Pacific Online SystemsPHS:LOTO 58 Cash Ratio is 1.51 as of Mar. 2026, which is 6% below its 10-year median of 1.60. GuruFocus rates PHS:LOTO with a GF Score™ of 58/100 and a GF Value™ of ₱3.10 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 834 Travel & Leisure companies, Pacific Online Systems ranks better than 78.54% on this metric.
Pacific Online Systems has a Cash Ratio of 1.51. It generally indicates that the company is able to cover all short-term debt and still have cash remaining.
The historical rank and industry rank for Pacific Online Systems's Cash Ratio or its related term are showing as below:
PHS:LOTO'
s Cash Ratio Range Over the Past 10 Years
Min: 0.91 Med: 1.6 Max: 6.2
Current: 1.51
During the past 13 years, Pacific Online Systems's highest Cash Ratio was 6.20. The lowest was 0.91. And the median was 1.60.
PHS:LOTO's Cash Ratio is ranked better than 78.54% of 834
companies
in the Travel & Leisure industry
Industry Median: 0.55
vs PHS:LOTO: 1.51
Pacific Online Systems (PHS:LOTO) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PHS:LOTO vs FLUT, DKNG, SGHC: Cash Ratio Comparison
For the Gambling subindustry, Pacific Online Systems's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pacific Online Systems Cash Ratio vs Travel & Leisure Industry
For the Travel & Leisure industry and Consumer Cyclical sector, Pacific Online Systems's Cash Ratio distribution charts can be found below:
* The bar in red indicates where Pacific Online Systems's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pacific Online Systems (PHS:LOTO) has a Cash Ratio of 1.51 as of Mar. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Pacific Online Systems and its competitors. This is near median its historical median of 1.60. Over the past decade, Pacific Online Systems' Cash Ratio has ranged from 0.91 to 6.20. According to the industry distribution chart, Pacific Online Systems ranks #179 out of 834 companies in the Travel & Leisure industry, placing it in the top 21.5%.
Is Pacific Online Systems' Cash Ratio too high?
Pacific Online Systems' current Cash Ratio of 1.51 is near median its 10-year median of 1.60. Over the past 10 years, this metric has ranged from a low of 0.91 to a high of 6.20. The Travel & Leisure industry median Cash Ratio is 0.55. Pacific Online Systems' value of 1.51 is 174.5% above this industry median. Based on the distribution chart, Pacific Online Systems ranks #179 out of 834 companies in the Travel & Leisure industry, which is in the top quartile — a strong position relative to peers. Overall, Pacific Online Systems has a GF Score™ of 58/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Pacific Online Systems' Cash Ratio compare to FLUT and DKNG?
According to the Travel & Leisure industry distribution chart, Pacific Online Systems ranks #179 out of 834 companies for Cash Ratio. This places Pacific Online Systems in the top 22% of its industry — outperforming the majority of peers. The industry median Cash Ratio is 0.55. Pacific Online Systems' value of 1.51 is 174.5% above this benchmark. Historically, Pacific Online Systems' own Cash Ratio has ranged from 0.91 to 6.20 over the past decade. While the company's 10-year median is 1.60 vs. the industry median of 0.55, Pacific Online Systems has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Travel & Leisure company?
The median Cash Ratio among Travel & Leisure companies is 0.55, based on 834 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pacific Online Systems's current Cash Ratio of 1.51 is 174.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Pacific Online Systems and its competitors. For the Travel & Leisure industry, the median Cash Ratio is 0.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pacific Online Systems's current Cash Ratio is 1.51, which is near median its own 10-year median of 1.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pacific Online Systems stock overvalued right now?
Based on GuruFocus' analysis, Pacific Online Systems (PHS:LOTO) is currently considered Possible Value Trap. The stock's GF Value™ is ₱3.10, compared to a current price of ₱1.84 — trading 40.6% below its estimated fair value. The current Cash Ratio is 1.51, which is near median its 10-year median of 1.60 and 174.5% above the Travel & Leisure industry median of 0.55. Pacific Online Systems' overall GF Score™ is 58/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For Pacific Online Systems (PHS:LOTO), the current Cash Ratio is 1.51 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pacific Online Systems (PHS:LOTO) Overvalued in 2026?
Based on GuruFocus' analysis, Pacific Online Systems stock appears to be undervalued.
The current stock price of ₱1.84 is trading 40.6% below its estimated GF Value™ of ₱3.10.
GuruFocus considers Pacific Online Systems to be Possible Value Trap.
Key valuation signals for PHS:LOTO:
Cash Ratio: 1.51 (near median its 10-year median of 1.60)
GF Value™: ₱3.10 vs. price of ₱1.84 (40.6% below fair value)
Industry Position: 174.5% above the Travel & Leisure median (#179 of 834)
No single metric tells the full story. See the PHS:LOTO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pacific Online Systems Corp is a Philippines-based company operating in the gaming industry. Along with its subsidiaries, the firm is engaged in the development, design, and management of online computer systems, terminals, and software for the gaming industry. It provides leasing of gaming equipment, Keno terminals, an online operating system, and the sale of lottery, sweepstakes, and instant tickets. It also offers consultancy services related to online gaming.
58GF Score
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