MBFJF (Mitsubishi UFJ Financial Group) Cyclically Adjusted Book per Share: $10.02 (As of Mar. 2026)


MBFJF Mitsubishi UFJ Financial Group Inc MBFJF
65 GF Score
Price $19.44
GF Value $12.69
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Mitsubishi UFJ Financial Group Cyclically Adjusted Book per Share?

Mitsubishi UFJ Financial Group MBFJF -3.05% 65 Cyclically Adjusted Book per Share is $10.02 as of Mar. 2026. GuruFocus rates MBFJF with a GF Score™ of 65/100 and a GF Value™ of $12.69 (Significantly Overvalued). The stock has 5 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Mitsubishi UFJ Financial Group's adjusted book value per share for the three months ended in Mar. 2026 was $12.436. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $10.02 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Mitsubishi UFJ Financial Group's average Cyclically Adjusted Book Growth Rate was 8.90% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 11.20% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 10.40% per year. During the past 10 years, the average Cyclically Adjusted Book Growth Rate was 7.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Mitsubishi UFJ Financial Group was 11.30% per year. The lowest was -4.60% per year. And the median was 3.20% per year.

As of today (2026-06-28), Mitsubishi UFJ Financial Group's current stock price is $19.4375. Mitsubishi UFJ Financial Group's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was $10.02. Mitsubishi UFJ Financial Group's Cyclically Adjusted PB Ratio of today is 1.94.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Mitsubishi UFJ Financial Group was 2.16. The lowest was 0.42. And the median was 0.76.


Mitsubishi UFJ Financial Group  (OTCPK:MBFJF) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Mitsubishi UFJ Financial Group's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=19.4375/10.02
=1.94

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Mitsubishi UFJ Financial Group was 2.16. The lowest was 0.42. And the median was 0.76.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Mitsubishi UFJ Financial Group Cyclically Adjusted Book per Share Related Terms


Mitsubishi UFJ Financial Group Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Mitsubishi UFJ Financial Group's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mitsubishi UFJ Financial Group Cyclically Adjusted Book per Share Chart

Mitsubishi UFJ Financial Group Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.08 8.27 8.35 9.33 10.02

Mitsubishi UFJ Financial Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.33 9.88 10.12 9.69 10.02

MBFJF vs JPM, BAC, WFC: Cyclically Adjusted Book per Share Comparison

For the Banks - Diversified subindustry, Mitsubishi UFJ Financial Group's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mitsubishi UFJ Financial Group Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Mitsubishi UFJ Financial Group's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Mitsubishi UFJ Financial Group's Cyclically Adjusted PB Ratio falls into.


MBFJF
65GF Score
Mitsubishi UFJ Financial Group Inc MBFJF
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Mitsubishi UFJ Financial Group Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Mitsubishi UFJ Financial Group's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=12.436/112.7000*112.7000
=12.436

Current CPI (Mar. 2026) = 112.7000.

Mitsubishi UFJ Financial Group Quarterly Data

Book Value per Share CPI Adj_Book
201409 8.525 98.500 9.754
201503 9.082 97.900 10.455
201509 8.608 98.500 9.849
201603 9.933 97.900 11.435
201609 10.100 98.000 11.615
201703 10.077 98.100 11.577
201709 10.021 98.800 11.431
201803 11.481 99.200 13.043
201806 0.000 99.200 0.000
201809 10.424 99.900 11.760
201812 0.000 99.700 0.000
201903 11.266 99.700 12.735
201906 11.827 99.800 13.356
201909 12.088 100.100 13.610
201912 11.887 100.500 13.330
202003 11.567 100.300 12.997
202006 11.633 99.900 13.124
202009 12.134 99.900 13.689
202012 12.442 99.300 14.121
202103 12.034 99.900 13.576
202106 12.291 99.500 13.922
202109 12.585 100.100 14.169
202112 12.213 100.100 13.750
202203 11.382 101.100 12.688
202206 9.928 101.800 10.991
202209 9.553 103.100 10.443
202212 10.196 104.100 11.038
202303 10.723 104.400 11.575
202306 10.634 105.200 11.392
202309 10.417 106.200 11.055
202312 11.042 106.800 11.652
202403 11.150 107.200 11.722
202406 10.965 108.200 11.421
202409 12.275 108.900 12.703
202412 11.423 110.700 11.629
202503 11.964 111.100 12.136
202506 12.132 111.700 12.241
202509 12.405 112.000 12.483
202512 12.088 113.000 12.056
202603 12.436 112.700 12.436

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of $10.02 mean?
Mitsubishi UFJ Financial Group (MBFJF) has a Cyclically Adjusted Book per Share of $10.02 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Mitsubishi UFJ Financial Group and its competitors.
Is Mitsubishi UFJ Financial Group's Cyclically Adjusted Book per Share too high?
Mitsubishi UFJ Financial Group's current Cyclically Adjusted Book per Share is $10.02. Overall, Mitsubishi UFJ Financial Group has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mitsubishi UFJ Financial Group's Cyclically Adjusted Book per Share compare to JPM and BAC?
Mitsubishi UFJ Financial Group's Cyclically Adjusted Book per Share of $10.02 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Mitsubishi UFJ Financial Group and its competitors. Mitsubishi UFJ Financial Group's current Cyclically Adjusted Book per Share is $10.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mitsubishi UFJ Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Mitsubishi UFJ Financial Group (MBFJF) is currently considered Significantly Overvalued. The stock's GF Value™ is $12.69, compared to a current price of $19.44 — trading 53.2% above its estimated fair value. The current Cyclically Adjusted Book per Share is $10.02. Mitsubishi UFJ Financial Group's overall GF Score™ is 65/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Mitsubishi UFJ Financial Group (MBFJF), the current Cyclically Adjusted Book per Share is $10.02 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mitsubishi UFJ Financial Group (MBFJF) Overvalued in 2026?

Based on GuruFocus' analysis, Mitsubishi UFJ Financial Group stock appears to be overvalued. The current stock price of $19.44 is trading 53.2% above its estimated GF Value™ of $12.69. GuruFocus considers Mitsubishi UFJ Financial Group to be Significantly Overvalued.

Key valuation signals for MBFJF:

  • Cyclically Adjusted Book per Share: $10.02
  • GF Value™: $12.69 vs. price of $19.44 (53.2% above fair value)
  • GF Score™: 65/100 with 5 warning signs

No single metric tells the full story. See the MBFJF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mitsubishi UFJ Financial Group Business Description

Address 4-5, Marunouchi 1-chome, Chiyoda-ku, Tokyo, JPN, 100-8330
Mitsubishi UFJ Financial Group is the largest bank in Japan in terms of market capitalization and assets. It is the largest non-Chinese bank group globally and has a balance sheet slightly larger than those of JPMorgan Chase and HSBC Holdings. MUFG's operations in Japan account for around half of profit, banking in Thailand and Indonesia for around 15%, and equity-method earnings from Morgan Stanley most of the rest.
65GF Score

Get the complete analysis for MBFJF

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$19.44
Price
$12.69
GF Value