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The Cigna GroupWBO:CIGN +4.08%66 Cash Ratio is 0.15 as of Mar. 2026, which is 38% below its 10-year median of 0.24. GuruFocus rates WBO:CIGN with a GF Score™ of 66/100 and a GF Value™ of €369.78 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 15 Healthcare Plans companies, The Cigna Group ranks worse than 93.33% on this metric.
The Cigna Group has a Cash Ratio of 0.15. It indicates that there are more current liabilities than Cash, Cash Equivalents, Marketable Securities, and the company does not have sufficient cash on hand to pay off its short-term debt.
The historical rank and industry rank for The Cigna Group's Cash Ratio or its related term are showing as below:
WBO:CIGN'
s Cash Ratio Range Over the Past 10 Years
Min: 0.09 Med: 0.24 Max: 8.14
Current: 0.15
During the past 13 years, The Cigna Group's highest Cash Ratio was 8.14. The lowest was 0.09. And the median was 0.24.
WBO:CIGN's Cash Ratio is ranked worse than 93.33% of 15
companies
in the Healthcare Plans industry
Industry Median: 0.73
vs WBO:CIGN: 0.15
The Cigna Group (WBO:CIGN) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
The Cigna Group Cash Ratio Related Terms
The Cigna Group Cash Ratio Historical Data
* Premium members only.
The historical data trend for The Cigna Group's Cash Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Healthcare Plans subindustry, The Cigna Group's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The Cigna Group Cash Ratio vs Healthcare Plans Industry
For the Healthcare Plans industry and Healthcare sector, The Cigna Group's Cash Ratio distribution charts can be found below:
* The bar in red indicates where The Cigna Group's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The Cigna Group (WBO:CIGN) has a Cash Ratio of 0.15 as of Mar. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on The Cigna Group and its competitors. This is 38% below median its historical median of 0.24. Over the past decade, The Cigna Group's Cash Ratio has ranged from 0.09 to 8.14. According to the industry distribution chart, The Cigna Group ranks #14 out of 15 companies in the Healthcare Plans industry, placing it in the top 93.3%.
Is The Cigna Group's Cash Ratio too high?
The Cigna Group's current Cash Ratio of 0.15 is 38% below median its 10-year median of 0.24. Over the past 10 years, this metric has ranged from a low of 0.09 to a high of 8.14. The Healthcare Plans industry median Cash Ratio is 0.73. The Cigna Group's value of 0.15 is 79.5% below this industry median. Based on the distribution chart, The Cigna Group ranks #14 out of 15 companies in the Healthcare Plans industry, which is in the bottom quartile relative to peers. Overall, The Cigna Group has a GF Score™ of 66/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does The Cigna Group's Cash Ratio compare to ELV and HUM?
According to the Healthcare Plans industry distribution chart, The Cigna Group ranks #14 out of 15 companies for Cash Ratio. This places The Cigna Group in the lower half of its industry. The industry median Cash Ratio is 0.73. The Cigna Group's value of 0.15 is 79.5% below this benchmark. Historically, The Cigna Group's own Cash Ratio has ranged from 0.09 to 8.14 over the past decade. While the company's 10-year median is 0.24 vs. the industry median of 0.73, The Cigna Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Healthcare Plans company?
The median Cash Ratio among Healthcare Plans companies is 0.73, based on 15 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Cigna Group's current Cash Ratio of 0.15 is 79.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on The Cigna Group and its competitors. For the Healthcare Plans industry, the median Cash Ratio is 0.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Cigna Group's current Cash Ratio is 0.15, which is 38% below median its own 10-year median of 0.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Cigna Group stock overvalued right now?
Based on GuruFocus' analysis, The Cigna Group (WBO:CIGN) is currently considered Modestly Undervalued. The stock's GF Value™ is €369.78, compared to a current price of €265.40 — trading 28.2% below its estimated fair value. The current Cash Ratio is 0.15, which is 38% below median its 10-year median of 0.24 and 79.5% below the Healthcare Plans industry median of 0.73. The Cigna Group's overall GF Score™ is 66/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For The Cigna Group (WBO:CIGN), the current Cash Ratio is 0.15 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The Cigna Group (WBO:CIGN) Overvalued in 2026?
Based on GuruFocus' analysis, The Cigna Group stock appears to be undervalued.
The current stock price of €265.40 is trading 28.2% below its estimated GF Value™ of €369.78.
GuruFocus considers The Cigna Group to be Modestly Undervalued.
Key valuation signals for WBO:CIGN:
Cash Ratio: 0.15 (38% below median its 10-year median of 0.24)
GF Value™: €369.78 vs. price of €265.40 (28.2% below fair value)
Industry Position: 79.5% below the Healthcare Plans median (#14 of 15)
No single metric tells the full story. See the WBO:CIGN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Cigna primarily provides pharmacy benefit management and health insurance services. Its PBM and specialty pharmacy services, which were greatly expanded by its 2018 merger with Express Scripts, are mostly sold to health insurance plans and employers. Its largest PBM contract is with the Department of Defense, and it recently won a multiyear deal with top-tier insurer Centene. In health insurance and other benefits, Cigna primarily serves employers through self-funding arrangements, and the company operates mostly in the US with 16 million US and 2 million international medical members covered as of December 2025.
66GF Score
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