OBAI (Our Bond) Net Debt Paydown Yield % : 39.06% (As of Jul. 27, 2026) — 171% Above Median

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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

OBAI Our Bond Inc OBAI
4 GF Score
Price $0.47
! 3 Warning Signs
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What is Our Bond Net Debt Paydown Yield %?

Our Bond OBAI +3.76% 4 Net Debt Paydown Yield % is 39.06% as of Jul. 27, 2026, which is 171% above its 10-year median of 14.39. GuruFocus rates OBAI with a GF Score™ of 4/100. The stock has 3 warning signs investors should review. Among 2,486 Software companies, Our Bond ranks better than 97.26% on this metric.

Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt. As of today, Our Bond's Net Debt Paydown Yield % was 39.06%.


Our Bond  (NAS:OBAI) Net Debt Paydown Yield % Explanation

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.

In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.

We calculating the TTM average debt by adding up the total debt, calculated by the sum of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation, in the trailing twelve months(TTM) divided by the counts of the total debt, accoring to the company's report frequency.


Our Bond Net Debt Paydown Yield % Related Terms


Our Bond Net Debt Paydown Yield % Historical Data

* Premium members only.

The historical data trend for Our Bond's Net Debt Paydown Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Our Bond Net Debt Paydown Yield % Chart

Our Bond Annual Data
Trend Dec23 Dec24 Dec25
Net Debt Paydown Yield %
0.00 0.00 0.00

Our Bond Quarterly Data
Dec23 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Debt Paydown Yield % Get a 7-Day Free Trial 0.00 0.00 0.00 0.00 14.39

OBAI vs APCX, YQAI, CISO: Net Debt Paydown Yield % Comparison

For the Software - Infrastructure subindustry, Our Bond's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Our Bond Net Debt Paydown Yield % vs Software Industry

For the Software industry and Technology sector, Our Bond's Net Debt Paydown Yield % distribution charts can be found below:

* The bar in red indicates where Our Bond's Net Debt Paydown Yield % falls into.


OBAI
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Our Bond Inc OBAI
Net Debt Paydown Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Our Bond Net Debt Paydown Yield % Calculation

Our Bond's Net Debt Paydown Yield % for the quarter that ended in Mar. 2026 is calculated as:

Net Debt Paydown Yield %
=( TTM Average Debt   (1-Year Ago))-TTM Average Debt )/Market Cap
=( 14.68-10.33 )/30.18258
=14.39 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

What does a Net Debt Paydown Yield % of 39.06% mean?
Our Bond (OBAI) has a Net Debt Paydown Yield % of 39.06% as of Jul. 27, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Our Bond and its competitors. This is 171% above median its historical median of 14.39. Over the past decade, Our Bond's Net Debt Paydown Yield % has ranged from 14.39 to 39.06. According to the industry distribution chart, Our Bond ranks #68 out of 2486 companies in the Software industry, placing it in the top 2.7%.
Is Our Bond's Net Debt Paydown Yield % too high?
Our Bond's current Net Debt Paydown Yield % of 39.06% is 171% above median its 10-year median of 14.39. Over the past 10 years, this metric has ranged from a low of 14.39 to a high of 39.06. Based on the distribution chart, Our Bond ranks #68 out of 2486 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Our Bond has a GF Score™ of 4/100, reflecting its overall financial health beyond just this single metric.
How does Our Bond's Net Debt Paydown Yield % compare to APCX and YQAI?
According to the Software industry distribution chart, Our Bond ranks #68 out of 2486 companies for Net Debt Paydown Yield %. This places Our Bond in the top 3% of its industry — outperforming the majority of peers. Historically, Our Bond's own Net Debt Paydown Yield % has ranged from 14.39 to 39.06 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for a Software company?
A good Net Debt Paydown Yield % depends on the Software industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Our Bond and its competitors. Our Bond's current Net Debt Paydown Yield % is 39.06%, which is 171% above median its own 10-year median of 14.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Our Bond stock overvalued right now?
Our Bond (OBAI) has a current Net Debt Paydown Yield % of 39.06%. The current Net Debt Paydown Yield % is 39.06%, which is 171% above median its 10-year median of 14.39. Our Bond's overall GF Score™ is 4/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For Our Bond (OBAI), the current Net Debt Paydown Yield % is 39.06% as of Jul. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Our Bond Business Description

Address 85 Broad Street, New York, NY, USA, 10004
Our Bond Inc is a personal security service through its AI-powered Preventive Personal Security platform. It is trusted by corporations, cities, and universities, and has already supported many security service requests, emergencies and life-saving interventions. The cloud-based Bond Preventative Personal Security Platform provides users with remote protective services via phone app (using its Bond Preventative Personal Security Platform) and with 24/7 support from its Personal Security Agents, who are in Bond Command Centers and can respond rapidly. It offers distinct services through its phone app (the Bond App) and fully automated Bond Command Centers. Geographically, the company operates in Israel, France, and United States. It derives maximum revenue from United States.
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Net Debt Paydown Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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