution chart, Our Bond ranks #1530 out of 2814 companies for Cash Ratio. This places Our Bond in the lower half of its industry. The industry median Cash Ratio is 0.75. Our Bond's value of 0.63 is 16% below this benchmark. Historically, Our Bond's own Cash Ratio has ranged from 0.07 to 0.63 over the past decade. While the company's 10-year median is 0.20 vs. the industry median of 0.75, Our Bond has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Software company?
The median Cash Ratio among Software companies is 0.75, based on 2,814 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Our Bond's current Cash Ratio of 0.63 is 16% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Our Bond and its competitors. For the Software industry, the median Cash Ratio is 0.75 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Our Bond's current Cash Ratio is 0.63, which is 215% above median its own 10-year median of 0.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Our Bond stock overvalued right now?
Our Bond (OBAI) has a current Cash Ratio of 0.63. The current Cash Ratio is 0.63, which is 215% above median its 10-year median of 0.20 and 16% below the Software industry median of 0.75. Our Bond's overall GF Score™ is 6/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For Our Bond (OBAI), the current Cash Ratio is 0.63 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Our Bond Inc is a personal security service through its AI-powered Preventive Personal Security platform. It is trusted by corporations, cities, and universities, and has already supported many security service requests, emergencies and life-saving interventions. The cloud-based Bond Preventative Personal Security Platform provides users with remote protective services via phone app (using its Bond Preventative Personal Security Platform) and with 24/7 support from its Personal Security Agents, who are in Bond Command Centers and can respond rapidly. It offers distinct services through its phone app (the Bond App) and fully automated Bond Command Centers. Geographically, the company operates in Israel, France, and United States. It derives maximum revenue from United States.
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