OBAI (Our Bond) Days Payable: 114.74 (As of Mar. 2026) — Near Median

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Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

OBAI Our Bond Inc OBAI
4 GF Score
Price $0.45
! 3 Warning Signs
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What is Our Bond Days Payable?

Our Bond OBAI -5.15% 4 Days Payable is 114.74 as of Mar. 2026, which is 4% below its 10-year median of 119.46. GuruFocus rates OBAI with a GF Score™ of 4/100. The stock has 3 warning signs investors should review. Among 2,611 Software companies, Our Bond ranks better than 69.02% on this metric.

Our Bond's average Accounts Payable for the three months ended in Mar. 2026 was $2.89 Mil. Our Bond's Cost of Goods Sold for the three months ended in Mar. 2026 was $2.30 Mil. Hence, Our Bond's Days Payable for the three months ended in Mar. 2026 was 114.74.

The historical rank and industry rank for Our Bond's Days Payable or its related term are showing as below:

OBAI' s Days Payable Range Over the Past 10 Years
Min: 100.47   Med: 119.46   Max: 199.05
Current: 101.57

During the past 3 years, Our Bond's highest Days Payable was 199.05. The lowest was 100.47. And the median was 119.46.

OBAI's Days Payable is ranked better than
69.02% of 2611 companies
in the Software industry
Industry Median: 52.78 vs OBAI: 101.57

Our Bond's Days Payable increased from Mar. 2025 (108.61) to Mar. 2026 (114.74). It may suggest that Our Bond delayed paying its suppliers.


Our Bond Days Payable Historical Data

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The historical data trend for Our Bond's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Our Bond Days Payable Chart

Our Bond Annual Data
Trend Dec23 Dec24 Dec25
Days Payable
199.05 119.46 100.47

Our Bond Quarterly Data
Dec23 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Days Payable Get a 7-Day Free Trial 108.61 114.06 83.97 85.25 114.74

OBAI vs APCX, YQAI, CISO: Days Payable Comparison

For the Software - Infrastructure subindustry, Our Bond's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Our Bond Days Payable vs Software Industry

For the Software industry and Technology sector, Our Bond's Days Payable distribution charts can be found below:

* The bar in red indicates where Our Bond's Days Payable falls into.


OBAI
4GF Score
Our Bond Inc OBAI
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
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Our Bond Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

Our Bond's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as

Days Payable (A: Dec. 2025 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Dec. 2024 ) + Accounts Payable (A: Dec. 2025 )) / count ) / Cost of Goods Sold (A: Dec. 2025 )*Days in Period
=( (2.59 + 2.588) / 2 ) / 9.406*365
=2.589 / 9.406*365
=100.47

Our Bond's Days Payable for the quarter that ended in Mar. 2026 is calculated as:

Days Payable (Q: Mar. 2026 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Dec. 2025 ) + Accounts Payable (Q: Mar. 2026 )) / count ) / Cost of Goods Sold (Q: Mar. 2026 )*Days in Period
=( (2.588 + 3.196) / 2 ) / 2.3*365 / 4
=2.892 / 2.3*365 / 4
=114.74

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 114.74 mean?
Our Bond (OBAI) has a Days Payable of 114.74 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Our Bond and its competitors. This is near median its historical median of 119.46. Over the past decade, Our Bond's Days Payable has ranged from 100.47 to 199.05. According to the industry distribution chart, Our Bond ranks #809 out of 2611 companies in the Software industry, placing it in the top 31%.
Is Our Bond's Days Payable too high?
Our Bond's current Days Payable of 114.74 is near median its 10-year median of 119.46. Over the past 10 years, this metric has ranged from a low of 100.47 to a high of 199.05. The Software industry median Days Payable is 52.78. Our Bond's value of 114.74 is 117.4% above this industry median. Based on the distribution chart, Our Bond ranks #809 out of 2611 companies in the Software industry, which is above the industry midpoint. Overall, Our Bond has a GF Score™ of 4/100, reflecting its overall financial health beyond just this single metric.
How does Our Bond's Days Payable compare to APCX and YQAI?
According to the Software industry distribution chart, Our Bond ranks #809 out of 2611 companies for Days Payable. This puts Our Bond in the upper half of its industry. The industry median Days Payable is 52.78. Our Bond's value of 114.74 is 117.4% above this benchmark. Historically, Our Bond's own Days Payable has ranged from 100.47 to 199.05 over the past decade. While the company's 10-year median is 119.46 vs. the industry median of 52.78, Our Bond has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Software company?
The median Days Payable among Software companies is 52.78, based on 2,611 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Our Bond's current Days Payable of 114.74 is 117.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Our Bond and its competitors. For the Software industry, the median Days Payable is 52.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Our Bond's current Days Payable is 114.74, which is near median its own 10-year median of 119.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Our Bond stock overvalued right now?
Our Bond (OBAI) has a current Days Payable of 114.74. The current Days Payable is 114.74, which is near median its 10-year median of 119.46 and 117.4% above the Software industry median of 52.78. Our Bond's overall GF Score™ is 4/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Our Bond (OBAI), the current Days Payable is 114.74 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Our Bond Business Description

Address 85 Broad Street, New York, NY, USA, 10004
Our Bond Inc is a personal security service through its AI-powered Preventive Personal Security platform. It is trusted by corporations, cities, and universities, and has already supported many security service requests, emergencies and life-saving interventions. The cloud-based Bond Preventative Personal Security Platform provides users with remote protective services via phone app (using its Bond Preventative Personal Security Platform) and with 24/7 support from its Personal Security Agents, who are in Bond Command Centers and can respond rapidly. It offers distinct services through its phone app (the Bond App) and fully automated Bond Command Centers. Geographically, the company operates in Israel, France, and United States. It derives maximum revenue from United States.
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