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GenteraB de CVCMPRF 80 Debt-to-Equity is 0.79 as of Jun. 2026, which is 19% below its 10-year median of 0.97. GuruFocus rates CMPRF with a GF Score™ of 80/100 and a GF Value™ of $2.36 (Fairly Valued). The stock has 1 warning sign investors should review. Among 456 Credit Services companies, GenteraB de CV ranks better than 60.31% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for GenteraB de CV's Debt-to-Equity or its related term are showing as below:
CMPRF'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.61 Med: 0.97 Max: 1.48
Current: 0.79
During the past 13 years, the highest Debt-to-Equity Ratio of GenteraB de CV was 1.48. The lowest was 0.61. And the median was 0.97.
CMPRF's Debt-to-Equity is ranked better than 60.31% of 456
companies
in the Credit Services industry
Industry Median: 1.225
vs CMPRF: 0.79
GenteraB de CV (OTCPK:CMPRF) Debt-to-Equity Explanation
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
GenteraB de CV Debt-to-Equity Related Terms
GenteraB de CV Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for GenteraB de CV's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, GenteraB de CV's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
GenteraB de CV Debt-to-Equity vs Credit Services Industry
For the Credit Services industry and Financial Services sector, GenteraB de CV's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where GenteraB de CV's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
GenteraB de CV (CMPRF) has a Debt-to-Equity of 0.79 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on GenteraB de CV and its competitors. This is 19% below median its historical median of 0.97. Over the past decade, GenteraB de CV's Debt-to-Equity has ranged from 0.61 to 1.48. According to the industry distribution chart, GenteraB de CV ranks #181 out of 456 companies in the Credit Services industry, placing it in the top 39.7%.
Is GenteraB de CV's Debt-to-Equity too high?
GenteraB de CV's current Debt-to-Equity of 0.79 is 19% below median its 10-year median of 0.97. Over the past 10 years, this metric has ranged from a low of 0.61 to a high of 1.48. The Credit Services industry median Debt-to-Equity is 1.23. GenteraB de CV's value of 0.79 is 35.5% below this industry median. Based on the distribution chart, GenteraB de CV ranks #181 out of 456 companies in the Credit Services industry, which is above the industry midpoint. Overall, GenteraB de CV has a GF Score™ of 80/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does GenteraB de CV's Debt-to-Equity compare to V and MA?
According to the Credit Services industry distribution chart, GenteraB de CV ranks #181 out of 456 companies for Debt-to-Equity. This puts GenteraB de CV in the upper half of its industry. The industry median Debt-to-Equity is 1.23. GenteraB de CV's value of 0.79 is 35.5% below this benchmark. Historically, GenteraB de CV's own Debt-to-Equity has ranged from 0.61 to 1.48 over the past decade. While the company's 10-year median is 0.97 vs. the industry median of 1.23, GenteraB de CV has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Credit Services company?
The median Debt-to-Equity among Credit Services companies is 1.23, based on 456 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. GenteraB de CV's current Debt-to-Equity of 0.79 is 35.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on GenteraB de CV and its competitors. For the Credit Services industry, the median Debt-to-Equity is 1.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. GenteraB de CV's current Debt-to-Equity is 0.79, which is 19% below median its own 10-year median of 0.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is GenteraB de CV stock overvalued right now?
Based on GuruFocus' analysis, GenteraB de CV (CMPRF) is currently considered Fairly Valued. The stock's GF Value™ is $2.36, compared to a current price of $2.41 — trading 2.1% above its estimated fair value. The current Debt-to-Equity is 0.79, which is 19% below median its 10-year median of 0.97 and 35.5% below the Credit Services industry median of 1.23. GenteraB de CV's overall GF Score™ is 80/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For GenteraB de CV (CMPRF), the current Debt-to-Equity is 0.79 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is GenteraB de CV (CMPRF) Overvalued in 2026?
Based on GuruFocus' analysis, GenteraB de CV stock appears to be overvalued.
The current stock price of $2.41 is trading 2.1% above its estimated GF Value™ of $2.36.
GuruFocus considers GenteraB de CV to be Fairly Valued.
Key valuation signals for CMPRF:
Debt-to-Equity: 0.79 (19% below median its 10-year median of 0.97)
GF Value™: $2.36 vs. price of $2.41 (2.1% above fair value)
Industry Position: 35.5% below the Credit Services median (#181 of 456)
No single metric tells the full story. See the CMPRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Gentera SAB de CV is a Mexican financial services company. Gentera's core activities include loans, credits, saving accounts, insurance policies, administration services, and payment operations. The company is present in Mexico, Guatemala, Peru, and the United States through subsidiaries including Compartamos Banco, a microfinancing bank; Pagos Intermex SA de CV, a financial transaction intermediary; Aterna, an insurance intermediary; and Yastas, a payments and financial transactions provider.
80GF Score
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