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Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Mitsubishi UFJ Financial Group's cash to debt ratio for the quarter that ended in Jun. 2026 was 2.46.
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, Mitsubishi UFJ Financial Groupcould pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for Mitsubishi UFJ Financial Group's Cash-to-Debt or its related term are showing as below:
MBFJF'
s Cash-to-Debt Range Over the Past 10 Years
Min: 1.69 Med: 2.2 Max: 5.8
Current: 2.46
During the past 13 years, Mitsubishi UFJ Financial Group's highest Cash to Debt Ratio was 5.80. The lowest was 1.69. And the median was 2.20.
MBFJF's Cash-to-Debt is ranked better than 63.4% of 1492
companies
in the Banks industry
Industry Median: 1.37
vs MBFJF: 2.46
Mitsubishi UFJ Financial Group (OTCPK:MBFJF) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Mitsubishi UFJ Financial Group Cash-to-Debt Related Terms
Mitsubishi UFJ Financial Group Cash-to-Debt Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Banks - Diversified subindustry, Mitsubishi UFJ Financial Group's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mitsubishi UFJ Financial Group Cash-to-Debt vs Banks Industry
For the Banks industry and Financial Services sector, Mitsubishi UFJ Financial Group's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Mitsubishi UFJ Financial Group's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mitsubishi UFJ Financial Group (MBFJF) has a Cash-to-Debt of 2.46 as of Jun. 2026. This is 12% above median its historical median of 2.20. Over the past decade, Mitsubishi UFJ Financial Group's Cash-to-Debt has ranged from 1.69 to 5.80. According to the industry distribution chart, Mitsubishi UFJ Financial Group ranks #546 out of 1492 companies in the Banks industry, placing it in the top 36.6%.
Is Mitsubishi UFJ Financial Group's Cash-to-Debt too high?
Mitsubishi UFJ Financial Group's current Cash-to-Debt of 2.46 is 12% above median its 10-year median of 2.20. Over the past 10 years, this metric has ranged from a low of 1.69 to a high of 5.80. The Banks industry median Cash-to-Debt is 1.37. Mitsubishi UFJ Financial Group's value of 2.46 is 79.6% above this industry median. Based on the distribution chart, Mitsubishi UFJ Financial Group ranks #546 out of 1492 companies in the Banks industry, which is above the industry midpoint. Overall, Mitsubishi UFJ Financial Group has a GF Score™ of 63/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mitsubishi UFJ Financial Group's Cash-to-Debt compare to JPM and BAC?
According to the Banks industry distribution chart, Mitsubishi UFJ Financial Group ranks #546 out of 1492 companies for Cash-to-Debt. This puts Mitsubishi UFJ Financial Group in the upper half of its industry. The industry median Cash-to-Debt is 1.37. Mitsubishi UFJ Financial Group's value of 2.46 is 79.6% above this benchmark. Historically, Mitsubishi UFJ Financial Group's own Cash-to-Debt has ranged from 1.69 to 5.80 over the past decade. While the company's 10-year median is 2.20 vs. the industry median of 1.37, Mitsubishi UFJ Financial Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Banks company?
The median Cash-to-Debt among Banks companies is 1.37, based on 1,492 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mitsubishi UFJ Financial Group's current Cash-to-Debt of 2.46 is 79.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median Cash-to-Debt is 1.37 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mitsubishi UFJ Financial Group's current Cash-to-Debt is 2.46, which is 12% above median its own 10-year median of 2.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mitsubishi UFJ Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Mitsubishi UFJ Financial Group (MBFJF) is currently considered Significantly Overvalued. The stock's GF Value™ is $14.11, compared to a current price of $23.79 — trading 68.6% above its estimated fair value. The current Cash-to-Debt is 2.46, which is 12% above median its 10-year median of 2.20 and 79.6% above the Banks industry median of 1.37. Mitsubishi UFJ Financial Group's overall GF Score™ is 63/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Mitsubishi UFJ Financial Group (MBFJF), the current Cash-to-Debt is 2.46 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mitsubishi UFJ Financial Group (MBFJF) Overvalued in 2026?
Based on GuruFocus' analysis, Mitsubishi UFJ Financial Group stock appears to be overvalued.
The current stock price of $23.79 is trading 68.6% above its estimated GF Value™ of $14.11.
GuruFocus considers Mitsubishi UFJ Financial Group to be Significantly Overvalued.
Key valuation signals for MBFJF:
Cash-to-Debt: 2.46 (12% above median its 10-year median of 2.20)
GF Value™: $14.11 vs. price of $23.79 (68.6% above fair value)
Industry Position: 79.6% above the Banks median (#546 of 1492)
No single metric tells the full story. See the MBFJF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mitsubishi UFJ Financial Group is the largest bank in Japan in terms of market capitalization and assets. It is the largest non-Chinese bank group globally and has a balance sheet slightly larger than those of JPMorgan Chase and HSBC Holdings. MUFG's operations in Japan account for around half of profit, banking in Thailand and Indonesia for around 15%, and equity-method earnings from Morgan Stanley most of the rest.
63GF Score
Get the complete analysis for MBFJF
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