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Pacific Online SystemsPHS:LOTO 58 Cash-to-Debt is 2.50 as of Jun. 2026, which is 47% below its 10-year median of 4.72. GuruFocus rates PHS:LOTO with a GF Score™ of 58/100 and a GF Value™ of ₱3.09 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 833 Travel & Leisure companies, Pacific Online Systems ranks better than 69.99% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Pacific Online Systems's cash to debt ratio for the quarter that ended in Jun. 2026 was 2.50.
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, Pacific Online Systemscould pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for Pacific Online Systems's Cash-to-Debt or its related term are showing as below:
PHS:LOTO'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.82 Med: 4.72 Max: 83.65
Current: 2.5
During the past 13 years, Pacific Online Systems's highest Cash to Debt Ratio was 83.65. The lowest was 0.82. And the median was 4.72.
PHS:LOTO's Cash-to-Debt is ranked better than 69.99% of 833
companies
in the Travel & Leisure industry
Industry Median: 0.58
vs PHS:LOTO: 2.50
Pacific Online Systems (PHS:LOTO) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Pacific Online Systems Cash-to-Debt Related Terms
Pacific Online Systems Cash-to-Debt Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
PHS:LOTO vs FLUT, DKNG, SGHC: Cash-to-Debt Comparison
For the Gambling subindustry, Pacific Online Systems's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pacific Online Systems Cash-to-Debt vs Travel & Leisure Industry
For the Travel & Leisure industry and Consumer Cyclical sector, Pacific Online Systems's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Pacific Online Systems's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pacific Online Systems (PHS:LOTO) has a Cash-to-Debt of 2.50 as of Jun. 2026. This is 47% below median its historical median of 4.72. Over the past decade, Pacific Online Systems' Cash-to-Debt has ranged from 0.82 to 83.65. According to the industry distribution chart, Pacific Online Systems ranks #250 out of 833 companies in the Travel & Leisure industry, placing it in the top 30%.
Is Pacific Online Systems' Cash-to-Debt too high?
Pacific Online Systems' current Cash-to-Debt of 2.50 is 47% below median its 10-year median of 4.72. Over the past 10 years, this metric has ranged from a low of 0.82 to a high of 83.65. The Travel & Leisure industry median Cash-to-Debt is 0.58. Pacific Online Systems' value of 2.50 is 331% above this industry median. Based on the distribution chart, Pacific Online Systems ranks #250 out of 833 companies in the Travel & Leisure industry, which is above the industry midpoint. Overall, Pacific Online Systems has a GF Score™ of 58/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Pacific Online Systems' Cash-to-Debt compare to FLUT and DKNG?
According to the Travel & Leisure industry distribution chart, Pacific Online Systems ranks #250 out of 833 companies for Cash-to-Debt. This puts Pacific Online Systems in the upper half of its industry. The industry median Cash-to-Debt is 0.58. Pacific Online Systems' value of 2.50 is 331% above this benchmark. Historically, Pacific Online Systems' own Cash-to-Debt has ranged from 0.82 to 83.65 over the past decade. While the company's 10-year median is 4.72 vs. the industry median of 0.58, Pacific Online Systems has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Travel & Leisure company?
The median Cash-to-Debt among Travel & Leisure companies is 0.58, based on 833 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pacific Online Systems's current Cash-to-Debt of 2.50 is 331% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Travel & Leisure industry, the median Cash-to-Debt is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pacific Online Systems's current Cash-to-Debt is 2.50, which is 47% below median its own 10-year median of 4.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pacific Online Systems stock overvalued right now?
Based on GuruFocus' analysis, Pacific Online Systems (PHS:LOTO) is currently considered Significantly Undervalued. The stock's GF Value™ is ₱3.09, compared to a current price of ₱1.87 — trading 39.5% below its estimated fair value. The current Cash-to-Debt is 2.50, which is 47% below median its 10-year median of 4.72 and 331% above the Travel & Leisure industry median of 0.58. Pacific Online Systems' overall GF Score™ is 58/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Pacific Online Systems (PHS:LOTO), the current Cash-to-Debt is 2.50 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pacific Online Systems (PHS:LOTO) Overvalued in 2026?
Based on GuruFocus' analysis, Pacific Online Systems stock appears to be undervalued.
The current stock price of ₱1.87 is trading 39.5% below its estimated GF Value™ of ₱3.09.
GuruFocus considers Pacific Online Systems to be Significantly Undervalued.
Key valuation signals for PHS:LOTO:
Cash-to-Debt: 2.50 (47% below median its 10-year median of 4.72)
GF Value™: ₱3.09 vs. price of ₱1.87 (39.5% below fair value)
Industry Position: 331% above the Travel & Leisure median (#250 of 833)
No single metric tells the full story. See the PHS:LOTO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pacific Online Systems Corp is a Philippines-based company operating in the gaming industry. Along with its subsidiaries, the firm is engaged in the development, design, and management of online computer systems, terminals, and software for the gaming industry. It provides leasing of gaming equipment, Keno terminals, an online operating system, and the sale of lottery, sweepstakes, and instant tickets. It also offers consultancy services related to online gaming.
58GF Score
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