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GenteraB de CVCMPRF 81 Cash-to-Debt is 0.52 as of Jun. 2026, which is 27% above its 10-year median of 0.41. GuruFocus rates CMPRF with a GF Score™ of 81/100 and a GF Value™ of $2.03 (Modestly Overvalued). The stock has 1 warning sign investors should review. Among 516 Credit Services companies, GenteraB de CV ranks better than 65.12% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. GenteraB de CV's cash to debt ratio for the quarter that ended in Jun. 2026 was 0.52.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, GenteraB de CVcouldn't pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for GenteraB de CV's Cash-to-Debt or its related term are showing as below:
CMPRF'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.15 Med: 0.41 Max: 0.82
Current: 0.52
During the past 13 years, GenteraB de CV's highest Cash to Debt Ratio was 0.82. The lowest was 0.15. And the median was 0.41.
CMPRF's Cash-to-Debt is ranked better than 65.12% of 516
companies
in the Credit Services industry
Industry Median: 0.19
vs CMPRF: 0.52
GenteraB de CV (OTCPK:CMPRF) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
GenteraB de CV Cash-to-Debt Related Terms
GenteraB de CV Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for GenteraB de CV's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Credit Services subindustry, GenteraB de CV's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
GenteraB de CV Cash-to-Debt vs Credit Services Industry
For the Credit Services industry and Financial Services sector, GenteraB de CV's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where GenteraB de CV's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
GenteraB de CV (CMPRF) has a Cash-to-Debt of 0.52 as of Jun. 2026. This is 27% above median its historical median of 0.41. Over the past decade, GenteraB de CV's Cash-to-Debt has ranged from 0.15 to 0.82. According to the industry distribution chart, GenteraB de CV ranks #180 out of 516 companies in the Credit Services industry, placing it in the top 34.9%.
Is GenteraB de CV's Cash-to-Debt too high?
GenteraB de CV's current Cash-to-Debt of 0.52 is 27% above median its 10-year median of 0.41. Over the past 10 years, this metric has ranged from a low of 0.15 to a high of 0.82. The Credit Services industry median Cash-to-Debt is 0.19. GenteraB de CV's value of 0.52 is 173.7% above this industry median. Based on the distribution chart, GenteraB de CV ranks #180 out of 516 companies in the Credit Services industry, which is above the industry midpoint. Overall, GenteraB de CV has a GF Score™ of 81/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does GenteraB de CV's Cash-to-Debt compare to V and MA?
According to the Credit Services industry distribution chart, GenteraB de CV ranks #180 out of 516 companies for Cash-to-Debt. This puts GenteraB de CV in the upper half of its industry. The industry median Cash-to-Debt is 0.19. GenteraB de CV's value of 0.52 is 173.7% above this benchmark. Historically, GenteraB de CV's own Cash-to-Debt has ranged from 0.15 to 0.82 over the past decade. While the company's 10-year median is 0.41 vs. the industry median of 0.19, GenteraB de CV has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Credit Services company?
The median Cash-to-Debt among Credit Services companies is 0.19, based on 516 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. GenteraB de CV's current Cash-to-Debt of 0.52 is 173.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Credit Services industry, the median Cash-to-Debt is 0.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. GenteraB de CV's current Cash-to-Debt is 0.52, which is 27% above median its own 10-year median of 0.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is GenteraB de CV stock overvalued right now?
Based on GuruFocus' analysis, GenteraB de CV (CMPRF) is currently considered Modestly Overvalued. The stock's GF Value™ is $2.03, compared to a current price of $2.41 — trading 18.7% above its estimated fair value. The current Cash-to-Debt is 0.52, which is 27% above median its 10-year median of 0.41 and 173.7% above the Credit Services industry median of 0.19. GenteraB de CV's overall GF Score™ is 81/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For GenteraB de CV (CMPRF), the current Cash-to-Debt is 0.52 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is GenteraB de CV (CMPRF) Overvalued in 2026?
Based on GuruFocus' analysis, GenteraB de CV stock appears to be overvalued.
The current stock price of $2.41 is trading 18.7% above its estimated GF Value™ of $2.03.
GuruFocus considers GenteraB de CV to be Modestly Overvalued.
Key valuation signals for CMPRF:
Cash-to-Debt: 0.52 (27% above median its 10-year median of 0.41)
GF Value™: $2.03 vs. price of $2.41 (18.7% above fair value)
Industry Position: 173.7% above the Credit Services median (#180 of 516)
No single metric tells the full story. See the CMPRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Gentera SAB de CV is a Mexican financial services company. Gentera's core activities include loans, credits, saving accounts, insurance policies, administration services, and payment operations. The company is present in Mexico, Guatemala, Peru, and the United States through subsidiaries including Compartamos Banco, a microfinancing bank; Pagos Intermex SA de CV, a financial transaction intermediary; Aterna, an insurance intermediary; and Yastas, a payments and financial transactions provider.
81GF Score
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