OBAI (Our Bond) Return-on-Tangible-Asset: -638.84% (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
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Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

OBAI Our Bond Inc OBAI
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What is Our Bond Return-on-Tangible-Asset?

Our Bond OBAI -5.15% 4 Return-on-Tangible-Asset is -638.84% as of Mar. 2026. GuruFocus rates OBAI with a GF Score™ of 4/100. The stock has 3 warning signs investors should review. Among 2,893 Software companies, Our Bond ranks worse than 96.96% on this metric.

Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Our Bond's annualized Net Income for the quarter that ended in Mar. 2026 was $-26.81 Mil. Our Bond's average total tangible assets for the quarter that ended in Mar. 2026 was $4.20 Mil. Therefore, Our Bond's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 was -638.84%.

The historical rank and industry rank for Our Bond's Return-on-Tangible-Asset or its related term are showing as below:

OBAI' s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -375.49   Med: -269.73   Max: -262.41
Current: -375.49

During the past 3 years, Our Bond's highest Return-on-Tangible-Asset was -262.41%. The lowest was -375.49%. And the median was -269.73%.

OBAI's Return-on-Tangible-Asset is ranked worse than
96.96% of 2893 companies
in the Software industry
Industry Median: 2.07 vs OBAI: -375.49

Our Bond  (NAS:OBAI) Return-on-Tangible-Asset Explanation

Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.


Be Aware

Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the company’s earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a company’s tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.


Our Bond Return-on-Tangible-Asset Related Terms


Our Bond Return-on-Tangible-Asset Historical Data

* Premium members only.

The historical data trend for Our Bond's Return-on-Tangible-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Our Bond Return-on-Tangible-Asset Chart

Our Bond Annual Data
Trend Dec23 Dec24 Dec25
Return-on-Tangible-Asset
-262.41 -269.73 -351.69

Our Bond Quarterly Data
Dec23 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Return-on-Tangible-Asset Get a 7-Day Free Trial -247.23 -253.07 -274.34 -403.79 -638.84

OBAI vs APCX, YQAI, CISO: Return-on-Tangible-Asset Comparison

For the Software - Infrastructure subindustry, Our Bond's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Our Bond Return-on-Tangible-Asset vs Software Industry

For the Software industry and Technology sector, Our Bond's Return-on-Tangible-Asset distribution charts can be found below:

* The bar in red indicates where Our Bond's Return-on-Tangible-Asset falls into.


OBAI
4GF Score
Our Bond Inc OBAI
Return-on-Tangible-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Our Bond Return-on-Tangible-Asset Calculation

Our Bond's annualized Return-on-Tangible-Asset for the fiscal year that ended in Dec. 2025 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=-10.549/( (3.498+2.501)/ 2 )
=-10.549/2.9995
=-351.69 %

Our Bond's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=-26.812/( (2.501+5.893)/ 2 )
=-26.812/4.197
=-638.84 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is four times the quarterly (Mar. 2026) net income data.

What does a Return-on-Tangible-Asset of -638.84% mean?
Our Bond (OBAI) has a Return-on-Tangible-Asset of -638.84% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Our Bond and its competitors. According to the industry distribution chart, Our Bond ranks #2805 out of 2893 companies in the Software industry, placing it in the top 97%.
Is Our Bond's Return-on-Tangible-Asset too high?
Our Bond's current Return-on-Tangible-Asset is -638.84%. Based on the distribution chart, Our Bond ranks #2805 out of 2893 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Our Bond has a GF Score™ of 4/100, reflecting its overall financial health beyond just this single metric.
How does Our Bond's Return-on-Tangible-Asset compare to APCX and YQAI?
According to the Software industry distribution chart, Our Bond ranks #2805 out of 2893 companies for Return-on-Tangible-Asset. This places Our Bond in the lower half of its industry. The industry median Return-on-Tangible-Asset is 2.07. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Software company?
The median Return-on-Tangible-Asset among Software companies is 2.07, based on 2,893 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Our Bond and its competitors. For the Software industry, the median Return-on-Tangible-Asset is 2.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Our Bond's current Return-on-Tangible-Asset is -638.84%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Our Bond stock overvalued right now?
Our Bond (OBAI) has a current Return-on-Tangible-Asset of -638.84%. The current Return-on-Tangible-Asset is -638.84%. Our Bond's overall GF Score™ is 4/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Our Bond (OBAI), the current Return-on-Tangible-Asset is -638.84% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Our Bond Business Description

Address 85 Broad Street, New York, NY, USA, 10004
Our Bond Inc is a personal security service through its AI-powered Preventive Personal Security platform. It is trusted by corporations, cities, and universities, and has already supported many security service requests, emergencies and life-saving interventions. The cloud-based Bond Preventative Personal Security Platform provides users with remote protective services via phone app (using its Bond Preventative Personal Security Platform) and with 24/7 support from its Personal Security Agents, who are in Bond Command Centers and can respond rapidly. It offers distinct services through its phone app (the Bond App) and fully automated Bond Command Centers. Geographically, the company operates in Israel, France, and United States. It derives maximum revenue from United States.
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Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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