The Cigna Group (WBO:CIGN) Expense Ratio %: 0.00% (As of . 20)

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WBO:CIGN The Cigna Group WBO:CIGN
69 GF Score
Price €252.80
GF Value €369.99
Valuation Significantly Undervalued
! 4 Warning Signs
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What is The Cigna Group Expense Ratio %?

The Cigna Group WBO:CIGN +2.02% 69 Expense Ratio % is 0.00% as of . 20. GuruFocus rates WBO:CIGN with a GF Score™ of 69/100 and a GF Value™ of €369.99 (Significantly Undervalued). The stock has 4 warning signs investors should review.

Expense Ratio % is the percentage of expenses associated with acquiring, underwriting, and servicing premiums to net premium earned. It indicates the efficiency of the insurance company before considering its claims and investment gains or losses.

The historical rank and industry rank for The Cigna Group's Expense Ratio % or its related term are showing as below:

WBO:CIGN's Expense Ratio % is not ranked *
in the Healthcare Plans industry.
Industry Median:
* Ranked among companies with meaningful Expense Ratio % only.

The Cigna Group  (WBO:CIGN) Expense Ratio % Explanation

Expense Ratio % is the percentage of expenses associated with acquiring, underwriting, and servicing premiums to net premium earned. It can be used to make comparisons between insurance companies as well as measure their performance. An expense ratio below 100% suggests that the premiums an insurance company earned or wrote are more than the expenses it paid to support those premiums.

However, we should keep in mind that the ratio does not indicate an ending profitability. The overall profit is also influenced by the claims, investment gains or losses and other income. The ratio can be combined with Claims Ratio % and Combined Ratio % to get an overall performance of an insurance company.

The Cigna Group Expense Ratio % Related Terms

The Cigna Group Expense Ratio % Historical Data

* Premium members only.

The historical data trend for The Cigna Group's Expense Ratio % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Cigna Group Expense Ratio % Chart


WBO:CIGN
69GF Score
The Cigna Group WBO:CIGN
Expense Ratio % is just one metric. See GF Score™, valuation, warning signs, and more.
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The Cigna Group  (WBO:CIGN) Expense Ratio % Calculation

Expense Ratio % is calculated as:

Expense Ratio %=Expenses of Acquiring, Underwriting and Servicing Premiums / Net Premium Earned * 100%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions
What does a Expense Ratio % of 0.00% mean?
The Cigna Group (WBO:CIGN) has a Expense Ratio % of 0.00% as of . 20. Expense Ratio is the percentage of expenses associated with acquiring, underwriting, and servicing premiums to net premium earned. View historical data on The Cigna Group and its competitors.
Is The Cigna Group's Expense Ratio % too high?
The Cigna Group's current Expense Ratio % is 0.00%. Overall, The Cigna Group has a GF Score™ of 69/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does The Cigna Group's Expense Ratio % compare to ELV and HUM?
The Cigna Group's Expense Ratio % of 0.00% can be compared against companies in the Healthcare Plans industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Expense Ratio % for a Healthcare Plans company?
A good Expense Ratio % depends on the Healthcare Plans industry context. However, Expense Ratio % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Expense Ratio % mean?
A high Expense Ratio % can signal that a stock is expensive relative to its fundamentals. Expense Ratio is the percentage of expenses associated with acquiring, underwriting, and servicing premiums to net premium earned. View historical data on The Cigna Group and its competitors. The Cigna Group's current Expense Ratio % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Cigna Group stock overvalued right now?
Based on GuruFocus' analysis, The Cigna Group (WBO:CIGN) is currently considered Significantly Undervalued. The stock's GF Value™ is €369.99, compared to a current price of €252.80 — trading 31.7% below its estimated fair value. The current Expense Ratio % is 0.00%. The Cigna Group's overall GF Score™ is 69/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Expense Ratio % calculated?
Expense Ratio % is calculated from a company's financial statements. For The Cigna Group (WBO:CIGN), the current Expense Ratio % is 0.00% as of . 20. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Cigna Group (WBO:CIGN) Overvalued in 2026?

Based on GuruFocus' analysis, The Cigna Group stock appears to be undervalued. The current stock price of €252.80 is trading 31.7% below its estimated GF Value™ of €369.99. GuruFocus considers The Cigna Group to be Significantly Undervalued.

Key valuation signals for WBO:CIGN:

  • Expense Ratio %: 0.00%
  • GF Value™: €369.99 vs. price of €252.80 (31.7% below fair value)
  • GF Score™: 69/100 with 4 warning signs

No single metric tells the full story. See the WBO:CIGN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

The Cigna Group Business Description

Address 900 Cottage Grove Road, Bloomfield, CT, USA, 06002
Cigna primarily provides pharmacy benefit management and health insurance services. Its PBM and specialty pharmacy services, which were greatly expanded by its 2018 merger with Express Scripts, are mostly sold to health insurance plans and employers. Its largest PBM contract is with the Department of Defense, and it recently won a multiyear deal with top-tier insurer Centene. In health insurance and other benefits, Cigna primarily serves employers through self-funding arrangements, and the company operates mostly in the US with 16 million US and 2 million international medical members covered as of December 2025.
69GF Score

Get the complete analysis for WBO:CIGN

Expense Ratio % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€252.80
Price
€369.99
GF Value