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Galaxy Payroll GroupGLXG -8.65%21 Cash-to-Debt is 38.78 as of Dec. 2025, which is 599% above its 10-year median of 5.55. GuruFocus rates GLXG with a GF Score™ of 21/100. The stock has 3 warning signs investors should review. Among 1,068 Business Services companies, Galaxy Payroll Group ranks better than 86.61% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Galaxy Payroll Group's cash to debt ratio for the quarter that ended in Dec. 2025 was 38.78.
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, Galaxy Payroll Groupcould pay off its debt using the cash in hand for the quarter that ended in Dec. 2025.
The historical rank and industry rank for Galaxy Payroll Group's Cash-to-Debt or its related term are showing as below:
GLXG'
s Cash-to-Debt Range Over the Past 10 Years
Min: 2.58 Med: 5.55 Max: 38.78
Current: 38.78
During the past 5 years, Galaxy Payroll Group's highest Cash to Debt Ratio was 38.78. The lowest was 2.58. And the median was 5.55.
GLXG's Cash-to-Debt is ranked better than 86.61% of 1068
companies
in the Business Services industry
Industry Median: 1.16
vs GLXG: 38.78
Galaxy Payroll Group (NAS:GLXG) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Galaxy Payroll Group Cash-to-Debt Related Terms
Galaxy Payroll Group Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Galaxy Payroll Group's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Staffing & Employment Services subindustry, Galaxy Payroll Group's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Galaxy Payroll Group Cash-to-Debt vs Business Services Industry
For the Business Services industry and Industrials sector, Galaxy Payroll Group's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Galaxy Payroll Group's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Galaxy Payroll Group (GLXG) has a Cash-to-Debt of 38.78 as of Dec. 2025. This is 599% above median its historical median of 5.55. Over the past decade, Galaxy Payroll Group's Cash-to-Debt has ranged from 2.58 to 38.78. According to the industry distribution chart, Galaxy Payroll Group ranks #143 out of 1068 companies in the Business Services industry, placing it in the top 13.4%.
Is Galaxy Payroll Group's Cash-to-Debt too high?
Galaxy Payroll Group's current Cash-to-Debt of 38.78 is 599% above median its 10-year median of 5.55. Over the past 10 years, this metric has ranged from a low of 2.58 to a high of 38.78. The Business Services industry median Cash-to-Debt is 1.16. Galaxy Payroll Group's value of 38.78 is 3243.1% above this industry median. Based on the distribution chart, Galaxy Payroll Group ranks #143 out of 1068 companies in the Business Services industry, which is in the top quartile — a strong position relative to peers. Overall, Galaxy Payroll Group has a GF Score™ of 21/100, reflecting its overall financial health beyond just this single metric.
How does Galaxy Payroll Group's Cash-to-Debt compare to RLBY and IPDN?
According to the Business Services industry distribution chart, Galaxy Payroll Group ranks #143 out of 1068 companies for Cash-to-Debt. This places Galaxy Payroll Group in the top 13% of its industry — outperforming the majority of peers. The industry median Cash-to-Debt is 1.16. Galaxy Payroll Group's value of 38.78 is 3243.1% above this benchmark. Historically, Galaxy Payroll Group's own Cash-to-Debt has ranged from 2.58 to 38.78 over the past decade. While the company's 10-year median is 5.55 vs. the industry median of 1.16, Galaxy Payroll Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Business Services company?
The median Cash-to-Debt among Business Services companies is 1.16, based on 1,068 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Galaxy Payroll Group's current Cash-to-Debt of 38.78 is 3243.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Business Services industry, the median Cash-to-Debt is 1.16 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Galaxy Payroll Group's current Cash-to-Debt is 38.78, which is 599% above median its own 10-year median of 5.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Galaxy Payroll Group stock overvalued right now?
Galaxy Payroll Group (GLXG) has a current Cash-to-Debt of 38.78. The current Cash-to-Debt is 38.78, which is 599% above median its 10-year median of 5.55 and 3243.1% above the Business Services industry median of 1.16. Galaxy Payroll Group's overall GF Score™ is 21/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Galaxy Payroll Group (GLXG), the current Cash-to-Debt is 38.78 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Galaxy Payroll Group Ltd provides payroll outsourcing and employment services based in Hong Kong, serving three customer groups: (i) global human resources service providers managing payroll and employment for branch offices; (ii) multinational companies outsourcing these functions directly; and (iii) end-users consulting for future worldwide expansion. Payroll outsourcing is offered in the PRC, Hong Kong, Taiwan, and Macau, while employment services cover the PRC, Hong Kong, Japan, Taiwan, and Macau. Customers include both indirect clients through channels and direct clients. Revenues are generated from subsidiaries in Taiwan, Macau, Hong Kong, the PRC, and others.
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