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Our BondOBAI -3.98%6 Piotroski F-Score is 4 as of Sep. 10, 2026, which is at its 10-year median of 4.00. GuruFocus rates OBAI with a GF Score™ of 6/100. The stock has 4 warning signs investors should review. Among 2,756 Software companies, Our Bond ranks worse than 59.43% on this metric.
The zones of discrimination were as such:
Good or high score = 7, 8, 9
Bad or low score = 0, 1, 2, 3
Our Bond has an F-score of 4 indicating the company's financial situation is typical for a stable company.
The historical rank and industry rank for Our Bond's Piotroski F-Score or its related term are showing as below:
OBAI'
s Piotroski F-Score Range Over the Past 10 Years
Min: 4 Med: 4 Max: 4
Current: 4
During the past 3 years, the highest Piotroski F-Score of Our Bond was 4. The lowest was 4. And the median was 4.
The developer of the system is Joseph D. Piotroski is relatively unknown accounting professor who shuns publicity and rarely gives interviews.
He graduated from the University of Illinois with a B.S. in accounting in 1989, received an M.B.A. from Indiana University in 1994. Five years later, in 1999, after earning a Ph.D. in accounting from the University of Michigan, he became an associate professor of accounting at the University of Chicago.
He wanted to see if he can develop a system (using a simple nine-point scoring system) that can increase the returns of a strategy of investing in low price to book (referred to in the paper as high book to market) value companies.
What he found was something that exceeded his most optimistic expectations.
Buying only those companies that scored highest (8 or 9) on his nine-point scale, or F-Score as he called it, over the 20 year period from 1976 to 1996 led to an average out-performance over the market of 13.4%.
Even more impressive were the results of a strategy of investing in the highest F-Score companies (8 or 9) and shorting companies with the lowest F-Score (0 or 1).
Over the same period from 1976 to 1996 (20 years) this strategy led to an average yearly return of 23%, substantially outperforming the average S&P 500 index return of 15.83% over the same period.
Our Bond Piotroski F-Score Related Terms
Our Bond Piotroski F-Score Historical Data
* Premium members only.
The historical data trend for Our Bond's Piotroski F-Score can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
OBAI vs CISO, BLIN, LHSW: Piotroski F-Score Comparison
For the Software - Infrastructure subindustry, Our Bond's Piotroski F-Score, along with its competitors' market caps and Piotroski F-Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Our Bond Piotroski F-Score vs Software Industry
For the Software industry and Technology sector, Our Bond's Piotroski F-Score distribution charts can be found below:
* The bar in red indicates where Our Bond's Piotroski F-Score falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
*Note: If the latest quarterly/semi-annual/annual total assets data is 0, then we will use previous quarterly/semi-annual/annual data for all the items in the balance sheet.
Profitability
Question 1. Return on Assets (ROA)
Net income before extraordinary items for the year divided by Total Assets at the beginning of the year.
Score 1 if positive, 0 if negative.
Our Bond's current Net Income (TTM) was -16.83.
==> Negative ==> Score 0.
Question 2. Cash Flow Return on Assets (CFROA)
Net cash flow from operating activities (operating cash flow) divided by Total Assets at the beginning of the year.
Our Bond's return on assets of this year was -3.50781739. Our Bond's return on assets of last year was -2.40248341.
==> Last year is higher ==> Score 0.
Question 4. Quality of Earnings (Accrual)
Compare Cash flow return on assets (2) to return on assets (1)
Our Bond's gearing of this year was 1.13583988. Our Bond's gearing of last year was 3.1263304.
==> This year is lower or equal to last year. ==> Score 1.
Question 6. Change in Working Capital (Liquidity)
Compare this year's current ratio (current assets divided by current liabilities) to last year's current ratio.
Score 1 if this year's current ratio is higher, 0 if it's lower
Our Bond's current ratio of this year was 0.8816604. Our Bond's current ratio of last year was 0.6967007.
==> This year's current ratio is higher. ==> Score 1.
Question 7. Change in Shares in Issue
Compare the number of shares in issue this year, to the number in issue last year.
Score 0 if there is larger number of shares in issue this year, 1 otherwise.
Our Bond's number of shares in issue this year was 24.659. Our Bond's number of shares in issue last year was 13.861.
==> There is larger number of shares in issue this year. ==> Score 0.
