The Cigna GroupWBO:CIGN +1.34%60 ROA % is 4.28% as of Mar. 2026, which is 149% above its 10-year median of 1.72. GuruFocus rates WBO:CIGN with a GF Score™ of 60/100 and a GF Value™ of €368.84 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 18 Healthcare Plans companies, The Cigna Group ranks better than 61.11% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. The Cigna Group's annualizedNet Income for the quarter that ended in Mar. 2026 was €5,723 Mil.
The Cigna Group's average Total Assets over the quarter that ended in Mar. 2026 was €133,719 Mil. Therefore, The Cigna Group's annualized ROA % for the quarter that ended in Mar. 2026 was 4.28%.
The historical rank and industry rank for The Cigna Group's ROA % or its related term are showing as below:
WBO:CIGN'
s ROA % Range Over the Past 10 Years
Min: 0.43 Med: 1.72 Max: 4.08
Current: 4.08
During the past 13 years, The Cigna Group's highest ROA % was 4.08%. The lowest was 0.43%. And the median was 1.72%.
WBO:CIGN's ROA % is ranked better than 61.11% of 18
companies
in the Healthcare Plans industry
Industry Median: 2.035
vs WBO:CIGN: 4.08
The Cigna Group (WBO:CIGN) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
The Cigna Group ROA % Related Terms
The Cigna Group ROA % Historical Data
* Premium members only.
The historical data trend for The Cigna Group's ROA % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Healthcare Plans subindustry, The Cigna Group's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The Cigna Group ROA % vs Healthcare Plans Industry
For the Healthcare Plans industry and Healthcare sector, The Cigna Group's ROA % distribution charts can be found below:
* The bar in red indicates where The Cigna Group's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
The Cigna Group (WBO:CIGN) has a ROA % of 4.28% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on The Cigna Group and its competitors. This is 149% above median its historical median of 1.72. Over the past decade, The Cigna Group's ROA % has ranged from 0.43 to 4.08. According to the industry distribution chart, The Cigna Group ranks #7 out of 18 companies in the Healthcare Plans industry, placing it in the top 38.9%.
Is The Cigna Group's ROA % too high?
The Cigna Group's current ROA % of 4.28% is 149% above median its 10-year median of 1.72. Over the past 10 years, this metric has ranged from a low of 0.43 to a high of 4.08. The Healthcare Plans industry median ROA % is 2.04. The Cigna Group's value of 4.28% is 110.3% above this industry median. Based on the distribution chart, The Cigna Group ranks #7 out of 18 companies in the Healthcare Plans industry, which is above the industry midpoint. Overall, The Cigna Group has a GF Score™ of 60/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does The Cigna Group's ROA % compare to ELV and HUM?
According to the Healthcare Plans industry distribution chart, The Cigna Group ranks #7 out of 18 companies for ROA %. This puts The Cigna Group in the upper half of its industry. The industry median ROA % is 2.04. The Cigna Group's value of 4.28% is 110.3% above this benchmark. Historically, The Cigna Group's own ROA % has ranged from 0.43 to 4.08 over the past decade. While the company's 10-year median is 1.72 vs. the industry median of 2.04, The Cigna Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Healthcare Plans company?
The median ROA % among Healthcare Plans companies is 2.04, based on 18 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Cigna Group's current ROA % of 4.28% is 110.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on The Cigna Group and its competitors. For the Healthcare Plans industry, the median ROA % is 2.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Cigna Group's current ROA % is 4.28%, which is 149% above median its own 10-year median of 1.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Cigna Group stock overvalued right now?
Based on GuruFocus' analysis, The Cigna Group (WBO:CIGN) is currently considered Significantly Undervalued. The stock's GF Value™ is €368.84, compared to a current price of €249.60 — trading 32.3% below its estimated fair value. The current ROA % is 4.28%, which is 149% above median its 10-year median of 1.72 and 110.3% above the Healthcare Plans industry median of 2.04. The Cigna Group's overall GF Score™ is 60/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For The Cigna Group (WBO:CIGN), the current ROA % is 4.28% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The Cigna Group (WBO:CIGN) Overvalued in 2026?
Based on GuruFocus' analysis, The Cigna Group stock appears to be undervalued.
The current stock price of €249.60 is trading 32.3% below its estimated GF Value™ of €368.84.
GuruFocus considers The Cigna Group to be Significantly Undervalued.
Key valuation signals for WBO:CIGN:
ROA %: 4.28% (149% above median its 10-year median of 1.72)
GF Value™: €368.84 vs. price of €249.60 (32.3% below fair value)
Industry Position: 110.3% above the Healthcare Plans median (#7 of 18)
No single metric tells the full story. See the WBO:CIGN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Cigna primarily provides pharmacy benefit management and health insurance services. Its PBM and specialty pharmacy services, which were greatly expanded by its 2018 merger with Express Scripts, are mostly sold to health insurance plans and employers. Its largest PBM contract is with the Department of Defense, and it recently won a multiyear deal with top-tier insurer Centene. In health insurance and other benefits, Cigna primarily serves employers through self-funding arrangements, and the company operates mostly in the US with 16 million US and 2 million international medical members covered as of December 2025.
60GF Score
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