CMPRF (GenteraB de CV) FCF Margin %: 10.32% (As of Mar. 2026) — 45% Above Median


CMPRF Gentera SAB de CV CMPRF
76 GF Score
Price $2.08
GF Value $2.11
Valuation Fairly Valued
! 2 Warning Signs
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What is GenteraB de CV FCF Margin %?

GenteraB de CV CMPRF 76 FCF Margin % is 10.32% as of Mar. 2026, which is 45% above its 10-year median of 7.12. GuruFocus rates CMPRF with a GF Score™ of 76/100 and a GF Value™ of $2.11 (Fairly Valued). The stock has 2 warning signs investors should review. Among 531 Credit Services companies, GenteraB de CV ranks better than 62.34% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. GenteraB de CV's Free Cash Flow for the three months ended in Mar. 2026 was $72 Mil. GenteraB de CV's Revenue for the three months ended in Mar. 2026 was $701 Mil. Therefore, GenteraB de CV's FCF Margin % for the quarter that ended in Mar. 2026 was 10.32%.

As of today, GenteraB de CV's current FCF Yield % is 12.71%.

The historical rank and industry rank for GenteraB de CV's FCF Margin % or its related term are showing as below:

CMPRF' s FCF Margin % Range Over the Past 10 Years
Min: -22.72   Med: 7.12   Max: 54.02
Current: 15.54


During the past 13 years, the highest FCF Margin % of GenteraB de CV was 54.02%. The lowest was -22.72%. And the median was 7.12%.

CMPRF's FCF Margin % is ranked better than
62.34% of 531 companies
in the Credit Services industry
Industry Median: 0.24 vs CMPRF: 15.54


GenteraB de CV FCF Margin % Related Terms


GenteraB de CV FCF Margin % Historical Data

* Premium members only.

The historical data trend for GenteraB de CV's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

GenteraB de CV FCF Margin % Chart

GenteraB de CV Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -22.72 3.82 -10.80 8.36 18.22

GenteraB de CV Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 21.89 7.67 2.18 38.37 10.32

CMPRF vs V, MA, AXP: FCF Margin % Comparison

For the Credit Services subindustry, GenteraB de CV's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


GenteraB de CV FCF Margin % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, GenteraB de CV's FCF Margin % distribution charts can be found below:

* The bar in red indicates where GenteraB de CV's FCF Margin % falls into.


CMPRF
76GF Score
Gentera SAB de CV CMPRF
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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GenteraB de CV FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

GenteraB de CV's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=489.289/2686.038
=18.22 %

GenteraB de CV's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=72.349/701.252
=10.32 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 10.32% mean?
GenteraB de CV (CMPRF) has a FCF Margin % of 10.32% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on GenteraB de CV and its competitors. This is 45% above median its historical median of 7.12. According to the industry distribution chart, GenteraB de CV ranks #200 out of 531 companies in the Credit Services industry, placing it in the top 37.7%.
Is GenteraB de CV's FCF Margin % too high?
GenteraB de CV's current FCF Margin % of 10.32% is 45% above median its 10-year median of 7.12. The Credit Services industry median FCF Margin % is 0.24. GenteraB de CV's value of 10.32% is 4200% above this industry median. Based on the distribution chart, GenteraB de CV ranks #200 out of 531 companies in the Credit Services industry, which is above the industry midpoint. Overall, GenteraB de CV has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does GenteraB de CV's FCF Margin % compare to V and MA?
According to the Credit Services industry distribution chart, GenteraB de CV ranks #200 out of 531 companies for FCF Margin %. This puts GenteraB de CV in the upper half of its industry. The industry median FCF Margin % is 0.24. GenteraB de CV's value of 10.32% is 4200% above this benchmark. While the company's 10-year median is 7.12 vs. the industry median of 0.24, GenteraB de CV has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Credit Services company?
The median FCF Margin % among Credit Services companies is 0.24, based on 531 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. GenteraB de CV's current FCF Margin % of 10.32% is 4200% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on GenteraB de CV and its competitors. For the Credit Services industry, the median FCF Margin % is 0.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. GenteraB de CV's current FCF Margin % is 10.32%, which is 45% above median its own 10-year median of 7.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is GenteraB de CV stock overvalued right now?
Based on GuruFocus' analysis, GenteraB de CV (CMPRF) is currently considered Fairly Valued. The stock's GF Value™ is $2.11, compared to a current price of $2.08 — trading 1.4% below its estimated fair value. The current FCF Margin % is 10.32%, which is 45% above median its 10-year median of 7.12 and 4200% above the Credit Services industry median of 0.24. GenteraB de CV's overall GF Score™ is 76/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For GenteraB de CV (CMPRF), the current FCF Margin % is 10.32% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is GenteraB de CV (CMPRF) Overvalued in 2026?

Based on GuruFocus' analysis, GenteraB de CV stock appears to be undervalued. The current stock price of $2.08 is trading 1.4% below its estimated GF Value™ of $2.11. GuruFocus considers GenteraB de CV to be Fairly Valued.

Key valuation signals for CMPRF:

  • FCF Margin %: 10.32% (45% above median its 10-year median of 7.12)
  • GF Value™: $2.11 vs. price of $2.08 (1.4% below fair value)
  • GF Score™: 76/100 with 2 warning signs
  • Industry Position: 4200% above the Credit Services median (#200 of 531)

No single metric tells the full story. See the CMPRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


GenteraB de CV Business Description

Other Exchanges GENTERA:Mexico
Address Av. Insurgentes Sur No. 1458, Colonia Actipan, Del. Benito Juarez, Mexico, MEX, MEX, 03230
Gentera SAB de CV is a Mexican financial services company. Gentera's core activities include loans, credits, saving accounts, insurance policies, administration services, and payment operations. The company is present in Mexico, Guatemala, Peru, and the United States through subsidiaries including Compartamos Banco, a microfinancing bank; Pagos Intermex SA de CV, a financial transaction intermediary; Aterna, an insurance intermediary; and Yastas, a payments and financial transactions provider.
76GF Score

Get the complete analysis for CMPRF

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.08
Price
$2.11
GF Value