Pacific Online Systems (PHS:LOTO) Current Ratio: 2.77 (As of Mar. 2026) — 16% Below Median


PHS:LOTO Pacific Online Systems Corp PHS:LOTO
58 GF Score
Price ₱1.78
GF Value ₱3.10
Valuation Possible Value Trap
! 3 Warning Signs
View Full Analysis

What is Pacific Online Systems Current Ratio?

Pacific Online Systems PHS:LOTO 58 Current Ratio is 2.77 as of Mar. 2026, which is 16% below its 10-year median of 3.29. GuruFocus rates PHS:LOTO with a GF Score™ of 58/100 and a GF Value™ of ₱3.10 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 857 Travel & Leisure companies, Pacific Online Systems ranks better than 77.6% on this metric.

The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Pacific Online Systems's current ratio for the quarter that ended in Mar. 2026 was 2.77.

Pacific Online Systems has a current ratio of 2.77. It generally indicates good short-term financial strength.

The historical rank and industry rank for Pacific Online Systems's Current Ratio or its related term are showing as below:

PHS:LOTO' s Current Ratio Range Over the Past 10 Years
Min: 2.1   Med: 3.29   Max: 10.49
Current: 2.77

During the past 13 years, Pacific Online Systems's highest Current Ratio was 10.49. The lowest was 2.10. And the median was 3.29.

PHS:LOTO's Current Ratio is ranked better than
77.6% of 857 companies
in the Travel & Leisure industry
Industry Median: 1.39 vs PHS:LOTO: 2.77

Pacific Online Systems  (PHS:LOTO) Current Ratio Explanation

The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.

Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.

The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.

If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.


Pacific Online Systems Current Ratio Related Terms


Pacific Online Systems Current Ratio Historical Data

* Premium members only.

The historical data trend for Pacific Online Systems's Current Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pacific Online Systems Current Ratio Chart

Pacific Online Systems Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Current Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.64 6.49 3.02 3.06 3.29

Pacific Online Systems Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Current Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.80 3.10 3.28 3.29 2.77

PHS:LOTO vs FLUT, DKNG, LNWO: Current Ratio Comparison

For the Gambling subindustry, Pacific Online Systems's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pacific Online Systems Current Ratio vs Travel & Leisure Industry

For the Travel & Leisure industry and Consumer Cyclical sector, Pacific Online Systems's Current Ratio distribution charts can be found below:

* The bar in red indicates where Pacific Online Systems's Current Ratio falls into.


PHS:LOTO
58GF Score
Pacific Online Systems Corp PHS:LOTO
Current Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Pacific Online Systems Current Ratio Calculation

The current ratio is mainly used to give an idea of the company's ability to pay back its short-term liabilities with its short-term assets.

Pacific Online Systems's Current Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Current Ratio (A: Dec. 2025 )=Total Current Assets (A: Dec. 2025 )/Total Current Liabilities (A: Dec. 2025 )
=1144.79/347.743
=3.29

Pacific Online Systems's Current Ratio for the quarter that ended in Mar. 2026 is calculated as

Current Ratio (Q: Mar. 2026 )=Total Current Assets (Q: Mar. 2026 )/Total Current Liabilities (Q: Mar. 2026 )
=923.163/333.261
=2.77

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Current Ratio →
What does a Current Ratio of 2.77 mean?
Pacific Online Systems (PHS:LOTO) has a Current Ratio of 2.77 as of Mar. 2026. This is 16% below median its historical median of 3.29. Over the past decade, Pacific Online Systems' Current Ratio has ranged from 2.10 to 10.49. According to the industry distribution chart, Pacific Online Systems ranks #192 out of 857 companies in the Travel & Leisure industry, placing it in the top 22.4%.
Is Pacific Online Systems' Current Ratio too high?
Pacific Online Systems' current Current Ratio of 2.77 is 16% below median its 10-year median of 3.29. Over the past 10 years, this metric has ranged from a low of 2.10 to a high of 10.49. The Travel & Leisure industry median Current Ratio is 1.39. Pacific Online Systems' value of 2.77 is 99.3% above this industry median. Based on the distribution chart, Pacific Online Systems ranks #192 out of 857 companies in the Travel & Leisure industry, which is in the top quartile — a strong position relative to peers. Overall, Pacific Online Systems has a GF Score™ of 58/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Pacific Online Systems' Current Ratio compare to FLUT and DKNG?
According to the Travel & Leisure industry distribution chart, Pacific Online Systems ranks #192 out of 857 companies for Current Ratio. This places Pacific Online Systems in the top 22% of its industry — outperforming the majority of peers. The industry median Current Ratio is 1.39. Pacific Online Systems' value of 2.77 is 99.3% above this benchmark. Historically, Pacific Online Systems' own Current Ratio has ranged from 2.10 to 10.49 over the past decade. While the company's 10-year median is 3.29 vs. the industry median of 1.39, Pacific Online Systems has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Travel & Leisure company?
The median Current Ratio among Travel & Leisure companies is 1.39, based on 857 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pacific Online Systems's current Current Ratio of 2.77 is 99.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Travel & Leisure industry, the median Current Ratio is 1.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pacific Online Systems's current Current Ratio is 2.77, which is 16% below median its own 10-year median of 3.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pacific Online Systems stock overvalued right now?
Based on GuruFocus' analysis, Pacific Online Systems (PHS:LOTO) is currently considered Possible Value Trap. The stock's GF Value™ is ₱3.10, compared to a current price of ₱1.78 — trading 42.6% below its estimated fair value. The current Current Ratio is 2.77, which is 16% below median its 10-year median of 3.29 and 99.3% above the Travel & Leisure industry median of 1.39. Pacific Online Systems' overall GF Score™ is 58/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Pacific Online Systems (PHS:LOTO), the current Current Ratio is 2.77 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pacific Online Systems (PHS:LOTO) Overvalued in 2026?

Based on GuruFocus' analysis, Pacific Online Systems stock appears to be undervalued. The current stock price of ₱1.78 is trading 42.6% below its estimated GF Value™ of ₱3.10. GuruFocus considers Pacific Online Systems to be Possible Value Trap.

Key valuation signals for PHS:LOTO:

  • Current Ratio: 2.77 (16% below median its 10-year median of 3.29)
  • GF Value™: ₱3.10 vs. price of ₱1.78 (42.6% below fair value)
  • GF Score™: 58/100 with 3 warning signs
  • Industry Position: 99.3% above the Travel & Leisure median (#192 of 857)

No single metric tells the full story. See the PHS:LOTO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pacific Online Systems Business Description

Address Manila Business Center, U1902-C West Tower, Exchange Road, Tektite Towers, Ortigas Center, Pasig, PHL, 1605
Pacific Online Systems Corp is a Philippines-based company operating in the gaming industry. Along with its subsidiaries, the firm is engaged in the development, design, and management of online computer systems, terminals, and software for the gaming industry. It provides leasing of gaming equipment, Keno terminals, an online operating system, and the sale of lottery, sweepstakes, and instant tickets. It also offers consultancy services related to online gaming.
58GF Score

Get the complete analysis for PHS:LOTO

Current Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱1.78
Price
₱3.10
GF Value