OBAI (Our Bond) Current Ratio: 0.57 (As of Mar. 2026) — 10% Above Median

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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

OBAI Our Bond Inc OBAI
4 GF Score
Price $0.45
! 3 Warning Signs
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What is Our Bond Current Ratio?

Our Bond OBAI -5.15% 4 Current Ratio is 0.57 as of Mar. 2026, which is 10% above its 10-year median of 0.52. GuruFocus rates OBAI with a GF Score™ of 4/100. The stock has 3 warning signs investors should review. Among 2,877 Software companies, Our Bond ranks worse than 90.86% on this metric.

The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Our Bond's current ratio for the quarter that ended in Mar. 2026 was 0.57.

Our Bond has a current ratio of 0.57. It indicates that the company may have difficulty meeting its current obligations. Low values, however, do not indicate a critical problem. If Our Bond has good long-term prospects, it may be able to borrow against those prospects to meet current obligations.

The historical rank and industry rank for Our Bond's Current Ratio or its related term are showing as below:

OBAI' s Current Ratio Range Over the Past 10 Years
Min: 0.3   Med: 0.52   Max: 0.7
Current: 0.57

During the past 3 years, Our Bond's highest Current Ratio was 0.70. The lowest was 0.30. And the median was 0.52.

OBAI's Current Ratio is ranked worse than
90.86% of 2877 companies
in the Software industry
Industry Median: 1.81 vs OBAI: 0.57

Our Bond  (NAS:OBAI) Current Ratio Explanation

The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.

Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.

The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.

If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.


Our Bond Current Ratio Related Terms


Our Bond Current Ratio Historical Data

* Premium members only.

The historical data trend for Our Bond's Current Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Our Bond Current Ratio Chart

Our Bond Annual Data
Trend Dec23 Dec24 Dec25
Current Ratio
0.64 0.47 0.30

Our Bond Quarterly Data
Dec23 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Current Ratio Get a 7-Day Free Trial 0.00 0.70 0.44 0.30 0.57

OBAI vs APCX, YQAI, CISO: Current Ratio Comparison

For the Software - Infrastructure subindustry, Our Bond's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Our Bond Current Ratio vs Software Industry

For the Software industry and Technology sector, Our Bond's Current Ratio distribution charts can be found below:

* The bar in red indicates where Our Bond's Current Ratio falls into.


OBAI
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Our Bond Inc OBAI
Current Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Our Bond Current Ratio Calculation

The current ratio is mainly used to give an idea of the company's ability to pay back its short-term liabilities with its short-term assets.

Our Bond's Current Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Current Ratio (A: Dec. 2025 )=Total Current Assets (A: Dec. 2025 )/Total Current Liabilities (A: Dec. 2025 )
=2.415/8.118
=0.30

Our Bond's Current Ratio for the quarter that ended in Mar. 2026 is calculated as

Current Ratio (Q: Mar. 2026 )=Total Current Assets (Q: Mar. 2026 )/Total Current Liabilities (Q: Mar. 2026 )
=5.804/10.249
=0.57

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Current Ratio →
What does a Current Ratio of 0.57 mean?
Our Bond (OBAI) has a Current Ratio of 0.57 as of Mar. 2026. This is 10% above median its historical median of 0.52. Over the past decade, Our Bond's Current Ratio has ranged from 0.30 to 0.70. According to the industry distribution chart, Our Bond ranks #2614 out of 2877 companies in the Software industry, placing it in the top 90.9%.
Is Our Bond's Current Ratio too high?
Our Bond's current Current Ratio of 0.57 is 10% above median its 10-year median of 0.52. Over the past 10 years, this metric has ranged from a low of 0.30 to a high of 0.70. The Software industry median Current Ratio is 1.81. Our Bond's value of 0.57 is 68.5% below this industry median. Based on the distribution chart, Our Bond ranks #2614 out of 2877 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Our Bond has a GF Score™ of 4/100, reflecting its overall financial health beyond just this single metric.
How does Our Bond's Current Ratio compare to APCX and YQAI?
According to the Software industry distribution chart, Our Bond ranks #2614 out of 2877 companies for Current Ratio. This places Our Bond in the lower half of its industry. The industry median Current Ratio is 1.81. Our Bond's value of 0.57 is 68.5% below this benchmark. Historically, Our Bond's own Current Ratio has ranged from 0.30 to 0.70 over the past decade. While the company's 10-year median is 0.52 vs. the industry median of 1.81, Our Bond has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Software company?
The median Current Ratio among Software companies is 1.81, based on 2,877 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Our Bond's current Current Ratio of 0.57 is 68.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Software industry, the median Current Ratio is 1.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Our Bond's current Current Ratio is 0.57, which is 10% above median its own 10-year median of 0.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Our Bond stock overvalued right now?
Our Bond (OBAI) has a current Current Ratio of 0.57. The current Current Ratio is 0.57, which is 10% above median its 10-year median of 0.52 and 68.5% below the Software industry median of 1.81. Our Bond's overall GF Score™ is 4/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Our Bond (OBAI), the current Current Ratio is 0.57 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Our Bond Business Description

Address 85 Broad Street, New York, NY, USA, 10004
Our Bond Inc is a personal security service through its AI-powered Preventive Personal Security platform. It is trusted by corporations, cities, and universities, and has already supported many security service requests, emergencies and life-saving interventions. The cloud-based Bond Preventative Personal Security Platform provides users with remote protective services via phone app (using its Bond Preventative Personal Security Platform) and with 24/7 support from its Personal Security Agents, who are in Bond Command Centers and can respond rapidly. It offers distinct services through its phone app (the Bond App) and fully automated Bond Command Centers. Geographically, the company operates in Israel, France, and United States. It derives maximum revenue from United States.
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Current Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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