Pacific Online Systems (PHS:LOTO) ROE %: 10.14% (As of Mar. 2026) — Near Median


PHS:LOTO Pacific Online Systems Corp PHS:LOTO
58 GF Score
Price ₱1.78
GF Value ₱3.10
Valuation Possible Value Trap
! 3 Warning Signs
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What is Pacific Online Systems ROE %?

Pacific Online Systems PHS:LOTO 58 ROE % is 10.14% as of Mar. 2026, which is 4% below its 10-year median of 10.59. GuruFocus rates PHS:LOTO with a GF Score™ of 58/100 and a GF Value™ of ₱3.10 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 824 Travel & Leisure companies, Pacific Online Systems ranks better than 50% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Pacific Online Systems's annualized net income for the quarter that ended in Mar. 2026 was ₱118.2 Mil. Pacific Online Systems's average Total Stockholders Equity over the quarter that ended in Mar. 2026 was ₱1,165.8 Mil. Therefore, Pacific Online Systems's annualized ROE % for the quarter that ended in Mar. 2026 was 10.14%.

The historical rank and industry rank for Pacific Online Systems's ROE % or its related term are showing as below:

PHS:LOTO' s ROE % Range Over the Past 10 Years
Min: -34.91   Med: 10.59   Max: 25.9
Current: 5.51

During the past 13 years, Pacific Online Systems's highest ROE % was 25.90%. The lowest was -34.91%. And the median was 10.59%.

PHS:LOTO's ROE % is ranked better than
50% of 824 companies
in the Travel & Leisure industry
Industry Median: 5.485 vs PHS:LOTO: 5.51

Pacific Online Systems  (PHS:LOTO) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=118.188/1165.7945
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(118.188 / 517.856)*(517.856 / 1648.654)*(1648.654 / 1165.7945)
=Net Margin %*Asset Turnover*Equity Multiplier
=22.82 %*0.3141*1.4142
=ROA %*Equity Multiplier
=7.17 %*1.4142
=10.14 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=118.188/1165.7945
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Operating Income) * (Operating Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (118.188 / 143.088) * (143.088 / 54.792) * (54.792 / 517.856) * (517.856 / 1648.654) * (1648.654 / 1165.7945)
= Tax Burden * Interest Burden * Operating Margin % * Asset Turnover * Equity Multiplier
= 0.826 * 2.6115 * 10.58 % * 0.3141 * 1.4142
=10.14 %

Note: The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


Pacific Online Systems ROE % Related Terms


Pacific Online Systems ROE % Historical Data

* Premium members only.

The historical data trend for Pacific Online Systems's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pacific Online Systems ROE % Chart

Pacific Online Systems Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -17.78 23.15 25.90 1.60 5.12

Pacific Online Systems Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.85 1.40 -2.91 13.14 10.14

PHS:LOTO vs FLUT, DKNG, LNWO: ROE % Comparison

For the Gambling subindustry, Pacific Online Systems's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pacific Online Systems ROE % vs Travel & Leisure Industry

For the Travel & Leisure industry and Consumer Cyclical sector, Pacific Online Systems's ROE % distribution charts can be found below:

* The bar in red indicates where Pacific Online Systems's ROE % falls into.


PHS:LOTO
58GF Score
Pacific Online Systems Corp PHS:LOTO
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Pacific Online Systems ROE % Calculation

Pacific Online Systems's annualized ROE % for the fiscal year that ended in Dec. 2025 is calculated as

ROE %=Net Income (A: Dec. 2025 )/( (Total Stockholders Equity (A: Dec. 2024 )+Total Stockholders Equity (A: Dec. 2025 ))/ count )
=57.608/( (1094.838+1157.021)/ 2 )
=57.608/1125.9295
=5.12 %

Pacific Online Systems's annualized ROE % for the quarter that ended in Mar. 2026 is calculated as

ROE %=Net Income (Q: Mar. 2026 )/( (Total Stockholders Equity (Q: Dec. 2025 )+Total Stockholders Equity (Q: Mar. 2026 ))/ count )
=118.188/( (1157.021+1174.568)/ 2 )
=118.188/1165.7945
=10.14 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2026) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of 10.14% mean?
Pacific Online Systems (PHS:LOTO) has a ROE % of 10.14% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Pacific Online Systems and its competitors. This is near median its historical median of 10.59. According to the industry distribution chart, Pacific Online Systems ranks #412 out of 824 companies in the Travel & Leisure industry, placing it in the top 50%.
Is Pacific Online Systems' ROE % too high?
Pacific Online Systems' current ROE % of 10.14% is near median its 10-year median of 10.59. The Travel & Leisure industry median ROE % is 5.49. Pacific Online Systems' value of 10.14% is 84.9% above this industry median. Based on the distribution chart, Pacific Online Systems ranks #412 out of 824 companies in the Travel & Leisure industry, which is above the industry midpoint. Overall, Pacific Online Systems has a GF Score™ of 58/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Pacific Online Systems' ROE % compare to FLUT and DKNG?
According to the Travel & Leisure industry distribution chart, Pacific Online Systems ranks #412 out of 824 companies for ROE %. This puts Pacific Online Systems in the upper half of its industry. The industry median ROE % is 5.49. Pacific Online Systems' value of 10.14% is 84.9% above this benchmark. While the company's 10-year median is 10.59 vs. the industry median of 5.49, Pacific Online Systems has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Travel & Leisure company?
The median ROE % among Travel & Leisure companies is 5.49, based on 824 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pacific Online Systems's current ROE % of 10.14% is 84.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Pacific Online Systems and its competitors. For the Travel & Leisure industry, the median ROE % is 5.49 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pacific Online Systems's current ROE % is 10.14%, which is near median its own 10-year median of 10.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pacific Online Systems stock overvalued right now?
Based on GuruFocus' analysis, Pacific Online Systems (PHS:LOTO) is currently considered Possible Value Trap. The stock's GF Value™ is ₱3.10, compared to a current price of ₱1.78 — trading 42.6% below its estimated fair value. The current ROE % is 10.14%, which is near median its 10-year median of 10.59 and 84.9% above the Travel & Leisure industry median of 5.49. Pacific Online Systems' overall GF Score™ is 58/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Pacific Online Systems (PHS:LOTO), the current ROE % is 10.14% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pacific Online Systems (PHS:LOTO) Overvalued in 2026?

Based on GuruFocus' analysis, Pacific Online Systems stock appears to be undervalued. The current stock price of ₱1.78 is trading 42.6% below its estimated GF Value™ of ₱3.10. GuruFocus considers Pacific Online Systems to be Possible Value Trap.

Key valuation signals for PHS:LOTO:

  • ROE %: 10.14% (near median its 10-year median of 10.59)
  • GF Value™: ₱3.10 vs. price of ₱1.78 (42.6% below fair value)
  • GF Score™: 58/100 with 3 warning signs
  • Industry Position: 84.9% above the Travel & Leisure median (#412 of 824)

No single metric tells the full story. See the PHS:LOTO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pacific Online Systems Business Description

Address Manila Business Center, U1902-C West Tower, Exchange Road, Tektite Towers, Ortigas Center, Pasig, PHL, 1605
Pacific Online Systems Corp is a Philippines-based company operating in the gaming industry. Along with its subsidiaries, the firm is engaged in the development, design, and management of online computer systems, terminals, and software for the gaming industry. It provides leasing of gaming equipment, Keno terminals, an online operating system, and the sale of lottery, sweepstakes, and instant tickets. It also offers consultancy services related to online gaming.
58GF Score

Get the complete analysis for PHS:LOTO

ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱1.78
Price
₱3.10
GF Value