MBFJF (Mitsubishi UFJ Financial Group) Net Margin %: 28.53% (As of Mar. 2026) — 31% Above Median


MBFJF Mitsubishi UFJ Financial Group Inc MBFJF
63 GF Score
Price $20.46
GF Value $13.53
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Mitsubishi UFJ Financial Group Net Margin %?

Mitsubishi UFJ Financial Group MBFJF +1.55% 63 Net Margin % is 28.53% as of Mar. 2026, which is 31% above its 10-year median of 21.73. GuruFocus rates MBFJF with a GF Score™ of 63/100 and a GF Value™ of $13.53 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,526 Banks companies, Mitsubishi UFJ Financial Group ranks better than 68.28% on this metric.

Net margin is calculated as Net Income divided by its Revenue. Mitsubishi UFJ Financial Group's Net Income for the three months ended in Mar. 2026 was $3,868 Mil. Mitsubishi UFJ Financial Group's Revenue for the three months ended in Mar. 2026 was $13,556 Mil. Therefore, Mitsubishi UFJ Financial Group's net margin for the quarter that ended in Mar. 2026 was 28.53%.

The historical rank and industry rank for Mitsubishi UFJ Financial Group's Net Margin % or its related term are showing as below:

MBFJF' s Net Margin % Range Over the Past 10 Years
Min: 11.24   Med: 21.73   Max: 32.27
Current: 32.27


MBFJF's Net Margin % is ranked better than
68.28% of 1526 companies
in the Banks industry
Industry Median: 26.97 vs MBFJF: 32.27

Mitsubishi UFJ Financial Group  (OTCPK:MBFJF) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Mitsubishi UFJ Financial Group Net Margin % Related Terms


Mitsubishi UFJ Financial Group Net Margin % Historical Data

* Premium members only.

The historical data trend for Mitsubishi UFJ Financial Group's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mitsubishi UFJ Financial Group Net Margin % Chart

Mitsubishi UFJ Financial Group Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 24.04 18.43 25.35 27.24 32.27

Mitsubishi UFJ Financial Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.08 33.68 40.38 27.41 28.53

MBFJF vs JPM, BAC, WFC: Net Margin % Comparison

For the Banks - Diversified subindustry, Mitsubishi UFJ Financial Group's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mitsubishi UFJ Financial Group Net Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Mitsubishi UFJ Financial Group's Net Margin % distribution charts can be found below:

* The bar in red indicates where Mitsubishi UFJ Financial Group's Net Margin % falls into.


MBFJF
63GF Score
Mitsubishi UFJ Financial Group Inc MBFJF
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Mitsubishi UFJ Financial Group Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Mitsubishi UFJ Financial Group's Net Margin for the fiscal year that ended in Mar. 2026 is calculated as

Net Margin=Net Income (A: Mar. 2026 )/Revenue (A: Mar. 2026 )
=15296.116/47397.259
=32.27 %

Mitsubishi UFJ Financial Group's Net Margin for the quarter that ended in Mar. 2026 is calculated as

Net Margin=Net Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=3867.599/13556.449
=28.53 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 28.53% mean?
Mitsubishi UFJ Financial Group (MBFJF) has a Net Margin % of 28.53% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Mitsubishi UFJ Financial Group and its competitors. This is 31% above median its historical median of 21.73. Over the past decade, Mitsubishi UFJ Financial Group's Net Margin % has ranged from 11.24 to 32.27. According to the industry distribution chart, Mitsubishi UFJ Financial Group ranks #484 out of 1526 companies in the Banks industry, placing it in the top 31.7%.
Is Mitsubishi UFJ Financial Group's Net Margin % too high?
Mitsubishi UFJ Financial Group's current Net Margin % of 28.53% is 31% above median its 10-year median of 21.73. Over the past 10 years, this metric has ranged from a low of 11.24 to a high of 32.27. The Banks industry median Net Margin % is 26.97. Mitsubishi UFJ Financial Group's value of 28.53% is 5.8% above this industry median. Based on the distribution chart, Mitsubishi UFJ Financial Group ranks #484 out of 1526 companies in the Banks industry, which is above the industry midpoint. Overall, Mitsubishi UFJ Financial Group has a GF Score™ of 63/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mitsubishi UFJ Financial Group's Net Margin % compare to JPM and BAC?
According to the Banks industry distribution chart, Mitsubishi UFJ Financial Group ranks #484 out of 1526 companies for Net Margin %. This puts Mitsubishi UFJ Financial Group in the upper half of its industry. The industry median Net Margin % is 26.97. Mitsubishi UFJ Financial Group's value of 28.53% is 5.8% above this benchmark. Historically, Mitsubishi UFJ Financial Group's own Net Margin % has ranged from 11.24 to 32.27 over the past decade. While the company's 10-year median is 21.73 vs. the industry median of 26.97, Mitsubishi UFJ Financial Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.97, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mitsubishi UFJ Financial Group's current Net Margin % of 28.53% is 5.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Mitsubishi UFJ Financial Group and its competitors. For the Banks industry, the median Net Margin % is 26.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mitsubishi UFJ Financial Group's current Net Margin % is 28.53%, which is 31% above median its own 10-year median of 21.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mitsubishi UFJ Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Mitsubishi UFJ Financial Group (MBFJF) is currently considered Significantly Overvalued. The stock's GF Value™ is $13.53, compared to a current price of $20.46 — trading 51.2% above its estimated fair value. The current Net Margin % is 28.53%, which is 31% above median its 10-year median of 21.73 and 5.8% above the Banks industry median of 26.97. Mitsubishi UFJ Financial Group's overall GF Score™ is 63/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Mitsubishi UFJ Financial Group (MBFJF), the current Net Margin % is 28.53% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mitsubishi UFJ Financial Group (MBFJF) Overvalued in 2026?

Based on GuruFocus' analysis, Mitsubishi UFJ Financial Group stock appears to be overvalued. The current stock price of $20.46 is trading 51.2% above its estimated GF Value™ of $13.53. GuruFocus considers Mitsubishi UFJ Financial Group to be Significantly Overvalued.

Key valuation signals for MBFJF:

  • Net Margin %: 28.53% (31% above median its 10-year median of 21.73)
  • GF Value™: $13.53 vs. price of $20.46 (51.2% above fair value)
  • GF Score™: 63/100 with 5 warning signs
  • Industry Position: 5.8% above the Banks median (#484 of 1526)

No single metric tells the full story. See the MBFJF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mitsubishi UFJ Financial Group Business Description

Address 4-5, Marunouchi 1-chome, Chiyoda-ku, Tokyo, JPN, 100-8330
Mitsubishi UFJ Financial Group is the largest bank in Japan in terms of market capitalization and assets. It is the largest non-Chinese bank group globally and has a balance sheet slightly larger than those of JPMorgan Chase and HSBC Holdings. MUFG's operations in Japan account for around half of profit, banking in Thailand and Indonesia for around 15%, and equity-method earnings from Morgan Stanley most of the rest.
63GF Score

Get the complete analysis for MBFJF

Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$20.46
Price
$13.53
GF Value