Efficiency
Question 8. Change in Gross Margin
Compare this year's gross margin (Gross Profit divided by sales) to last year's.
Score 1 if this year's gross margin is higher, 0 if it's lower.
Our Bond's gross margin of this year was 0.0079621. Our Bond's gross margin of last year was 0.052807.
==> Last year's gross margin is higher ==> Score 0.
Question 9. Change in asset turnover
Compare this year's asset turnover (total sales for the year divided by total assets at the beginning of the year) to last year's asset turnover ratio.
Score 1 if this year's asset turnover ratio is higher, 0 if it's lower
Our Bond's asset turnover of this year was 2.06837607. Our Bond's asset turnover of last year was 2.05544851.
==> This year's asset turnover is higher. ==> Score 1.
Evaluation
Piotroski F-Score
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4
Good or high score = 7, 8, 9
Bad or low score = 0, 1, 2, 3
Our Bond has an F-score of 4 indicating the company's financial situation is typical for a stable company.
Our Bond (OBAI) has a Piotroski F-Score of 4 as of Sep. 10, 2026. The Piotroski F-score grades a company's business operating strength from 0-9. View historical data on Our Bond and its competitors. This is near median its historical median of 4.00. Over the past decade, Our Bond's Piotroski F-Score has ranged from 4.00 to 4.00. According to the industry distribution chart, Our Bond ranks #1638 out of 2756 companies in the Software industry, placing it in the top 59.4%.
Is Our Bond's Piotroski F-Score too high?
Our Bond's current Piotroski F-Score of 4 is near median its 10-year median of 4.00. Over the past 10 years, this metric has ranged from a low of 4.00 to a high of 4.00. The Software industry median Piotroski F-Score is 5.00. Our Bond's value of 4 is 20% below this industry median. Based on the distribution chart, Our Bond ranks #1638 out of 2756 companies in the Software industry, which is below the industry midpoint. Overall, Our Bond has a GF Score™ of 6/100, reflecting its overall financial health beyond just this single metric.
How does Our Bond's Piotroski F-Score compare to CISO and BLIN?
According to the Software industry distribution chart, Our Bond ranks #1638 out of 2756 companies for Piotroski F-Score. This places Our Bond in the lower half of its industry. The industry median Piotroski F-Score is 5.00. Our Bond's value of 4 is 20% below this benchmark. Historically, Our Bond's own Piotroski F-Score has ranged from 4.00 to 4.00 over the past decade. While the company's 10-year median is 4.00 vs. the industry median of 5.00, Our Bond has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Piotroski F-Score for a Software company?
The median Piotroski F-Score among Software companies is 5.00, based on 2,756 companies in the industry. Companies in the top quartile (top 25%) have a Piotroski F-Score significantly above this median, while those in the bottom quartile fall well below. However, Piotroski F-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Our Bond's current Piotroski F-Score of 4 is 20% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Piotroski F-Score mean?
A high Piotroski F-Score can signal that a stock is expensive relative to its fundamentals. The Piotroski F-score grades a company's business operating strength from 0-9. View historical data on Our Bond and its competitors. For the Software industry, the median Piotroski F-Score is 5.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Our Bond's current Piotroski F-Score is 4, which is near median its own 10-year median of 4.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Our Bond stock overvalued right now?
Our Bond (OBAI) has a current Piotroski F-Score of 4. The current Piotroski F-Score is 4, which is near median its 10-year median of 4.00 and 20% below the Software industry median of 5.00. Our Bond's overall GF Score™ is 6/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Piotroski F-Score calculated?
Piotroski F-Score is calculated from a company's financial statements. For Our Bond (OBAI), the current Piotroski F-Score is 4 as of Sep. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Our Bond Inc is a personal security service through its AI-powered Preventive Personal Security platform. It is trusted by corporations, cities, and universities, and has already supported many security service requests, emergencies and life-saving interventions. The cloud-based Bond Preventative Personal Security Platform provides users with remote protective services via phone app (using its Bond Preventative Personal Security Platform) and with 24/7 support from its Personal Security Agents, who are in Bond Command Centers and can respond rapidly. It offers distinct services through its phone app (the Bond App) and fully automated Bond Command Centers. Geographically, the company operates in Israel, France, and United States. It derives maximum revenue from United States.
6GF Score
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