Mitsubishi UFJ Financial GroupMBFJF -10.11%63 Return-on-Tangible-Equity is 12.25% as of Mar. 2026, which is 76% above its 10-year median of 6.98. GuruFocus rates MBFJF with a GF Score™ of 63/100 and a GF Value™ of $13.93 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,523 Banks companies, Mitsubishi UFJ Financial Group ranks better than 58.83% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Mitsubishi UFJ Financial Group's annualized net income for the quarter that ended in Mar. 2026 was $15,470 Mil. Mitsubishi UFJ Financial Group's average shareholder tangible equity for the quarter that ended in Mar. 2026 was $126,309 Mil. Therefore, Mitsubishi UFJ Financial Group's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 12.25%.
The historical rank and industry rank for Mitsubishi UFJ Financial Group's Return-on-Tangible-Equity or its related term are showing as below:
MBFJF'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 3.58 Med: 6.98 Max: 12.71
Current: 12.71
During the past 13 years, Mitsubishi UFJ Financial Group's highest Return-on-Tangible-Equity was 12.71%. The lowest was 3.58%. And the median was 6.98%.
MBFJF's Return-on-Tangible-Equity is ranked better than 58.83% of 1523
companies
in the Banks industry
Industry Median: 11.2
vs MBFJF: 12.71
Mitsubishi UFJ Financial Group (OTCPK:MBFJF) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Mitsubishi UFJ Financial Group Return-on-Tangible-Equity Related Terms
Mitsubishi UFJ Financial Group Return-on-Tangible-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mitsubishi UFJ Financial Group Return-on-Tangible-Equity Chart
MBFJF vs JPM, BAC, WFC: Return-on-Tangible-Equity Comparison
For the Banks - Diversified subindustry, Mitsubishi UFJ Financial Group's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mitsubishi UFJ Financial Group Return-on-Tangible-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Mitsubishi UFJ Financial Group's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Mitsubishi UFJ Financial Group's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 12.25% mean?
Mitsubishi UFJ Financial Group (MBFJF) has a Return-on-Tangible-Equity of 12.25% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Mitsubishi UFJ Financial Group and its competitors. This is 76% above median its historical median of 6.98. Over the past decade, Mitsubishi UFJ Financial Group's Return-on-Tangible-Equity has ranged from 3.58 to 12.71. According to the industry distribution chart, Mitsubishi UFJ Financial Group ranks #627 out of 1523 companies in the Banks industry, placing it in the top 41.2%.
Is Mitsubishi UFJ Financial Group's Return-on-Tangible-Equity too high?
Mitsubishi UFJ Financial Group's current Return-on-Tangible-Equity of 12.25% is 76% above median its 10-year median of 6.98. Over the past 10 years, this metric has ranged from a low of 3.58 to a high of 12.71. The Banks industry median Return-on-Tangible-Equity is 11.20. Mitsubishi UFJ Financial Group's value of 12.25% is 9.4% above this industry median. Based on the distribution chart, Mitsubishi UFJ Financial Group ranks #627 out of 1523 companies in the Banks industry, which is above the industry midpoint. Overall, Mitsubishi UFJ Financial Group has a GF Score™ of 63/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mitsubishi UFJ Financial Group's Return-on-Tangible-Equity compare to JPM and BAC?
According to the Banks industry distribution chart, Mitsubishi UFJ Financial Group ranks #627 out of 1523 companies for Return-on-Tangible-Equity. This puts Mitsubishi UFJ Financial Group in the upper half of its industry. The industry median Return-on-Tangible-Equity is 11.20. Mitsubishi UFJ Financial Group's value of 12.25% is 9.4% above this benchmark. Historically, Mitsubishi UFJ Financial Group's own Return-on-Tangible-Equity has ranged from 3.58 to 12.71 over the past decade. While the company's 10-year median is 6.98 vs. the industry median of 11.20, Mitsubishi UFJ Financial Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.20, based on 1,523 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mitsubishi UFJ Financial Group's current Return-on-Tangible-Equity of 12.25% is 9.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Mitsubishi UFJ Financial Group and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mitsubishi UFJ Financial Group's current Return-on-Tangible-Equity is 12.25%, which is 76% above median its own 10-year median of 6.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mitsubishi UFJ Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Mitsubishi UFJ Financial Group (MBFJF) is currently considered Significantly Overvalued. The stock's GF Value™ is $13.93, compared to a current price of $18.45 — trading 32.4% above its estimated fair value. The current Return-on-Tangible-Equity is 12.25%, which is 76% above median its 10-year median of 6.98 and 9.4% above the Banks industry median of 11.20. Mitsubishi UFJ Financial Group's overall GF Score™ is 63/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Mitsubishi UFJ Financial Group (MBFJF), the current Return-on-Tangible-Equity is 12.25% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mitsubishi UFJ Financial Group (MBFJF) Overvalued in 2026?
Based on GuruFocus' analysis, Mitsubishi UFJ Financial Group stock appears to be overvalued.
The current stock price of $18.45 is trading 32.4% above its estimated GF Value™ of $13.93.
GuruFocus considers Mitsubishi UFJ Financial Group to be Significantly Overvalued.
Key valuation signals for MBFJF:
Return-on-Tangible-Equity: 12.25% (76% above median its 10-year median of 6.98)
GF Value™: $13.93 vs. price of $18.45 (32.4% above fair value)
Industry Position: 9.4% above the Banks median (#627 of 1523)
No single metric tells the full story. See the MBFJF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mitsubishi UFJ Financial Group Business Description
Mitsubishi UFJ Financial Group is the largest bank in Japan in terms of market capitalization and assets. It is the largest non-Chinese bank group globally and has a balance sheet slightly larger than those of JPMorgan Chase and HSBC Holdings. MUFG's operations in Japan account for around half of profit, banking in Thailand and Indonesia for around 15%, and equity-method earnings from Morgan Stanley most of the rest.
63GF Score
Get the complete analysis for MBFJF
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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