The Cigna Group (WBO:CIGN) Moat Score: 7/10 (As of Jun. 27, 2026)


WBO:CIGN The Cigna Group WBO:CIGN
42 GF Score
Price €251.80
! 4 Warning Signs
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What is The Cigna Group Moat Score?

The Cigna Group WBO:CIGN +0.88% 42 Moat Score is 7 as of Jun. 27, 2026. GuruFocus rates WBO:CIGN with a GF Score™ of 42/100. The stock has 4 warning signs investors should review. Among 18 Healthcare Plans companies, The Cigna Group ranks better than 83.33% on this metric.

The Cigna Group has the Moat Score of 7, which implies that the company might have Wide Moat - Entry-level wide moat, clearly possessing durable advantages.

The Cigna Group has Wide Moat: Cigna possesses a wide moat due to its extensive network, strong brand, and significant regulatory barriers in the healthcare sector. Its economies of scale and pricing power further solidify its competitive position.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes The Cigna Group might have Wide Moat - Entry-level wide moat, clearly possessing durable advantages.

The Cigna Group  (WBO:CIGN) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

The Cigna Group Moat Score Related Terms

WBO:CIGN vs ELV, HUM, CVS: Moat Score Comparison

For the Healthcare Plans subindustry, The Cigna Group's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

The Cigna Group Moat Score vs Healthcare Plans Industry

For the Healthcare Plans industry and Healthcare sector, The Cigna Group's Moat Score distribution charts can be found below:

* The bar in red indicates where The Cigna Group's Moat Score falls into.


WBO:CIGN
42GF Score
The Cigna Group WBO:CIGN
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 7 mean?
The Cigna Group (WBO:CIGN) has a Moat Score of 7 as of Jun. 27, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, The Cigna Group ranks #3 out of 18 companies in the Healthcare Plans industry, placing it in the top 16.7%.
Is The Cigna Group's Moat Score too high?
The Cigna Group's current Moat Score is 7. The Healthcare Plans industry median Moat Score is 4.00. The Cigna Group's value of 7 is 75% above this industry median. Based on the distribution chart, The Cigna Group ranks #3 out of 18 companies in the Healthcare Plans industry, which is in the top quartile — a strong position relative to peers. Overall, The Cigna Group has a GF Score™ of 42/100, reflecting its overall financial health beyond just this single metric.
How does The Cigna Group's Moat Score compare to ELV and HUM?
According to the Healthcare Plans industry distribution chart, The Cigna Group ranks #3 out of 18 companies for Moat Score. This places The Cigna Group in the top 17% of its industry — outperforming the majority of peers. The industry median Moat Score is 4.00. The Cigna Group's value of 7 is 75% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Healthcare Plans company?
The median Moat Score among Healthcare Plans companies is 4.00, based on 18 companies in the industry. Companies in the top quartile (top 25%) have a Moat Score significantly above this median, while those in the bottom quartile fall well below. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Cigna Group's current Moat Score of 7 is 75% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. For the Healthcare Plans industry, the median Moat Score is 4.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Cigna Group's current Moat Score is 7. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Cigna Group stock overvalued right now?
The Cigna Group (WBO:CIGN) has a current Moat Score of 7. The current Moat Score is 7 and 75% above the Healthcare Plans industry median of 4.00. The Cigna Group's overall GF Score™ is 42/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For The Cigna Group (WBO:CIGN), the current Moat Score is 7 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

The Cigna Group Business Description

Address 900 Cottage Grove Road, Bloomfield, CT, USA, 06002
Cigna primarily provides pharmacy benefit management and health insurance services. Its PBM and specialty pharmacy services, which were greatly expanded by its 2018 merger with Express Scripts, are mostly sold to health insurance plans and employers. Its largest PBM contract is with the Department of Defense, and it recently won a multiyear deal with top-tier insurer Centene. In health insurance and other benefits, Cigna primarily serves employers through self-funding arrangements, and the company operates mostly in the US with 16 million US and 2 million international medical members covered as of December 2025.
42GF Score

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