GenteraB de CVCMPRF 82 Return-on-Tangible-Asset is 8.45% as of Mar. 2026, which is 27% above its 10-year median of 6.64. GuruFocus rates CMPRF with a GF Score™ of 82/100 and a GF Value™ of $2.14 (Fairly Valued). The stock has 2 warning signs investors should review. Among 543 Credit Services companies, GenteraB de CV ranks better than 90.06% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. GenteraB de CV's annualizedNet Income for the quarter that ended in Mar. 2026 was $539 Mil. GenteraB de CV's average total tangible assets for the quarter that ended in Mar. 2026 was $6,376 Mil. Therefore, GenteraB de CV's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 was 8.45%.
The historical rank and industry rank for GenteraB de CV's Return-on-Tangible-Asset or its related term are showing as below:
CMPRF'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -2.74 Med: 6.64 Max: 8.96
Current: 7.9
During the past 13 years, GenteraB de CV's highest Return-on-Tangible-Asset was 8.96%. The lowest was -2.74%. And the median was 6.64%.
CMPRF's Return-on-Tangible-Asset is ranked better than 90.06% of 543
companies
in the Credit Services industry
Industry Median: 1.94
vs CMPRF: 7.90
GenteraB de CV (OTCPK:CMPRF) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
GenteraB de CV Return-on-Tangible-Asset Related Terms
GenteraB de CV Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for GenteraB de CV's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CMPRF vs V, MA, AXP: Return-on-Tangible-Asset Comparison
For the Credit Services subindustry, GenteraB de CV's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
GenteraB de CV Return-on-Tangible-Asset vs Credit Services Industry
For the Credit Services industry and Financial Services sector, GenteraB de CV's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where GenteraB de CV's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
What does a Return-on-Tangible-Asset of 8.45% mean?
GenteraB de CV (CMPRF) has a Return-on-Tangible-Asset of 8.45% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on GenteraB de CV and its competitors. This is 27% above median its historical median of 6.64. According to the industry distribution chart, GenteraB de CV ranks #54 out of 543 companies in the Credit Services industry, placing it in the top 9.9%.
Is GenteraB de CV's Return-on-Tangible-Asset too high?
GenteraB de CV's current Return-on-Tangible-Asset of 8.45% is 27% above median its 10-year median of 6.64. The Credit Services industry median Return-on-Tangible-Asset is 1.94. GenteraB de CV's value of 8.45% is 335.6% above this industry median. Based on the distribution chart, GenteraB de CV ranks #54 out of 543 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, GenteraB de CV has a GF Score™ of 82/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does GenteraB de CV's Return-on-Tangible-Asset compare to V and MA?
According to the Credit Services industry distribution chart, GenteraB de CV ranks #54 out of 543 companies for Return-on-Tangible-Asset. This places GenteraB de CV in the top 10% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Asset is 1.94. GenteraB de CV's value of 8.45% is 335.6% above this benchmark. While the company's 10-year median is 6.64 vs. the industry median of 1.94, GenteraB de CV has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Credit Services company?
The median Return-on-Tangible-Asset among Credit Services companies is 1.94, based on 543 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. GenteraB de CV's current Return-on-Tangible-Asset of 8.45% is 335.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on GenteraB de CV and its competitors. For the Credit Services industry, the median Return-on-Tangible-Asset is 1.94 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. GenteraB de CV's current Return-on-Tangible-Asset is 8.45%, which is 27% above median its own 10-year median of 6.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is GenteraB de CV stock overvalued right now?
Based on GuruFocus' analysis, GenteraB de CV (CMPRF) is currently considered Fairly Valued. The stock's GF Value™ is $2.14, compared to a current price of $2.08 — trading 2.8% below its estimated fair value. The current Return-on-Tangible-Asset is 8.45%, which is 27% above median its 10-year median of 6.64 and 335.6% above the Credit Services industry median of 1.94. GenteraB de CV's overall GF Score™ is 82/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For GenteraB de CV (CMPRF), the current Return-on-Tangible-Asset is 8.45% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is GenteraB de CV (CMPRF) Overvalued in 2026?
Based on GuruFocus' analysis, GenteraB de CV stock appears to be undervalued.
The current stock price of $2.08 is trading 2.8% below its estimated GF Value™ of $2.14.
GuruFocus considers GenteraB de CV to be Fairly Valued.
Key valuation signals for CMPRF:
Return-on-Tangible-Asset: 8.45% (27% above median its 10-year median of 6.64)
GF Value™: $2.14 vs. price of $2.08 (2.8% below fair value)
Industry Position: 335.6% above the Credit Services median (#54 of 543)
No single metric tells the full story. See the CMPRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Gentera SAB de CV is a Mexican financial services company. Gentera's core activities include loans, credits, saving accounts, insurance policies, administration services, and payment operations. The company is present in Mexico, Guatemala, Peru, and the United States through subsidiaries including Compartamos Banco, a microfinancing bank; Pagos Intermex SA de CV, a financial transaction intermediary; Aterna, an insurance intermediary; and Yastas, a payments and financial transactions provider.
82GF Score
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