The Cigna Group (WBO:CIGN) Quick Ratio: 0.71 (As of Mar. 2026) — Near Median


WBO:CIGN The Cigna Group WBO:CIGN
60 GF Score
Price €249.60
GF Value €368.84
Valuation Significantly Undervalued
! 4 Warning Signs
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What is The Cigna Group Quick Ratio?

The Cigna Group WBO:CIGN +1.34% 60 Quick Ratio is 0.71 as of Mar. 2026, which is 1% below its 10-year median of 0.72. GuruFocus rates WBO:CIGN with a GF Score™ of 60/100 and a GF Value™ of €368.84 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 15 Healthcare Plans companies, The Cigna Group ranks worse than 93.33% on this metric.

The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. It is calculated as a company's Total Current Assets excludes Total Inventories divides by its Total Current Liabilities. The Cigna Group's quick ratio for the quarter that ended in Mar. 2026 was 0.71.

The Cigna Group has a quick ratio of 0.71. It indicates that the company cannot currently fully pay back its current liabilities.

The historical rank and industry rank for The Cigna Group's Quick Ratio or its related term are showing as below:

WBO:CIGN' s Quick Ratio Range Over the Past 10 Years
Min: 0.55   Med: 0.72   Max: 11.31
Current: 0.71

During the past 13 years, The Cigna Group's highest Quick Ratio was 11.31. The lowest was 0.55. And the median was 0.72.

WBO:CIGN's Quick Ratio is ranked worse than
93.33% of 15 companies
in the Healthcare Plans industry
Industry Median: 1.34 vs WBO:CIGN: 0.71

The Cigna Group  (WBO:CIGN) Quick Ratio Explanation

The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.

In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.

The higher the quick ratio, the better the company's liquidity position.


The Cigna Group Quick Ratio Related Terms


The Cigna Group Quick Ratio Historical Data

* Premium members only.

The historical data trend for The Cigna Group's Quick Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Cigna Group Quick Ratio Chart

The Cigna Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Quick Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.74 0.61 0.65 0.73 0.72

The Cigna Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Quick Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.69 0.68 0.73 0.72 0.71

WBO:CIGN vs ELV, HUM, CVS: Quick Ratio Comparison

For the Healthcare Plans subindustry, The Cigna Group's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The Cigna Group Quick Ratio vs Healthcare Plans Industry

For the Healthcare Plans industry and Healthcare sector, The Cigna Group's Quick Ratio distribution charts can be found below:

* The bar in red indicates where The Cigna Group's Quick Ratio falls into.


WBO:CIGN
60GF Score
The Cigna Group WBO:CIGN
Quick Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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The Cigna Group Quick Ratio Calculation

The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.

The Cigna Group's Quick Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Quick Ratio (A: Dec. 2025 )=(Total Current Assets-Total Inventories)/Total Current Liabilities
=(40833.156-6266.652)/48116.068
=0.72

The Cigna Group's Quick Ratio for the quarter that ended in Mar. 2026 is calculated as

Quick Ratio (Q: Mar. 2026 )=(Total Current Assets-Total Inventories)/Total Current Liabilities
=(37222.68-5043.815)/45504.19
=0.71

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Quick Ratio →
What does a Quick Ratio of 0.71 mean?
The Cigna Group (WBO:CIGN) has a Quick Ratio of 0.71 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on The Cigna Group and its competitors. This is near median its historical median of 0.72. Over the past decade, The Cigna Group's Quick Ratio has ranged from 0.55 to 11.31. According to the industry distribution chart, The Cigna Group ranks #14 out of 15 companies in the Healthcare Plans industry, placing it in the top 93.3%.
Is The Cigna Group's Quick Ratio too high?
The Cigna Group's current Quick Ratio of 0.71 is near median its 10-year median of 0.72. Over the past 10 years, this metric has ranged from a low of 0.55 to a high of 11.31. The Healthcare Plans industry median Quick Ratio is 1.34. The Cigna Group's value of 0.71 is 47% below this industry median. Based on the distribution chart, The Cigna Group ranks #14 out of 15 companies in the Healthcare Plans industry, which is in the bottom quartile relative to peers. Overall, The Cigna Group has a GF Score™ of 60/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does The Cigna Group's Quick Ratio compare to ELV and HUM?
According to the Healthcare Plans industry distribution chart, The Cigna Group ranks #14 out of 15 companies for Quick Ratio. This places The Cigna Group in the lower half of its industry. The industry median Quick Ratio is 1.34. The Cigna Group's value of 0.71 is 47% below this benchmark. Historically, The Cigna Group's own Quick Ratio has ranged from 0.55 to 11.31 over the past decade. While the company's 10-year median is 0.72 vs. the industry median of 1.34, The Cigna Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Healthcare Plans company?
The median Quick Ratio among Healthcare Plans companies is 1.34, based on 15 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Cigna Group's current Quick Ratio of 0.71 is 47% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on The Cigna Group and its competitors. For the Healthcare Plans industry, the median Quick Ratio is 1.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Cigna Group's current Quick Ratio is 0.71, which is near median its own 10-year median of 0.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Cigna Group stock overvalued right now?
Based on GuruFocus' analysis, The Cigna Group (WBO:CIGN) is currently considered Significantly Undervalued. The stock's GF Value™ is €368.84, compared to a current price of €249.60 — trading 32.3% below its estimated fair value. The current Quick Ratio is 0.71, which is near median its 10-year median of 0.72 and 47% below the Healthcare Plans industry median of 1.34. The Cigna Group's overall GF Score™ is 60/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For The Cigna Group (WBO:CIGN), the current Quick Ratio is 0.71 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Cigna Group (WBO:CIGN) Overvalued in 2026?

Based on GuruFocus' analysis, The Cigna Group stock appears to be undervalued. The current stock price of €249.60 is trading 32.3% below its estimated GF Value™ of €368.84. GuruFocus considers The Cigna Group to be Significantly Undervalued.

Key valuation signals for WBO:CIGN:

  • Quick Ratio: 0.71 (near median its 10-year median of 0.72)
  • GF Value™: €368.84 vs. price of €249.60 (32.3% below fair value)
  • GF Score™: 60/100 with 4 warning signs
  • Industry Position: 47% below the Healthcare Plans median (#14 of 15)

No single metric tells the full story. See the WBO:CIGN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The Cigna Group Business Description

Address 900 Cottage Grove Road, Bloomfield, CT, USA, 06002
Cigna primarily provides pharmacy benefit management and health insurance services. Its PBM and specialty pharmacy services, which were greatly expanded by its 2018 merger with Express Scripts, are mostly sold to health insurance plans and employers. Its largest PBM contract is with the Department of Defense, and it recently won a multiyear deal with top-tier insurer Centene. In health insurance and other benefits, Cigna primarily serves employers through self-funding arrangements, and the company operates mostly in the US with 16 million US and 2 million international medical members covered as of December 2025.
60GF Score

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Quick Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€249.60
Price
€368.84
GF Value