Pacific Online Systems (PHS:LOTO) Quick Ratio: 2.77 (As of Mar. 2026) — 16% Below Median


PHS:LOTO Pacific Online Systems Corp PHS:LOTO
58 GF Score
Price ₱1.78
GF Value ₱3.10
Valuation Possible Value Trap
! 3 Warning Signs
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What is Pacific Online Systems Quick Ratio?

Pacific Online Systems PHS:LOTO 58 Quick Ratio is 2.77 as of Mar. 2026, which is 16% below its 10-year median of 3.28. GuruFocus rates PHS:LOTO with a GF Score™ of 58/100 and a GF Value™ of ₱3.10 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 857 Travel & Leisure companies, Pacific Online Systems ranks better than 82.26% on this metric.

The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. It is calculated as a company's Total Current Assets excludes Total Inventories divides by its Total Current Liabilities. Pacific Online Systems's quick ratio for the quarter that ended in Mar. 2026 was 2.77.

Pacific Online Systems has a quick ratio of 2.77. It generally indicates good short-term financial strength.

The historical rank and industry rank for Pacific Online Systems's Quick Ratio or its related term are showing as below:

PHS:LOTO' s Quick Ratio Range Over the Past 10 Years
Min: 2.06   Med: 3.28   Max: 10.49
Current: 2.77

During the past 13 years, Pacific Online Systems's highest Quick Ratio was 10.49. The lowest was 2.06. And the median was 3.28.

PHS:LOTO's Quick Ratio is ranked better than
82.26% of 857 companies
in the Travel & Leisure industry
Industry Median: 1.14 vs PHS:LOTO: 2.77

Pacific Online Systems  (PHS:LOTO) Quick Ratio Explanation

The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.

In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.

The higher the quick ratio, the better the company's liquidity position.


Pacific Online Systems Quick Ratio Related Terms


Pacific Online Systems Quick Ratio Historical Data

* Premium members only.

The historical data trend for Pacific Online Systems's Quick Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pacific Online Systems Quick Ratio Chart

Pacific Online Systems Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Quick Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.12 6.49 3.02 3.04 3.26

Pacific Online Systems Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Quick Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.80 3.10 3.28 3.26 2.77

PHS:LOTO vs FLUT, DKNG, LNWO: Quick Ratio Comparison

For the Gambling subindustry, Pacific Online Systems's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pacific Online Systems Quick Ratio vs Travel & Leisure Industry

For the Travel & Leisure industry and Consumer Cyclical sector, Pacific Online Systems's Quick Ratio distribution charts can be found below:

* The bar in red indicates where Pacific Online Systems's Quick Ratio falls into.


PHS:LOTO
58GF Score
Pacific Online Systems Corp PHS:LOTO
Quick Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Pacific Online Systems Quick Ratio Calculation

The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.

Pacific Online Systems's Quick Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Quick Ratio (A: Dec. 2025 )=(Total Current Assets-Total Inventories)/Total Current Liabilities
=(1144.79-9.495)/347.743
=3.26

Pacific Online Systems's Quick Ratio for the quarter that ended in Mar. 2026 is calculated as

Quick Ratio (Q: Mar. 2026 )=(Total Current Assets-Total Inventories)/Total Current Liabilities
=(923.163-0)/333.261
=2.77

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Quick Ratio →
What does a Quick Ratio of 2.77 mean?
Pacific Online Systems (PHS:LOTO) has a Quick Ratio of 2.77 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Pacific Online Systems and its competitors. This is 16% below median its historical median of 3.28. Over the past decade, Pacific Online Systems' Quick Ratio has ranged from 2.06 to 10.49. According to the industry distribution chart, Pacific Online Systems ranks #152 out of 857 companies in the Travel & Leisure industry, placing it in the top 17.7%.
Is Pacific Online Systems' Quick Ratio too high?
Pacific Online Systems' current Quick Ratio of 2.77 is 16% below median its 10-year median of 3.28. Over the past 10 years, this metric has ranged from a low of 2.06 to a high of 10.49. The Travel & Leisure industry median Quick Ratio is 1.14. Pacific Online Systems' value of 2.77 is 143% above this industry median. Based on the distribution chart, Pacific Online Systems ranks #152 out of 857 companies in the Travel & Leisure industry, which is in the top quartile — a strong position relative to peers. Overall, Pacific Online Systems has a GF Score™ of 58/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Pacific Online Systems' Quick Ratio compare to FLUT and DKNG?
According to the Travel & Leisure industry distribution chart, Pacific Online Systems ranks #152 out of 857 companies for Quick Ratio. This places Pacific Online Systems in the top 18% of its industry — outperforming the majority of peers. The industry median Quick Ratio is 1.14. Pacific Online Systems' value of 2.77 is 143% above this benchmark. Historically, Pacific Online Systems' own Quick Ratio has ranged from 2.06 to 10.49 over the past decade. While the company's 10-year median is 3.28 vs. the industry median of 1.14, Pacific Online Systems has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Travel & Leisure company?
The median Quick Ratio among Travel & Leisure companies is 1.14, based on 857 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pacific Online Systems's current Quick Ratio of 2.77 is 143% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Pacific Online Systems and its competitors. For the Travel & Leisure industry, the median Quick Ratio is 1.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pacific Online Systems's current Quick Ratio is 2.77, which is 16% below median its own 10-year median of 3.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pacific Online Systems stock overvalued right now?
Based on GuruFocus' analysis, Pacific Online Systems (PHS:LOTO) is currently considered Possible Value Trap. The stock's GF Value™ is ₱3.10, compared to a current price of ₱1.78 — trading 42.6% below its estimated fair value. The current Quick Ratio is 2.77, which is 16% below median its 10-year median of 3.28 and 143% above the Travel & Leisure industry median of 1.14. Pacific Online Systems' overall GF Score™ is 58/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Pacific Online Systems (PHS:LOTO), the current Quick Ratio is 2.77 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pacific Online Systems (PHS:LOTO) Overvalued in 2026?

Based on GuruFocus' analysis, Pacific Online Systems stock appears to be undervalued. The current stock price of ₱1.78 is trading 42.6% below its estimated GF Value™ of ₱3.10. GuruFocus considers Pacific Online Systems to be Possible Value Trap.

Key valuation signals for PHS:LOTO:

  • Quick Ratio: 2.77 (16% below median its 10-year median of 3.28)
  • GF Value™: ₱3.10 vs. price of ₱1.78 (42.6% below fair value)
  • GF Score™: 58/100 with 3 warning signs
  • Industry Position: 143% above the Travel & Leisure median (#152 of 857)

No single metric tells the full story. See the PHS:LOTO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pacific Online Systems Business Description

Address Manila Business Center, U1902-C West Tower, Exchange Road, Tektite Towers, Ortigas Center, Pasig, PHL, 1605
Pacific Online Systems Corp is a Philippines-based company operating in the gaming industry. Along with its subsidiaries, the firm is engaged in the development, design, and management of online computer systems, terminals, and software for the gaming industry. It provides leasing of gaming equipment, Keno terminals, an online operating system, and the sale of lottery, sweepstakes, and instant tickets. It also offers consultancy services related to online gaming.
58GF Score

Get the complete analysis for PHS:LOTO

Quick Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱1.78
Price
₱3.10
GF Value